Updates from the Industry

Hi everyone!
UPDATE: SafeRisk and 711Finance are not paying anymore

Welcome back to another SafeMoneyInvest update post.

Today, I'll be touching base about all the programs that I'm currently in. So far, I've made great decisions in all the programs that I'm in, and I've decided that I might consider adding in a few more in my portfolio soon. I feel that the industry is slowly coming back on its feet, and the plethora of high-quality programs available in the market right now is simply amazing.

First off, it would be InflexCapital. This program continues to shine like a bright star in the industry, and I can't say enough praises about the admin, Andrew. He's been very responsive, and he answers most, if not all, support tickets/emails in under 10 minutes if he's online, and under a few hours if he's not. Usually I have some quick questions about my referrals or what are his plans, and so far he's been very helpful. That aside, he's also always very active on Money-News-Online.com, where they have a ShoutBox for investors to communicate. I like that he's putting in a lot of hours there to answer questions and respond to investors, so hopefully he'll keep that up.

And if you look at their ranking on MNO, it is clear that they're heading somewhere. They're currently ranked at the 15th spot, and MNO's blogger, Paul, has already reached break-even point after 15-some days. I personally have talked to quite a few old friends of mine, and they are putting in quite substantial amounts as well after getting to know the admin better. I myself am putting in money in all 3 plans, and I have great hopes of them lasting for a while. You can read the review here: InflexCapital

SafeRisk is still doing pretty well at this point, even though there were some concerns about their payments a good week ago. Some people complaint about delayed payments, which were unverified, and I suspect that could be a defamation strategy competitors are employing against them. So far I've been getting my payouts on time, and one thing I really like is the ability to withdraw to different payment processors. That helps me get my money into different accounts, which I can then use to invest in other programs. Quite noticeably, there are a few programs offering different payment processors at the moment, and I like to have the flexibility of investing via any payment processor I like.

711Finance could be well on its way to stardom. What I think about them is that the admin is very smart with her money, she knows her strategy well, and she knows how the industry works. I've been having regular conversations with her, and to be honest, she's all set to last all the way into November/December, and I believe there's good reason she could. For one thing, they've been lasting this long with only LibertyReserve and PerfectMoney. They recently had some trouble processing payouts due to LibertyReserve's API issue (which in my opinion, is very buggy). Nevertheless, they stayed strong, paid out all the pending withdrawals as quickly as they could, and now they're back on track! Amanda, the admin, was also very responsive during the chaos, and remained her composure and reacted by simply doing what she always does -- keep paying. That's impressive in my book, and I'm putting in another investment with them soon when LibertyReserve stops being so buggy.

That's all for today, I'll talk to you guys soon!

New Program Added - 711Finance

UPDATE: 711Finance is no longer paying

Hi guys, today I added a new program in my portfolio that is currently sweeping the industry by force. The name is 711Finance, a short-term high ROI program that's promised to provide a very exciting, and usually also unpredictably dramatic, experience.

The reason I joined is because the plan offered is highly lucrative, promising 12% daily for 12 days --  a very popular plan that was incredibly common among autosurf programs back in the day. In addition, a few of my friends from the "inner circle" have recommended that I take a look, and so far, I like what I see.

I won't go into a detailed description just yet because there's quite a few things I'd like to point out in my review that will come soon.

What I see so far is great support, attractive plans, and a very aggressive advertising strategy. The admin, Amanda is a very personable and likable person. It's easy to see why she's gaining a steady following, with a lot of investors singing praises for her on various platforms.

The plans have proven to be very successful in the past, so I don't see why they won't be successful this time around. Their advertising strategy is one truly worthy of taking a second look. So far they've purchased sticky listings on all the major forums, and that alone costs quite a bit. If that's not enough, they have recently purchased Sticky listing on Money-News-Online, as well as the top banner on front page. In total, that would cost upwards of $3,000 at least just from my rough calculation.

I'm already in with $200 of my own cash, and I'm ready to see this grow. Amanda said that she's trying to control the site's growth so that they can last well into September or December at least.

We'll see how that goes as time moves along.

Other Updates:

Uinvest seems to have some troubles crediting accounts with their interests this weekend. I was credited one of my two Motor Plants, and I asked the admin when will my account be credited with the full interest. He said that the issue should be solved by Monday, so we'll wait and see if that happens. So far, UInvest is probably the most stable HYIP I've seen, and I'm absolutely thrilled I decided to join them about half a year ago. I've more than made my principal back, and now I'm just riding on pure profits.

Next up is InflexCapital. Again, this mid-term performer is gaining traction in the industry, as can be seen from the reception they're receiving at Money-News-Online. A lot of investors are taking a serious look at InflexCapital now because they realized that InflexCapital would definitely have the potential to take the top few spots in the industry. As of this writing, there are not that many mid-term programs that could offer a better service, and that goes a long way to establishing itself as the top program in the industry. They've just celebrated their first month online, so that's definitely going to stimulate a few more investments. I'm happy with this one so far.

SafeRisk is doing well, even though over the weekend, there were some complaints of EgoPay payments not processed. Nevertheless, it seems that all issues have been solved, and I continue to receive my LibertyReserve payouts on a regular basis. Top-notch! I'm half-way there, and hopefully I can reach my break even point soon.

That's it for today folks! Keep checking back for more news!

InflexCapital Update

Hi guys,

It's been a while since I last posted, and am I glad to say that aside from GlobalOilFund, which was a quick cash turn-over for me, all the other programs I joined have been flourishing.

First up is InflexCapital. This site has absolutely taken off from the moment they joined my monitoring list. From just a mere lowly program barely making it out of the forums, they're now officially on Money-News-Online.com's Premium Listing. In addition, they've been slowly climbing up the Alexa ladder, shooting up to 200,000+ in rankings now, and they've been adding new features every now and then.

That's just amazing because I did not expect them to do that well at all. As you can probably tell by now, Alexa ranking is a pretty good indicator of a site's health. When you're outside the top 100,000, anything that shows your ranking is improving is a good thing. That means people are getting to know your site, and investors, usually from these visitors, are more likely to invest. Once you get in to the top 100,000 or so, however, you would need them to reinvest in order to stay afloat. It's at this point that the market gets really saturated.

Nevertheless, recent updates from InflexCapital includes a new LiveChat system in place, a new "media bar" (that's what Andrew, the admin, calls it), and also, he recently announced the turning off of instant withdrawal to LibertyReserve.

Before I get to the withdrawal part, let me say that the "media bar" looks awesome, as does the LiveChat. Both are great additions, and I think if Andrew could use those as part of his marketing campaign, things could look really good in the long run.

Ok, with regards to the withdrawal, apparently LibertyReserve had some API issues recently. The withdrawals were all messed up, and that caused some confusion within the organization. I still received my payouts without fail, so that shouldn't be a big deal. But Andrew insists that for the investors' best interests, it'd be a good idea to turn the feature off. He hasn't mentioned if that's for good, or he will bring it back sometime. I liked the idea of instant payments, and so I really hope he'll bring it back sometime soon.

