Tuesday, July 10, 2012

InflexCapital - Where Your Money Never Sleeps


Hi guys, welcome back to SMI!

The last few months have been an absolute roller coaster ride. With the rise, and the inevitable fall, of programs such as Royalty7, the entire HYIP industry experienced a huge jump in terms of number of investors. Finally, the industry is coming back on its feet!

As much as I would like to post regularly, I felt that there weren't that many quality programs that absolutely deserved our attention. Of course, now that Royalty7 is over, you might perhaps be wondering what else would I be posting about? 

Well, to be honest, while I don't think today's featured program will be considered "revolutionary" in the industry, I do feel strongly that there's something behind this sleeping dragon that might prove itself to be another profitable investment.

Welcome, InflexCapital -- where your money never sleeps!
Inflex Capital



InflexCapital, at first glance, glows with visual candies. The site is beautifully designed, with a huge table that clearly lays out all the plans. The layout is easy on the eyes, and it is user-friendly as well. On top of the site are several tabs that lead to an About Us page, an Investment page, a Contact Us page and so on. The texts are all original, and I think that's a very good indicator of a serious program. Most of us know by now that there is a pool of corrupted, lazy admins who could care less about the texts on their sites so long as they're making money. Well, not this one. Not InflexCapital. For me, they've already succeeded in capturing my attention. 

For those seeking a Monitoring/Partners page, there's a link located down at the footer (bottom part) of the page. It's at the bottom left. The title is Monitoring, which leads to a page that lists the forums and monitors currently featuring InflexCapital. As of this writing, however, InflexCapital only has a monitor listed there. Seems like the team is still contemplating on which monitoring partners to work with. 

My personal take on this: Great! Because I'm absolutely tired of paid monitors who do nothing BUT post payment proofs on forums. Those are literally brainless tasks that any monkey can do, and the act itself doesn't say much about the program besides the obvious fact that they're paying spare change for these monkeys to post. Sites that list a whole ton of monitors usually are able to do so using investors’ funds. In such a case, having a lot of monitors is definitely not a good idea.

I want to see actual paying investors getting paid, because those people are the ones keeping the high yield programs afloat, and more importantly, they are the ones who provide useful insight into the longevity of the programs.

Moving on to the payment plans:
There are 3 payment plans offered at the moment. 

Standard Plan Enterprise Plan Corporate Plan
Pays 2% daily Pays 3% daily Pays 4% daily
Min: $10 Min :$500 Min: $500
Max: $10,000 Max :$10,000 Max: $10,000
Investment Period: 30 calendar days Investment Period: 30 calendar days Investment Period: 30 calendar days
Pays on business days only Pays on business days only Pays on business days only
Early Withdrawal: 30% Early Withdrawal: 40% Early Withdrawal: 50%
No prerequisites Note: Requires Standard Plan Note: Requires Enterprise Plan

(They charge a 5% service fee for withdrawing your principal upon maturity)

While the FAQ states that they will pay within 48 business hours, the admin says the time frame provided is a "worst-case scenario". In reality, you should be expecting them to pay within 24 - 48 actual hours. Personally, I've requested several referral commission payments and also my several payouts already, and all of those were processed in very timely fashion (about an hour). In any case, if you need help, they're almost always on LiveChat or forums. I've been pestering the team on LiveChat asking for more info. My suggestion is to take full advantage of that to get to know the admin at a more personal level. You never know -- he might reveal himself to be the admin of a very successful program in the past :)

In essence, the plans are lucrative, but somewhat sustainable in the industry. Considering back in the day when 30% a month was considered extremely risky, 2% a day seems like a relatively safe investment. If you'd like to take a bigger chance, you can move up to Enterprise Plan, which offers 3% daily, or essentially 66% a month, for a minimum of $500. 

I like the fact that there's a nice calculator in the back office because sometimes calculating profit paid on business days can be confusing. While the calculator remains a nifty tool, it is not to be fully trusted because it is simply an estimation based on a 22 business-day month. Nevertheless, it's still a cool little eye-candy that will no doubt attract a few investors. 

Script:
I believe a script is a reflection of the admin's sincerity and honesty. If it is an untouched, unlicensed GoldCoders' script, that's a big RED flag. 

In this case, while the admin has done quite a few modifications to the script, it is still largely a GoldCoders' script. Yes, I am a little skeptical at first, but the admin explains himself clear enough that I trust his decision to be a wise one. Again, the old adage applies here: “why fix something if it’s not broken?”

Backtrack a little, GC scripts used to be the no.1 most popular script in the industry. Why? Read here to find out more. As such, pirates started to make copies, horrible job at that, and distributed it "generously" online. 

One would think who would be so dumb to distribute a paid script freely online? Well, the real question is: who wouldn't? 