Moving on, as the instant withdrawals have been turned off, Andrew is moving to manually processing the payments. His payout schedule is twice a day, in the morning and at night. So far, he's been processing the payouts on time, and I thank him for keeping to his words.

My take on this is that InflexCapital is barely anywhere yet, and there's a ton of potential if he can gain the trust of other investors. Admittedly, there's along road ahead for the site, but I believe if handled well, there will be great things to expect from them!

Plus, the great thing about them is communication is never an issue. You can email them, LiveChat them, Facebook them, Twitter them, support-ticket them. They're always available, and I heard that there's a new Chinese support for Chinese investors too! Talk about service with a smile! :)

Truly, I don't invest in a lot of sites, but once I do, I think they'll really flourish. There's no doubt in my mind that InflexCapital will take off pretty soon.

That's it for today and I'll be back again soon!

InflexCapital - Where Your Money Never Sleeps

Hi guys, welcome back to SMI!

The last few months have been an absolute roller coaster ride. With the rise, and the inevitable fall, of programs such as Royalty7, the entire HYIP industry experienced a huge jump in terms of number of investors. Finally, the industry is coming back on its feet!

As much as I would like to post regularly, I felt that there weren't that many quality programs that absolutely deserved our attention. Of course, now that Royalty7 is over, you might perhaps be wondering what else would I be posting about? 

Well, to be honest, while I don't think today's featured program will be considered "revolutionary" in the industry, I do feel strongly that there's something behind this sleeping dragon that might prove itself to be another profitable investment.

Welcome, InflexCapital -- where your money never sleeps!

InflexCapital, at first glance, glows with visual candies. The site is beautifully designed, with a huge table that clearly lays out all the plans. The layout is easy on the eyes, and it is user-friendly as well. On top of the site are several tabs that lead to an About Us page, an Investment page, a Contact Us page and so on. The texts are all original, and I think that's a very good indicator of a serious program. Most of us know by now that there is a pool of corrupted, lazy admins who could care less about the texts on their sites so long as they're making money. Well, not this one. Not InflexCapital. For me, they've already succeeded in capturing my attention. 

For those seeking a Monitoring/Partners page, there's a link located down at the footer (bottom part) of the page. It's at the bottom left. The title is Monitoring, which leads to a page that lists the forums and monitors currently featuring InflexCapital. As of this writing, however, InflexCapital only has a monitor listed there. Seems like the team is still contemplating on which monitoring partners to work with. 

My personal take on this: Great! Because I'm absolutely tired of paid monitors who do nothing BUT post payment proofs on forums. Those are literally brainless tasks that any monkey can do, and the act itself doesn't say much about the program besides the obvious fact that they're paying spare change for these monkeys to post. Sites that list a whole ton of monitors usually are able to do so using investors’ funds. In such a case, having a lot of monitors is definitely not a good idea.

I want to see actual paying investors getting paid, because those people are the ones keeping the high yield programs afloat, and more importantly, they are the ones who provide useful insight into the longevity of the programs.

Moving on to the payment plans:

There are 3 payment plans offered at the moment. 

Standard Plan	Enterprise Plan	Corporate Plan
Pays 2% daily	Pays 3% daily	Pays 4% daily
Min: $10	Min :$500	Min: $500
Max: $10,000	Max :$10,000	Max: $10,000
Investment Period: 30 calendar days	Investment Period: 30 calendar days	Investment Period: 30 calendar days
Pays on business days only	Pays on business days only	Pays on business days only
Early Withdrawal: 30%	Early Withdrawal: 40%	Early Withdrawal: 50%
No prerequisites	Note: Requires Standard Plan	Note: Requires Enterprise Plan

(They charge a 5% service fee for withdrawing your principal upon maturity)

While the FAQ states that they will pay within 48 business hours, the admin says the time frame provided is a "worst-case scenario". In reality, you should be expecting them to pay within 24 - 48 actual hours. Personally, I've requested several referral commission payments and also my several payouts already, and all of those were processed in very timely fashion (about an hour). In any case, if you need help, they're almost always on LiveChat or forums. I've been pestering the team on LiveChat asking for more info. My suggestion is to take full advantage of that to get to know the admin at a more personal level. You never know -- he might reveal himself to be the admin of a very successful program in the past :)

In essence, the plans are lucrative, but somewhat sustainable in the industry. Considering back in the day when 30% a month was considered extremely risky, 2% a day seems like a relatively safe investment. If you'd like to take a bigger chance, you can move up to Enterprise Plan, which offers 3% daily, or essentially 66% a month, for a minimum of $500. 

I like the fact that there's a nice calculator in the back office because sometimes calculating profit paid on business days can be confusing. While the calculator remains a nifty tool, it is not to be fully trusted because it is simply an estimation based on a 22 business-day month. Nevertheless, it's still a cool little eye-candy that will no doubt attract a few investors. 

Script:

I believe a script is a reflection of the admin's sincerity and honesty. If it is an untouched, unlicensed GoldCoders' script, that's a big RED flag. 

In this case, while the admin has done quite a few modifications to the script, it is still largely a GoldCoders' script. Yes, I am a little skeptical at first, but the admin explains himself clear enough that I trust his decision to be a wise one. Again, the old adage applies here: “why fix something if it’s not broken?”

Backtrack a little, GC scripts used to be the no.1 most popular script in the industry. Why? Read here to find out more. As such, pirates started to make copies, horrible job at that, and distributed it "generously" online. 

One would think who would be so dumb to distribute a paid script freely online? Well, the real question is: who wouldn't? 

The pirates apparently created bugs/loopholes in the script prior to releasing it online. That's like injecting a stray dog with zombie virus before releasing it into a homeless pet shelter -- once it gets out there, it spreads like a wildfire! Indeed, unsuspecting downloaders started to use this newfound free script on their sites, only to find it hacked within days with no trails left behind.

Hence, people started to have their suspicions whenever a GC script is used in a program.

Nevertheless, in this case, InflexCapital has modified the script to fit their own tastes, and they also plugged the loopholes in the script. The effect is two-fold:

1. they manage to achieve a somewhat customized script for the price of a off-the-shelf program 


2. they ensure security and peace of mind of investors

With that said, I believe the script is a plus point for InflexCapital. Many would definitely suggest otherwise, but I prefer to let time tell the story. So far, the program itself has been paying consistently, and the admin has not reported any malicious attempts from anyone to hack into their script.

Security:

If the script bothers you, fear not -- there's SSL and Ddos protection available as well. InflexCapital purchased a 3-year long domain name, complete with SSL verification from Comodo and also Ddos protection with dedicated IPs from GeniusGuard. The site is hosted on Staminus and appears to be relatively stable. GeniusGuard may not be the most popular host in the industry, but at this point, they have been keeping the site online for the most part. Again, if it’s not broken, why fix it?

 Admittedly, InflexCapital is doing fine as it is. Nonetheless, in today's market, I feel the abovementioned are bare minimum to be competitive with the likes of similar programs. Nevertheless, I still give the admin thumbs up for trying to be competitive, and indirectly showing that he is serious about this. My take: compared to other beautifully designed sites with virtually no one to talk to if anything happens, I prefer a program like InflexCapital because they are always on LiveChat and I like the fact that I can chat with someone when something is happening. If my experience is anything to go by, a strong support system goes a long way towards ensuring long-term success.

Payment Processors:

This is perhaps one of the most disappointing features for me. So far, only LibertyReserve and PerfectMoney are offered. In any case, a serious program needs to have at least SolidTrustPay(STP) or Payza as well to be competitive. 

The site Knowledgebase(FAQ) states that the addition of both STP and Payza is in the pipeline, and the home page clearly states that STP and Payza are coming soon as well. I believe if these two payment processors come as promised, InflexCapital will leapfrog over many other programs in the industry. If we take a look at their Alexa graph, they’ve been slowly climbing the ranks. As of this writing, InflexCapital is hovering between the 800,000+ mark, which is a considerable jump from 2,000,000+ 5 days ago when they first started. The traffic is increasing gradually, and in contrast with short-term high return programs, InflexCapital appears to be growing at a steady pace. As such, once they add more payment processors to the mix, I forecast greater things for them.

Payments are done manually as stated in the FAQ, but as I said earlier, the team at InflexCapital are on the ball with this. Payments are done almost instantly, and no hassle in requesting a payout. Simply go to your backoffice, one-click, and the profit's in your account in a few hours, or sometimes even minutes. I have requested about 8 payouts so far, and each and every one of those has been processed within an hour. Of course, if your payout has been pending for more than 8 hours, LiveChat is available and you can contact them to find out about your payment.

On one hand, it is a disappointment that payments are not instant. But on the other, I believe that this could prove to be a wise move in the long run. Especially considering the fact that LibertyReserve has had numerous serious API issues recently, I can only imagine the chaos that will ensue if InflexCapital switches over to instant payouts. 

Support

I think what InflexCapital lacks in polish, they make up for it with enthusiastic and helpful support staff. There are 4 ways of reaching the admin: 

1. through Contact Us page 




2. through LiveChat




3. through Facebook




4. through forums such as Talkgold and MoneyMakerGroup

The admin is really active on the forums, making appearances every now and then, and he appears to be really responsive to comments. On Facebook, there are 2 pages there as well, one is the admin, Andrew Lucas's personal page, and the other is the official fan page for InflexCapital Returns LTD. For a young site, there's not much activity going on there, but the admin seems to post quite regularly on there as well.

LiveChat is a big plus here because it's almost always online. I've started to abuse this service :p As I said earlier, LiveChat is a great way to get to know the team, and to find out more info about their experience. I've always hated admins who hide themselves behind their computers. I find it refreshing to get a program like InflexCapital that prides itself in a robust and responsive support system, to put themselves out there so that investors can get the help they so rightly deserved. I’ve seen too many programs that have ignored the investors’ inquiries after taking their deposits, and that’s just downright despicable.

To round up my review, InflexCapital is a beautifully designed, well-prepared program. Even though it misses out on a few corners, it more than makes up for it with a robust support system. In my view, an admin's enthusiasm is a very important indicator of how long a program will last, and from what I can see, InflexCapital exudes passion and commitment. 

My top points for them: 

• beautiful design


• customized GC script


• SSL


• responsive support


• attractive plans

My negative points:

• lack of payment processors


• restrictive plans - needing to be in Standard before I can join Enterprise etc.

I expect great things from InflexCapital, and I personally put $400 of my own money into this program.

Let's see how this goes and good luck!

 https://inflexcapital.com/?ref=cody23

GlobalOilFund - Oil Crisis Averted?

Hi! Today we're looking at a really hot program offering exceptionally high returns that is still surviving after a month.

 The name's GlobalOilFund, and for all I care, they're a HYIP that is making and paying a lot of cash at the moment.

 If you look at any of the popular forums, there's a ton of buzz around this new HYIP. (Ok, relatively speaking, they're old if we consider the plans they offer)

 The plans offered are simple, and downright risky: 1-day plan, 2-day plan, 5-day plan, 10-day plan, 20-day plan and 30-day plan. If anything, the plans are average. But the returns, oh my, are simply outrageous! Depending on how much you invest, the return could vary from 105% to 3000%! At first glance, one would think that such a site would not last longer than a week.

But truth to be told, they've been around for a month, and they're getting stronger as we speak! Their ads can be seen all around the place, and the admin has recently appeared on an interview for one of the most popular blogs in the industry! At this point in time, I would think that it's safe for me to invest $501 in there. I received news from an old acquaintance that this business is here for maybe a few more weeks.

 If the things progress at the way they have been, I see there's a possibility. The admin has been really active on forums, answering questions whenever one's posted, and the site keeps adding new features to it. In fact, the FAQ site is updated almost on a regular basis.

 The script is a licensed GoldCoders', which is no stranger to an experienced player, but it's "heavily modded on the inside", according to the admin, to enhance security and prevent hackings. The payment options are really flexible as well, taking anything from LibertyReserve to SolidTrustPay, and even a new one called WalletBit. There's quite a few interesting things about them that's worth looking at, but I think that's for another post in the future.

 Right now, I feel that it's safe for me to risk $501 with them, and hopefully they'll keep paying! Here's the beautiful banner they have:  


InflexCapital has been paying relatively stable for a while now, and I'm thinking of taking the next step into their 2nd plan, which pays 3% daily. It would take me a leap from what I'm currently investing, but I have some confidence in them.

In my view, it is always a good idea to get in early rather than later. There's some buzz going around them at the moment, but according to the admin, he's still trying to take it slow to build momentum and traffic.

 If the number of views on the forums is of any indicator at all, you can see that it's picking up some visitors now. Even the Alexa ranking has jumped from outside 2,000,000+ to 800,000+ in just a few days.

I think that's a strong indicator of what's to expect from them. If this trend keeps up, I'm sure they'll be able to deliver some serious impact in the industry. The admin has also told me that there will be some new exciting features added to the site, with the first being a ticketing system.

Well, in my book, support has been their strong point, and a ticketing system seems like a logical next step for them. If anything, I'd hope that they could include more payment options because that's the biggest drawback in my book at this point.


 And there's my vent for today! Keep reading and stay classy, guys!

Review: SafeRisk

Following the grand closure for Royalty7, a program that could indeed lay claim to the throne of the HYIP industry for the past year. They were able to pay consistently with no hiccups for 7 months, and in anyone's book, I'm sure that's a huge achievement.