The pirates apparently created bugs/loopholes in the script prior to releasing it online. That's like injecting a stray dog with zombie virus before releasing it into a homeless pet shelter -- once it gets out there, it spreads like a wildfire! Indeed, unsuspecting downloaders started to use this newfound free script on their sites, only to find it hacked within days with no trails left behind.

Hence, people started to have their suspicions whenever a GC script is used in a program.

Nevertheless, in this case, InflexCapital has modified the script to fit their own tastes, and they also plugged the loopholes in the script. The effect is two-fold:
  1. they manage to achieve a somewhat customized script for the price of a off-the-shelf program 

  2. they ensure security and peace of mind of investors


With that said, I believe the script is a plus point for InflexCapital. Many would definitely suggest otherwise, but I prefer to let time tell the story. So far, the program itself has been paying consistently, and the admin has not reported any malicious attempts from anyone to hack into their script.

Security:
If the script bothers you, fear not -- there's SSL and Ddos protection available as well. InflexCapital purchased a 3-year long domain name, complete with SSL verification from Comodo and also Ddos protection with dedicated IPs from GeniusGuard. The site is hosted on Staminus and appears to be relatively stable. GeniusGuard may not be the most popular host in the industry, but at this point, they have been keeping the site online for the most part. Again, if it’s not broken, why fix it?

 Admittedly, InflexCapital is doing fine as it is. Nonetheless, in today's market, I feel the abovementioned are bare minimum to be competitive with the likes of similar programs. Nevertheless, I still give the admin thumbs up for trying to be competitive, and indirectly showing that he is serious about this. My take: compared to other beautifully designed sites with virtually no one to talk to if anything happens, I prefer a program like InflexCapital because they are always on LiveChat and I like the fact that I can chat with someone when something is happening. If my experience is anything to go by, a strong support system goes a long way towards ensuring long-term success.

Payment Processors:
This is perhaps one of the most disappointing features for me. So far, only LibertyReserve and PerfectMoney are offered. In any case, a serious program needs to have at least SolidTrustPay(STP) or Payza as well to be competitive. 

The site Knowledgebase(FAQ) states that the addition of both STP and Payza is in the pipeline, and the home page clearly states that STP and Payza are coming soon as well. I believe if these two payment processors come as promised, InflexCapital will leapfrog over many other programs in the industry. If we take a look at their Alexa graph, they’ve been slowly climbing the ranks. As of this writing, InflexCapital is hovering between the 800,000+ mark, which is a considerable jump from 2,000,000+ 5 days ago when they first started. The traffic is increasing gradually, and in contrast with short-term high return programs, InflexCapital appears to be growing at a steady pace. As such, once they add more payment processors to the mix, I forecast greater things for them.

Payments are done manually as stated in the FAQ, but as I said earlier, the team at InflexCapital are on the ball with this. Payments are done almost instantly, and no hassle in requesting a payout. Simply go to your backoffice, one-click, and the profit's in your account in a few hours, or sometimes even minutes. I have requested about 8 payouts so far, and each and every one of those has been processed within an hour. Of course, if your payout has been pending for more than 8 hours, LiveChat is available and you can contact them to find out about your payment.

On one hand, it is a disappointment that payments are not instant. But on the other, I believe that this could prove to be a wise move in the long run. Especially considering the fact that LibertyReserve has had numerous serious API issues recently, I can only imagine the chaos that will ensue if InflexCapital switches over to instant payouts. 

Support
I think what InflexCapital lacks in polish, they make up for it with enthusiastic and helpful support staff. There are 4 ways of reaching the admin: 
  1. through Contact Us page 


  2. through LiveChat


  3. through Facebook


  4. through forums such as Talkgold and MoneyMakerGroup
The admin is really active on the forums, making appearances every now and then, and he appears to be really responsive to comments. On Facebook, there are 2 pages there as well, one is the admin, Andrew Lucas's personal page, and the other is the official fan page for InflexCapital Returns LTD. For a young site, there's not much activity going on there, but the admin seems to post quite regularly on there as well.

LiveChat is a big plus here because it's almost always online. I've started to abuse this service :p As I said earlier, LiveChat is a great way to get to know the team, and to find out more info about their experience. I've always hated admins who hide themselves behind their computers. I find it refreshing to get a program like InflexCapital that prides itself in a robust and responsive support system, to put themselves out there so that investors can get the help they so rightly deserved. I’ve seen too many programs that have ignored the investors’ inquiries after taking their deposits, and that’s just downright despicable.

To round up my review, InflexCapital is a beautifully designed, well-prepared program. Even though it misses out on a few corners, it more than makes up for it with a robust support system. In my view, an admin's enthusiasm is a very important indicator of how long a program will last, and from what I can see, InflexCapital exudes passion and commitment. 