Of course, with huge achievements come huge disappointment as well, such was demonstrated by the influx of investors who came on forums to grief and to complaint about the inevitable predicament.

Nevertheless, it's time to pick up the pieces and move on to better things.

Here's what I'm looking at today: SafeRisk. SafeRisk, what a controversial name. Indeed, it has been online for about 67 days, and it has just recently completed it's first cycle. If my experience is anything to go by, this is a good time to join because they have just completed the first cycle, and people are now starting to take note of it.

Why it's a good time for me to join? Because if the first cycle's successfully completed, I'm sure the existing members would be really excited to reinvest and make even more profit out of this. Understanding human nature is perhaps one of the key elements in this industry.

SafeRisk is beautifully designed, and it is also SSL encrypted. The layout is easy on the eyes, and it is easy to navigate around. One of the main things I noticed on the FAQ site is SafeRisk's modus operandi:

SafeRisk is a membership-powered opportunity, (in) which returns revenue earned on deposits made by the membership.

Clearly, SafeRisk is not playing the forex-trading revenue model. Instead, they're saying it as it is: this is a money pyramid, the returns you receive are from the deposits others made, in layman terms. Quite an interesting approach there that has seen several successes in the past.

Looking at the plans, SafeRisk offers only 1 plan:

2.5% per day for 60 days Principal returned upon expiry

Great plan in my view, absolutely lucrative and will entice a lot of young and experienced investors alike. If you break it down, assuming that you invest $100, you'll get $2.5 per day, breaking even after 40 days, and everything after will be pure profit with the principal returned at the end of expiry.

That's a whopping net profit of 150%! 2 and a half times your principal. If you divide that by 2 (60 = 2 months), that boils down to 75% per month of profit. If you were thinking about compounding your profits, no luck there because SafeRisk doesn't allow compounding.

Hosting-wise, SafeRisk is hosted with Staminus under the name ServerSpider, which provides Ddos protection. Seems like a reasonable host, albeit not a really known name in the industry. The domain name is registered with GoDaddy, which is surprising in my view because GoDaddy is usually pretty strict with registration. Script-wise they're using a licensed script from GoldCoders, which is probably one of the most commonly used scripts in the industry. It's slightly modified, as one can tell that it's not exactly the run-of-the-mill GoldCoders script. In many cases, this could prove to be a smart decision because it would plug most, if not all, security backdoors.

Nonetheless, that's never something indicative of a program's success. One should always be wary and cautious with one's money because, as the saying goes, "a fool and his money will soon be parted".

Moving on, the payment processors accepted is pretty impressive. All the major ones are accepted, namely LibertyReserve, PerfectMoney, SolidTrustPay and Payza (formerly AlertPay). My take in this is that SafeRisk has taken the necessary steps to offer investors a wide range of options to join. In many cases, investors often look favorably upon sites that offer all 4 major payment processors. On top of that, due to STP's notoriety for being difficult to get verified, it only adds a layer of credibility to the program.

Support-wise, I don't see the LiveChat as being as responsive as the other program I'm joining at the moment(InflexCapital.) The sign is on the top right corner, but I've never seen it online so far. That's a bummer, because there's no point in offering LiveChat if it's never online right? Sort of defeats the purpose in my view. I've tried sending an email to the admin inquiring about what his plans are for the future, but that's, again, to no avail. Hopefully that's not something that's persistent with all members.
Update*: the admin recently responded with an email, but nothing too substantial coming out of it. I will send another email today to inquire more. The response time for the email: 1 day

I'm putting in $400 of my own money here, and hopefully something good will come out of this! :)

I'm having high hopes from them, primarily because the site looks really well-planned, and the admin has proven himself for the first cycle. Further, some of the old acquaintances on MMG have joined this already. It seems like they're on to something, and for me, I'd like to get on as soon as possible, rather than later.

Hyip World Is Back?

Hi guys!
It's been a while, and for the most of you, the idea of HYIP has probably been associated with "long gone", "game over" etc. Well, for me, that was the truth for the past year. With the collapse of numerous programs, I had lost hope in the industry.

That is until recently.

Programs such as Royalty7, HoldingsTrade, and ENR-G gave me hopes again. While yes, most of them are over by now, with a lot of criticism and speculation surrounding Royalty7 and ENR-G at the moment, I still thought hey, maybe there's something happening here.

And, without a doubt, newGNI, the successor of GoldNuggetInvest, which survived well over a year, is pioneering the recovery.

With that said, I'm here to present a few programs I joined recently:

InflexCapital - Up to 4% daily I think this program, while still young and starting off pretty stable, has a lot of potential for a few reasons.

No.1 - Support I think the admin has been very responsive, and definitely deserves a look. I am a very person-oriented investor, and if I feel the admin is putting his best foot forward, I feel very confident about the prospects.

If my experience serves me right, an admin's passion and enthusiasm have always reflected in the program's longevity.

I will publish a review for this in a few days, and for those of you still thinking what this is, take a look here.





SafeRisk - 2.5% daily for 60 days This, oh man, is a really great looking program. The site looks beautiful, the script looks great, and a lot of payment processors are offered.

In my view, this is one of the rare few that will make quite an impact in the industry.

As we speak, there are many who have already joined. I planned a review for this one in the near future too.

Support-wise, I don't have much to say about them except they will answer the bare minimum just to get you to move along.

Payment-wise, it appears they're doing a pretty good job with payments posted every now and then on all major forums.

I like it quite a bit, and planning to put quite a bit in there just to spice up my portfolio.

If you are curious, here's the link to check it out:

Last, but not least, is Uinvest: The Giant Uinvest has been an excellent performer for the last year. I have absolutely no regrets joining this one, and as luck would have it, I managed to snag a couple of good shares at a low price. Now it's paying close to 21% a month for me. That's really good, considering all the new shares at the moment are offering about 15 - 18% profit per month.

I think there's still some mystery surrounding the site's legitimacy, but for now, for all its worth, I consider this a HYIP and will continue to keep playing this until something better comes up.

Here's the link for you to check them out: Uinvest

That's it for now, and I hope to finally get into this industry again and make some nice residual income for myself :)

Take care!

How to invest to make money

Hi guys, welcome back to another blog post.

So far, all the investments that are listed on my site have been performing with stellar fashion. Needless to say, I've put in my hours doing due diligence, and as a result, I've been able to come out ahead in most, if not all, my investments.

Now, you're asking how do I do it?

Well, if you're new to my site, aside from my usual welcome to you, I usually pick several worthy companies to look at, and then do my due diligence on them before finally choosing 5-6 investments to put my money in.

First of all, there are so many different HYIPs in this industry, so how do you even know where to start?

I usually start off by looking at either HYIP monitors, forums, or blogs. My resources to start off the search are as follow:

Forums:
MoneyMakerGroup
TalkGold
DreamTeamMoney


Monitors:
GoldPoll
AllHYIPMonitors

Blogs:
Money-News-Online
Hyip.com
Hyiping.org

These sites, while I do not personally vouch for their reliability, are good sources to start looking at what's available out there. I personally wouldn't trust the ratings on either of these sites, except probably for GoldPoll and Money-News-Online simply because the methods they use to rate a site is not made public. There is a high chance that a program might pay a site monitor to list them as a 5-star program even though they've just started taking investments for 3 days.

Next, I come out with a clear goal for my investment returns. I would, say, want to get a return of 25% this month. And I have about $1000 to play with this month. So I'm looking to get at least $250 in my pocket this month as net profit.

With that in mind, I now have a good idea of how much I need to invest, the returns for each individual program, and how much I should risk for each program. Even though this seems trivial, it actually really helps me nail down the companies that I would like to invest in.

After the above steps, I then start to look for more information on the companies I'm interested in. First of all, the interest rates. Then, how long they've been online. And then I'll look at design, hosting etc. Those stuffs are the basic information that I need to know before I invest.

Finally, I'd ask for opinion from members who are in the companies. Usually some companies are too new to even have any significant member base. In such a case, I would just drop a line or two using the contacts form, and try to pick the admin's brain. His response time and the way he responds would give me quite some insight into the company.

As such, I've finally concluded that the 4 programs currently listed on my site are the top programs that would fit my criteria. The risk's relatively low as the member bases for those programs are quite established, the rates are attractive, the sites are custom built with good scripts, the admins are responsive with good information to share. I couldn't ask more.

So there you go, here are just some of the ways to invest your money in this industry. Of course, this list is not exhaustive.

Can you think of any other way to invest? Leave your comments below to share your views!

That's it for today, see you folks!

Make Some Money!

Hi guys!

Well, Uinvest, my top program at the moment, is offering a great referral commission for me right now due to my loyalty and substantial investment. So, I'm offering this to you guys right now:

If you sign up under me today, and invest, then I will offer you 6.5% of your principal back to you!

That's right, 6.5% of your investment, and the offer only lasts for this week. This is my way of saying thanks to you for supporting me, and also for me to share the trust that Uinvest is giving me.

With that said, Uinvest sent out a Friday newsletter, which I thought was nothing too important. I figured I might as well just mention it here so that nothing catch you guys off-guard. The site's running well, and people are participating in chats. Everything's looking really good.

If you're in the mood for a video chat, I think Mia, one of the support members at Uinvest, comes and has a video conference with members. It's usually on (?) Wednesdays I think, but I'm not too sure. I'll check that up and report back asap.




On another note, HoldingsTrade was recently moved from HoldingsTrade.com to HoldingsTrade.net. The postfix will make a difference when you search for the site, because the .com domain has been taken offline due to malicious threats, as the admin allegedly reports in his recent newsletter.

Nonetheless, the admin was really proactive, and managed to cool things down before matters spiralled out of hands. He was on Facebook most of the time, and tried to post updates every now and then. I found that extremely helpful, and he has left a good impression in my book.

Well, HoldingsTrade is another interesting one that I'm looking to really invest into. At this point in time, as they're barely a week old, I'm still hesitant to drop any significant amount in there. But I really like what I'm seeing, that is the site's design is really unique, the script's looking good, SSL-encrypted, and offers basically everything that I would like to see in a good site.

One thing that particularly concerns me is the high returns. In any other investor's eyes, the higher the returns the better. But for me, I'm taking a different approach now after being burned a year back by so-called "legitimate" companies such as GeniusFunds and CherryShares. Right now, I'm trying to look for sustainable sites. Sites that offer relatively high percentage while also sustainable enough to last for a long period of time.

I don't want a fly-by-night program that offers 60% in 5 days. Heck, I'd be hesitant if it's anything close to 20% in a week. That's how I approach sites now.





And that's why I chose HoldingsTrade, Royalty7, LuxorAlliance and Uinvest as my investments for now. Some of them have proven themselves, while a couple are still new in my book.

We'll see how that progresses as the year's just starting and I have high hopes for my account balance this year!

UInvest Update

Hey guys!

UInvest, one of the top programs that has been making me money con

sistently for the past 3 months now, sent out a newsletter today. Most of the information, though quite informative for the GUN members(don't worry, I'll explain more of that in a bit), does not carry much weight for the regular investors like you and mine.

One huge update, however, is one that's not in the newsletter.

Uinvest has finally pulled the trigger on charging the investors for selling shares. This is a first for them, because in the past, Uinvest did not charge anything neither for selling nor purchasing. And now, any investor who decides to sell his/her shares would have to pay up a $1 selling fee in addition to a 1% fee from the selling price.

To put this in perspective, imagine if you're selling a Motor Plant (which goes for about $1700 with a net profit of $297/month) for $1800, you will only get a net sum of $1761.21. That's a HUGE difference, if you ask me. Though, I can see where this is going.

Uinvest has perhaps been seeing an exodus since December due to the nature of the industry (people tend to withdraw money during the festive season and get back in again when February comes around). So, they're hoping (this is all in my opinion) to curb the issue of investors selling all their shares and withdrawing a lump sum at any one point in time.

Of course, the selling fees help to make a small profit for the company as well, but that would be a very negligible amount in comparison to the amounts they're making.

If you're interested in knowing more about Uinvest, or any other programs I'm in, please do not hesitate to let me know! Just send me an email and I'll respond ASAP.

P.S: I'll probably post a review of Uinvest soon, in addition to the companies I'm currently in at the moment. Stay tuned!

New Investments

Hi guys! Welcome back!

It's been a long break from my investment hiatus, and I'm now back with more to offer!

Starting off the week on a good start, I have one great investment that has been making me really good money for a while now. I'm roughly pocketing $700 per month with this site.

Check it out if you'd like: link

The name is Uinvest, and the site offers a very interesting approach to investing. Unlike most HYIPs, Uinvest offers shares that you can buy and sell. The profit is fixed, but the price, however, depends on the availability.

As such, the saying, "buy low sell high" really holds true here.

I'll be doing a closer review of this awesome site pretty soon, so I'll see you guys in a few days!

Sep 18,2011 I'M BACK! With A New Twist!

Hi everyone! I'm back in the industry after a 6-, or...8-month hiatus? I'm not sure, but anyway, I lost hope in the industry for a while there.

After CherryShares collapsed in a dramatic fashion last year, I was thrown down the pit of disappointment. How could such a promising program ever go down?

Well, it did.

I took my time off, did some soul searching (hint: money searching). I tried different things, website flipping for example, but it didn't appeal to me. I still liked HYIPs the best.

So a week ago, I decided to search the industry for some promising programs, and thank goodness! I found a few already, and this is one of them!

Probably one of the best in the industry in my opinion. It has all the looks, functions, plans, payment processors that any investor would like! In my view? It's a winner.