My top points for them: 
  • beautiful design

  • customized GC script

  • SSL

  • responsive support

  • attractive plans
My negative points:
  • lack of payment processors

  • restrictive plans - needing to be in Standard before I can join Enterprise etc.

I expect great things from InflexCapital, and I personally put $400 of my own money into this program.

Let's see how this goes and good luck!

Monday, July 9, 2012

GlobalOilFund - Oil Crisis Averted?

Hi! Today we're looking at a really hot program offering exceptionally high returns that is still surviving after a month.

 The name's GlobalOilFund, and for all I care, they're a HYIP that is making and paying a lot of cash at the moment.

 If you look at any of the popular forums, there's a ton of buzz around this new HYIP. (Ok, relatively speaking, they're old if we consider the plans they offer)

 The plans offered are simple, and downright risky: 1-day plan, 2-day plan, 5-day plan, 10-day plan, 20-day plan and 30-day plan. If anything, the plans are average. But the returns, oh my, are simply outrageous! Depending on how much you invest, the return could vary from 105% to 3000%! At first glance, one would think that such a site would not last longer than a week.

But truth to be told, they've been around for a month, and they're getting stronger as we speak! Their ads can be seen all around the place, and the admin has recently appeared on an interview for one of the most popular blogs in the industry! At this point in time, I would think that it's safe for me to invest $501 in there. I received news from an old acquaintance that this business is here for maybe a few more weeks.

 If the things progress at the way they have been, I see there's a possibility. The admin has been really active on forums, answering questions whenever one's posted, and the site keeps adding new features to it. In fact, the FAQ site is updated almost on a regular basis.

 The script is a licensed GoldCoders', which is no stranger to an experienced player, but it's "heavily modded on the inside", according to the admin, to enhance security and prevent hackings. The payment options are really flexible as well, taking anything from LibertyReserve to SolidTrustPay, and even a new one called WalletBit. There's quite a few interesting things about them that's worth looking at, but I think that's for another post in the future.

 Right now, I feel that it's safe for me to risk $501 with them, and hopefully they'll keep paying! Here's the beautiful banner they have:  


InflexCapital has been paying relatively stable for a while now, and I'm thinking of taking the next step into their 2nd plan, which pays 3% daily. It would take me a leap from what I'm currently investing, but I have some confidence in them.

In my view, it is always a good idea to get in early rather than later. There's some buzz going around them at the moment, but according to the admin, he's still trying to take it slow to build momentum and traffic.

 If the number of views on the forums is of any indicator at all, you can see that it's picking up some visitors now. Even the Alexa ranking has jumped from outside 2,000,000+ to 800,000+ in just a few days.

I think that's a strong indicator of what's to expect from them. If this trend keeps up, I'm sure they'll be able to deliver some serious impact in the industry. The admin has also told me that there will be some new exciting features added to the site, with the first being a ticketing system.

Well, in my book, support has been their strong point, and a ticketing system seems like a logical next step for them. If anything, I'd hope that they could include more payment options because that's the biggest drawback in my book at this point.


 And there's my vent for today! Keep reading and stay classy, guys!

Sunday, July 8, 2012

Review: SafeRisk

Following the grand closure for Royalty7, a program that could indeed lay claim to the throne of the HYIP industry for the past year. They were able to pay consistently with no hiccups for 7 months, and in anyone's book, I'm sure that's a huge achievement.

Of course, with huge achievements come huge disappointment as well, such was demonstrated by the influx of investors who came on forums to grief and to complaint about the inevitable predicament.

Nevertheless, it's time to pick up the pieces and move on to better things.

Here's what I'm looking at today: SafeRisk. SafeRisk, what a controversial name. Indeed, it has been online for about 67 days, and it has just recently completed it's first cycle. If my experience is anything to go by, this is a good time to join because they have just completed the first cycle, and people are now starting to take note of it.

Why it's a good time for me to join? Because if the first cycle's successfully completed, I'm sure the existing members would be really excited to reinvest and make even more profit out of this. Understanding human nature is perhaps one of the key elements in this industry.

SafeRisk is beautifully designed, and it is also SSL encrypted. The layout is easy on the eyes, and it is easy to navigate around. One of the main things I noticed on the FAQ site is SafeRisk's modus operandi:
SafeRisk is a membership-powered opportunity, (in) which returns revenue earned on deposits made by the membership.
Clearly, SafeRisk is not playing the forex-trading revenue model. Instead, they're saying it as it is: this is a money pyramid, the returns you receive are from the deposits others made, in layman terms. Quite an interesting approach there that has seen several successes in the past.

Looking at the plans, SafeRisk offers only 1 plan:
2.5% per day for 60 days Principal returned upon expiry
Great plan in my view, absolutely lucrative and will entice a lot of young and experienced investors alike. If you break it down, assuming that you invest $100, you'll get $2.5 per day, breaking even after 40 days, and everything after will be pure profit with the principal returned at the end of expiry.