I hesitated quite a bit before deciding to publish this again. But I pray hard now that this will not disappoint like the others.

Of course, HYIPs are still games. Don't get me wrong.

But this could prove to be a really lucrative game.


Check it out and let me know what you think!

Divatri

The plans offered are simple:

Daily, Weekly and Monthly.

1. Daily

1.4% Min: 10 Max: 499
1.7% Min: 500 Max: 4999
2.0% Min: 5000 Max: Unlimited

For 150 business days, and profits are paid out on weekdays only.


2. Weekly

7.5% Min: 10 Max: 499
9.0% Min: 500 Max: 4999
10.5% Min: 5000 Max: Unlimited

For 36 weeks, and profits are paid out weekly only.

The site's running on dedicated server off BlockDos, and the script's fully customized too.

If there's anything I know from all these years in the industry, it's this: The admin put a LOT of effort into this site. I don't see any reason for him/her/them to close up and run away after 2 weeks.

Hence, my advice: Get in early, get your share. Who knows? This could really be the next big thing!

I'll save my review for the next post. Keep in touch!

March 17 2011 - Moving!!!!!

Hi Guys!!!

After this long hiatus, my new site is finally up and running!!!

Please check it out here: LiNKY


I apologize for the lack of news for the past several weeks.. As you can see, the new site is already up and running, and please let me know your input on the new site :)

Thanks for your support folks!

18 February 2011 - How to Start A HYIP Pt I

Hi! I believe the title must have caught you off guard today because I am actually NOT writing an article on How to start an actual HYIP (sorry to disappoint those who thought I was). Instead, I'm talking about How to start your HYIP investment journey. Sorry for the misleading title -- I just thought it would attract more attention this way :)

First of all, a good way to start would be to get a payment processor. There are currently several options, but I would recommend either AlertPay or LibertyReserve. For more reading, check out How To Win In HYIP With Payment Processors.

The sign-up process is fairly easy for any of the payment processors that you choose, but I would use different passwords and email addresses for each of the payment processors that you use (different from the email addresses and passwords you use for the HYIPs that you join) for the following reason:
Security
- for one, admins have knowledge of the password and email address you use for the HYIP that you join. Therefore, if you use the same email address and password, that'll be like graciously inviting the admin to take your money away from you.

After signing up for a payment processor, start to research the HYIPs that you'd like to join on forums, blogs and monitors. Some forums that I frequent quite often myself are TalkGold, MoneyMakerGroup and DreamTeamMoney. These are good resources because you can see actual feedback from actual investors, although there are quite a few paid voters as well. It takes some time to sift through all those posts, but I'll prepare a post on how to differentiate between paid posts and real, actual posts soon.

In the event that you find out certain HYIPs only accept e-currencies that you don't currently own, it's the time to exchange funds. Don't be surprised to find that there are numerous scam exchangers in the field today -- just a basic google search on "AlertPay exchanger" will return tens, if not hundreds, of unverified exchangers. Please note that it is against AlertPay's Terms and Conditions to exchange funds without verification from AlertPay. Read more about this on Where To Exchange E-Currencies. Generally though, verified exchangers, no matter whether it's LibertyReserve or AlertPay, should have Verified seals on their page. So a rule of thumb is to always check whether the seals are present on the sites.

That's it for today's Part I of How To Start Your HYIP Journey. Tune in soon for the second part! :)

11 Feb 2011 - West-Wood Is A Goner

Hi guys! Unfortunately, West-Wood, a silent under-performer, has quietly dug its own grave. I have not heard a single word from the admin regarding the pending payouts, a situation which had been going on for the last few days already.

Despite the fact that the admin announced that their "traders account" was blocked, he didn't mention any specific details about the program's cashflow. A little suspicious as the admin hasn't been contacting the members after that incident.

I guess that just shows that West-Wood is gone.

Please do not invest there any longer guys!

Now that SynergyMoney is officially closed, what's next? Well, if you're still in the red, you should probably wait until February 23rd when Ivan, allegedly, will start the first rounds of refunds. He claims that he will do it in biweekly terms. However, if your loss is below $10, he will look into that and process it as quickly as he can.

For a program that has been solidly managed for 3 months, can we say that he did a good job? Or looking at the site's potential, it could've gone further?

In my view, SynergyMoney did whatever it could, but there's just some missing ingredient that separates SynergyMoney from the likes of CherryShares. It's not the plans, because both SynerygyMoney and CS offered sustainable and well-planned payouts. It's not the scripts too, because both sites used customized scripts.

So what is it?

I would say the entire site presentation just didn't deliver the vibe. I mean, let's look at the front page:

Front Page

For real? A Buddha on the front page? I mean no offense for Buddhists, but I've never associated investments with religion because in my opinion, we are dependent on ourselves to make things happen.

Sorry to have digressed, but that's just my own observation. I really liked the admin's passion and enthusiasm, however, as we could always find him on the forums, chatting with members and really having a good time serving them. Perhaps if that spirit found its way to other investors, it could've made a huge difference.

That's it for today guys, I'll see you guys soon! :)

9 Feb 2010 - SynergyMoney is Closed

Hi guys! Unfortunately, I have to bear the gloomy news today. Despite a strong performance for the first 3 months, SynergyMoney has been experiencing a slow growth during the last few weeks, and the admin has finally decided that the damage is done, and the site will be closed down soon.

If you haven't noticed yet, the deposit and withdrawal buttons have been disabled. But please do not panic just yet because the admin promises to process refunds for those who are still not in profit.

Despite the fact that the admin, Ivan has promised refunds, I think it is self-evident that refunds will only be processed for those who are still not in profit. For those who are already in the black, be grateful that you are more fortunate than some who have just joined. If you've recently invested (within the last day or so), your deposit will be returned right back into your account.

With regards to this closure, is there something to be learned?

I think the admin, Ivan has done all he could to promote and to sustain SynergyMoney. However, with a lack of advertising budget, which we can clearly see from SynergyMoney's low profile in the industry, a program simply cannot outlast the other programs with a budget the size of Bill Gates' wallet.

In many respects, however, Ivan has done many things right. For example, the payment processors accepted were only open to AlertPay, LibertyReserve and PerfectMoney. And the fact that he didn't splurge on advertising shows that this could be a double-edged sword: one, it could prolong a program's longevity, given that members are actually spreading the good word about the program, or two, it could end a program prematurely because it is not getting the exposure it rightly deserves.

Nevertheless, the program's over, and I have to say that Ivan is a very reliable person who stuck to his word right through till the end. Time will tell if he will rise again, but for now, let's hope that everyone who is still in red will get his/her principal back.

Here's the newsletter:

Dear all,

This is an important update so please take the time to read it carefully. Given the
recent circumstances in respect to the inflow of funds coming in to the Synergy
Money payment accounts we have to implement some immediate actions. Let me
first say that I will work out a solution that serves best the interest of the
members of Synergy Money.