That's a whopping net profit of 150%! 2 and a half times your principal. If you divide that by 2 (60 = 2 months), that boils down to 75% per month of profit. If you were thinking about compounding your profits, no luck there because SafeRisk doesn't allow compounding.

Hosting-wise, SafeRisk is hosted with Staminus under the name ServerSpider, which provides Ddos protection. Seems like a reasonable host, albeit not a really known name in the industry. The domain name is registered with GoDaddy, which is surprising in my view because GoDaddy is usually pretty strict with registration. Script-wise they're using a licensed script from GoldCoders, which is probably one of the most commonly used scripts in the industry. It's slightly modified, as one can tell that it's not exactly the run-of-the-mill GoldCoders script. In many cases, this could prove to be a smart decision because it would plug most, if not all, security backdoors.

Nonetheless, that's never something indicative of a program's success. One should always be wary and cautious with one's money because, as the saying goes, "a fool and his money will soon be parted".

Moving on, the payment processors accepted is pretty impressive. All the major ones are accepted, namely LibertyReserve, PerfectMoney, SolidTrustPay and Payza (formerly AlertPay). My take in this is that SafeRisk has taken the necessary steps to offer investors a wide range of options to join. In many cases, investors often look favorably upon sites that offer all 4 major payment processors. On top of that, due to STP's notoriety for being difficult to get verified, it only adds a layer of credibility to the program.

Support-wise, I don't see the LiveChat as being as responsive as the other program I'm joining at the moment(InflexCapital.) The sign is on the top right corner, but I've never seen it online so far. That's a bummer, because there's no point in offering LiveChat if it's never online right? Sort of defeats the purpose in my view. I've tried sending an email to the admin inquiring about what his plans are for the future, but that's, again, to no avail. Hopefully that's not something that's persistent with all members.
Update*: the admin recently responded with an email, but nothing too substantial coming out of it. I will send another email today to inquire more. The response time for the email: 1 day

I'm putting in $400 of my own money here, and hopefully something good will come out of this! :)

I'm having high hopes from them, primarily because the site looks really well-planned, and the admin has proven himself for the first cycle. Further, some of the old acquaintances on MMG have joined this already. It seems like they're on to something, and for me, I'd like to get on as soon as possible, rather than later.

Friday, July 6, 2012

Hyip World Is Back?

Hi guys!
It's been a while, and for the most of you, the idea of HYIP has probably been associated with "long gone", "game over" etc. Well, for me, that was the truth for the past year. With the collapse of numerous programs, I had lost hope in the industry.

That is until recently.

Programs such as Royalty7, HoldingsTrade, and ENR-G gave me hopes again. While yes, most of them are over by now, with a lot of criticism and speculation surrounding Royalty7 and ENR-G at the moment, I still thought hey, maybe there's something happening here.

And, without a doubt, newGNI, the successor of GoldNuggetInvest, which survived well over a year, is pioneering the recovery.

With that said, I'm here to present a few programs I joined recently:

InflexCapital - Up to 4% daily I think this program, while still young and starting off pretty stable, has a lot of potential for a few reasons.

No.1 - Support I think the admin has been very responsive, and definitely deserves a look. I am a very person-oriented investor, and if I feel the admin is putting his best foot forward, I feel very confident about the prospects.

If my experience serves me right, an admin's passion and enthusiasm have always reflected in the program's longevity.

I will publish a review for this in a few days, and for those of you still thinking what this is, take a look here.

Inflex Capital



SafeRisk - 2.5% daily for 60 days This, oh man, is a really great looking program. The site looks beautiful, the script looks great, and a lot of payment processors are offered.

In my view, this is one of the rare few that will make quite an impact in the industry.

As we speak, there are many who have already joined. I planned a review for this one in the near future too.

Support-wise, I don't have much to say about them except they will answer the bare minimum just to get you to move along.

Payment-wise, it appears they're doing a pretty good job with payments posted every now and then on all major forums.

I like it quite a bit, and planning to put quite a bit in there just to spice up my portfolio.

If you are curious, here's the link to check it out:

Last, but not least, is Uinvest: The Giant Uinvest has been an excellent performer for the last year. I have absolutely no regrets joining this one, and as luck would have it, I managed to snag a couple of good shares at a low price. Now it's paying close to 21% a month for me. That's really good, considering all the new shares at the moment are offering about 15 - 18% profit per month.

I think there's still some mystery surrounding the site's legitimacy, but for now, for all its worth, I consider this a HYIP and will continue to keep playing this until something better comes up.

Here's the link for you to check them out: Uinvest

That's it for now, and I hope to finally get into this industry again and make some nice residual income for myself :)

Take care!