**What lead to this situation**
The big ROI (considering the 25% return of the serial plan) and the slow growth
during our 3th month. We raised bigger deposits during our 3th month from our
old members who were increasing their accounts regularly but the new members
joining were more reluctant to deposit new money in the program. This is simply
a natural cause and it is better to take actions before the imminent end.

**What is next**
First step will be to disable all deposits and cashouts from the program. Also the
deposits that were made this week will be refunded in full.
Right now I have a list of all the members and how much they have made or did
not make from the program. I will zero out the accounts which gained profit. You
can see if you are in profit or not by the ROI calculation on the home page of your
back office (Wallet funding – Wallet cashouts).
The accounts which are still owed will be refunded to the point of breaking even
their investment amount. In the case of potential opportunity to generate profit on
the top of your principal amount, I will definitely take it under consideration and
pay deserved bonuses to those members. The amount will depend on the success
rate and how the process of those opportunities has performed.

**A matter of consideration**
The whole process might take some time. That is why I am going to refund
specific amounts on biweekly terms. The first refund round will start on 23th of
February. However, investors with losses under $10 will be refunded faster.
Each refund week I will be crediting your account with the appropriate interest on
the difference amount (Wallet funding – Wallet cahsout) and it will be announced
to you via email and published on our News section. I cannot give you an estimate
or a number of how much that would be.
Then, you will be able to request a withdrawal to your payment processor. The
minimum to withdraw will be $1. Your accounts will be reflected with the
difference amount of your invested money and your withdrawals.
I will be keeping you updated on regular bases. I am not going anywhere and the
site will stay online for as long as it takes.


Ivan

That's all for today's news.. I'll be back with some minor updates soon :)

7 Feb 2011 - Wazzup: SynergyMoney

Hi guys! Sorry for the lack of posts for the last few days. If it makes you feel any better, the sites that I'm currently monitoring are still paying on time, and there's nothing to worry about :)

Here's some news from SynergyMoney regarding their situation with LR and PM:

If anyone of you noticed recently, SynergyMoney has already disabled the funding option via LR and PM because cashflow via those two payment processors have generally been slow. While the admin admits that closing those two funding options would be the best choice for now, he will honor those who invested via those 2 processors up until they receive 120% of their principal in return.

Note that the Serial plan has been re-introduced as the only plan available, and the minimum to deposit is only $30. The admin, Ivan admits that this has helped to encourage new deposits from members, who've been shunning away from this plan because of the minimum deposit required.

Does this mean the site is going down? I'm not sure, but so far, SynergyMoney has been one of the most promising and honest sites I've ever encountered. Ivan does not compromise self-referrals, and the sort of shady business that have plagued numerous other HYIPs. If he keeps up his integrity, and works hard towards providing a fair game for his investors, I have high hopes for SynergyMoney.

Here's the newsletter:

Dear killz23,

First I would like to apologize for disabling the withdrawal option for LR and PM
and also for not being able to see your deposits and earnings in those processors
yesterday. This was due to a technical error on my end. Now the issue has been
fixed and you are able to see your active deposits and earnings in both of these
processors. Please check if you have missed earnings to your account.

**Liberty Reserve**
As you already know Liberty Reserve and Perfect Money has been disabled as
funding options due to less demand. All current LR and PM deposits will continue
to earn interest until they reach a Return on Investment of 120% and the
members who are already in profit will cease to receive earnings on deposits
made through those processors. If you have any issues with your LR deposit
please send a support ticket or come to the chat found on the support page. I will
glad to help you out and answer your any questions.

**The Serial plan change**
Two days after the lowering of the investment minimum to the Serial plan to $30,
we noticed a significant inflow of new deposits to Synergy Money. I am happy
that this decision is benefiting not only more new investors but also Synergy
Money as an entity. The investment page banner and other pages are being
reflected accordingly as we speak. Also, soon you will see our improved
advertisement banners emphasizing our unique selling point - The Serial Plan.

**3th Month anniversary**
In 4 days we will be celebrating our 3th month anniversary being online. This
date also marks the first expires of the Basic I plan. Without the help of the loyal
members of Synergy Money this would have never been possible. Thank you for
the continued support and given trust in the program. Expect a congratulating
update for that occasion. With those 3 points I would like to end up today's
update.

Thank you for reading and I wish you have a nice day/evening.Thank you
for the team spirit and synergistic efforts,

Ivan

--

Spending some time to promote your referral (affiliate)
URL (http://www.synergymoney.net/?ref=killz23) will enable you to make 8%
extra from referring. This would be of great benefit for you and all members.

This message was sent from an email address that does not accept incoming
e-mail.
Please do not reply to this message. If you have any questions, please visit:
http://www.synergymoney.net/index.php?site=contact

That's all for today folks! I'll see you soon! :)

3 February 2011 - Wazzup: Updates

Hi guys! Here's some updates on my program portfolio:

GSVReloaded has been down for the last few days with no news whatsoever from the admin. This apparently shows that the program's down and out for good. While the program lasted, it proved to be quite a successful game. It paid 10% daily for 15 days for several cycles, those who joined early made their profit, and again, the last ones to join where the unfortunate ones to bear the brunt. Please do not invest there any longer guys!

Unfortunately, ColorfulProfit is a confirmed scam now. There has been no communication, or at least attempted effort to communicate, from the admin during the last few days. As far as I'm concerned, for those who invested via AlertPay, it could be a good time to request for a chargeback right now. A dirty scam such as Colorfulprofit just makes things worse in the industry for everyone. Let's hope that these scams will stop infesting this industry, and good programs will come back again.

WestWood, another short/mid-term program that's currently being monitored on my blog, has recently added AlertPay. If you've looked at the program, you'll notice there's a lot of visual candy there. Well, personally, I'm not a big fan of those effects simply because they do not render properly on my browser. Nonetheless, I'm sure many investors will find the visual candies as more of a welcome than an innovation in the industry :) I plan to review the program soon, and let's see how this one goes :)

SynergyMoney has recently encountered a shortage in LibertyReserve funds, which warrants a newsletter from the admin announcing the situation. He clarifies, straight and whole-heartedly, that the site itself has sufficient funds in other payment processors, but the LibertyReserve funds are fast depleting. He suggests two solutions: 1) allow more time for him to complete payments 2) close the payment option and let the current deposits run their course. If you have any suggestions, please send him an email on the site's Contact page, or you can reach him by posting on SynergyMoney's official MoneyMakerGroup thread. In addition, there will be a change in payment plans offered. As of this writing, there are currently two plans offered under Serial: Advanced and Premium. However, the admin has decided to drop one of the two, and only keep the Premium plan to keep things simple for investors. The minimum deposit will start from $30 and the maximum will be $3000. I believe this is a healthy and smart decision, while maintaining that leeway for investors who wish to earn more to make some nice income.
Here's the newsletter:

Dear killz23,

This newsletter contains some changes that I think will be helpful to most of you,
as well as to the program.

**Liberty Reserve**
Liberty Reserve is a processor of preference by many but at the same time it is
hard to acquire assets of this e-currency. That is the reason why people tend to
take good care of their acquired Liberty Reserve. There is nothing wrong with
that and it is simply the natural course of it. We have experienced a downtrend in
deposits via this processor which brings us to a point of decision making.

There are two outcomes that would take place. The first one is effective
immediately and that is time needed for processing Liberty Reserve withdrawals.
It will increase to 3 business days. This is due to the fact that I will need more
time to acquire certain levels of Liberty Reserve for payment execution.
Sometimes you might get paid earlier than that. The other outcome will take
place only if this downtrend continues and that is the deposits to this processor
will cease and all current active Liberty Reserve deposits will continue to run their
course and paid in full.

** Early Valentine's gift**
There has been confusion at times about the two Serial plans and how to keep
track of the requirement of having a Premium plan in place. I have decided to
make a change that will make it much easier on you.

From today there will be only one serial plan in effect and that will be the Serial
Advanced plan with minimum of $30 and maximum of $3000. That does not
affect any current deposits in the Premium serial plan and old Advanced plan.

**Stats and miscellanies**
Apart from everything else, Alert Pay and Solid Trust Pay deposits are doing just
fine. We have reached more than 45K in total deposits and we have 648
members in total. This was accomplished during our 83 days of operations.

Do not forget about our St. Valentines day contest which will run for 3 days
starting on the 12th of February and ending on the 14th. The 4 lucky winners
from the 3 day contest will be chosen on the 15th. Details about the contest will
be reminded to you days before the start.

Thank you for the continuous support and the wonderful testimonials published on
our testimonial page.

I wish you have a great day/night

Regards,

Ivan

That's it for tonight folks! See you tomorrow! :)

31 Jan 2011- Wazzup: Watch OUT!

Hmm.. After a day of posting the review on 12Daily, the site has unexpected stopped instant payouts. If I didn't know better, I would've assumed that the site was just undergoing regular maintenance.

However, against my better judgement, I reviewed the site under the impression that it was paying instantly and investors seemed happy with the performance. Nonetheless, the instant I published the review, the admin removed the ChatBox which was originally located in the investors' backoffice. This was a red sign that was aimed to stop investors from notifying each other of the pending payouts.

Nonetheless, my payouts for today have been moved to pending withdrawal, and I doubt that I will see that money back anytime soon. Therefore, I am placing the site On Hold, and let's give it another 24 hours to see whether 12Daily will come back.

In another separate case, SynergyMoney has processed 1/4 of my principal. Therefore, I'm about 50% away from recuperating, and judging from the way things are going, I suspect that this site has a long ways to go. Member support has been phenomenal, and the admin is fairly consistent in his daily posting at MoneyMakerGroup, which is the official forum. Does this mean a review is in the pipeline? You betcha! :)

Stay tuned to find out more!

While I would like to find a few more HYIPs that are worth joining right now, I simply can't muster enough of a list to put it out here. Do any of you have any sites you'd like to suggest? Why not send me an email or drop a comment at the bottom of this post, or on the right hand side bar? I'm sure many will appreciate the shared effort here.

Interestingly, ColorfulProfit, which has yet to make it past the 2nd cycle, is now placed on Waiting status on a few monitors, while the rest are still showing this program as Paying. While I usually try to give a site some time to recover, I think ColorfulProfit deserves no such treatment as it has been online for only 7 days, and there should not be any issues surfacing at such an early stage. Therefore, I'm moving this site to On Hold status as well, because I can't withdraw my LibertyReserve funds right now and I don't like that at all.

That's it for today folks! See you tomorrow and have a good day! :)

31 Jan 2011 - 12Daily Review

NOT PAYING PLEASE DO NOT INVEST

Hi guys! It's been a while since I last posted, and today I bring forth a highly interesting, and absolutely lucrative program to the table. Welcome 12Daily!

If you've not heard of this site yet, that's because they've been flying pretty low under the radar. Despite the fact that they've been paying instantly for the past 15 days (which means 1 full cycle), I've not seen that many banners on forums or blogs yet. Does this mean anything then? (Read more about )

Moving on, the site itself looks absolutely stunning. However, while the design looks refreshing and quite a change from standard cheapy-looking HYIPs, I'm definitely not a big fan of the music playing in the background. In my opinion, it's far too distracting, and detracts quite a bit from what they're offering -- an opportunity to make some cash!

The plans offered are categorized into daily plan and expiry plans. The most attractive plan, in my view, is the one that pays 12% daily for 12 days. As your principal is already counted in the payouts, your net profit will be 44% by the end of the cycle.

The 2 expiry plans are 160% after 12 days and 300% after 30 days respectively. Note that your payout will be processed at the end of the plans, so please bear that in mind prior to investing. If the site manages to keep up, your patience will definitely pay dividend.

BackOffice View

Payment Processors

This is perhaps one of the more disappointing features this site has to offer. While it's not glaringly flawed, so far only 2 payment processors are offered. LibertyReserve and PerfectMoney are the main choices for payment here, and both you and I know that transactions done through these payment processors are final. Therefore, always carry the mindset of being prepared to lose that money if you so choose to invest.

In response to a somewhat skeptical reception from investors, both LibertyReserve and PerfectMoney withdrawals are processed instantly. This means the instant you click "Process Withdrawal", the money will be sent into your account immediately. A really cool feature which I think will attract quite a following.

Script and Hosting

The site uses a licensed GoldCoder's script, which is the norm in the industry at the moment. While some admins complaint about GoldCoder's security in the past, I think they've improved tremendously over the years, and right now, they're dominating the HYIP scene as we're seeing dozens, if hundreds, of HYIPs launched every year using this script.

The script itself is user-friendly, so navigation shouldn't be much of an issue. If you have any questions, you can send a support email to the admin, which I doubt will get much of a response anytime soon as they've been working their asses off to maintain the site.

12Daily purchased 5 years of license to their domain name, which I believe is an attention-getter more than anything. A .biz domain name costs less than $10, and a 5-year license probably meant the admin got a pretty good deal for around the price of a year anyway. By any means, please do NOT assume that this is a sign of a good site that will last the entire 5 years. More often than not, sites expire faster than their domain names.

Personally, I love the instant cashout. There's no delay, no 2nd guessing when they'll pay, and definitely no need to check forums regularly in order to find out whether or not they're still paying. From the moment I click the "Withdraw" button, I know that the money will be in my account.

It's that peace of mind that I'm in love with, and I'll stick with this program for a while.

However, please bear in mind that this is strictly my own personal view and it is by no means a financial advice.

Good luck and have fun! :)