Wednesday, December 30, 2009

30 December 2009 - Daily Update

Hi guys! Today's been a relatively slow day for me as well as the HYIP industry. I've been on the road almost the whole day today, and there was a thick 4-5 inch snow this morning, which delayed my whole trip back home. Nonetheless, I got home a few hours ago, and have started catching up on things.

Seems like today hasn't been a really day full of news or updates, so today's post will be a short one. However, I've decided to come up with a new banner as I've been using some really odd ones (make-shift logos. Lol) as I've not had time to make some myself, or even hire someone to make some for me. It's just hard to employ some good designers for myself.

I got paid today from CedexInvest (very fast payout), GeniusFunds(instantly on LR), and Infinitiva(about 1 hour on AP). And I joined this new program,(well, this one has been around for quite a few weeks already actually) few days ago, and I've been receiving instant automatic withdrawals to my LR this few days right on time. This program is called FaithInvestments, and I'll monitor it for a few more days before deciding whether I'll write a review on it.

I've just joined CommonSenseInvest's Variable Plan, and surprisingly I received a 7% return today. I'm not sure whether anyone else received this special bonus, but let's hope CommonSenseInvest continues on with this momentum. I think CommonSenseInvest is set to be big in 2010, and the admin has been anything but responsive to all my inquiries and he has been absolutely phenomenal in updating and upgrading his website. Join now, and I will pay you 100% RCB for your 1st deposits! This is a limited time offer only, and remember, you can join the special Killz23 45D Plan which expires in 45 days with a minimum of $5 and pays 1.2 daily 7 days a week!

CashItsInstant seems to be gone with the wind already, as the admin, John emailed me this morning claiming that it is the work of MMG that had caused this serious DDos attack on his site. I've not heard from him since, and on his last email, he claimed that people are filing disputes on Alertpay, and his account has nothing in it already. I guess that's the end of CashItsInstant then.

XagaEnterprise sent out a newsletter today that mentioned my blog's review. As expected, this company that started somewhere around March 2009 has prevailed the trial of time, and has proven itself to be a worthy investment program. The site's looking great, and I think 2010 will be a year for it to shine.
Here's the newsletter:

Dear safemoneyinv,
You may take a look of this :
Revised review by MNO
Review by Make Money Stuff
http://www.makemoneystuff.com/reviews/xagaenterprise-and-more-news/

I haven’t answered some interviews. I am so busy. I am so sorry. Will catch up soon.
Thank you.

Regards,
Kevin

Well, as tomorrow's the 31th of December, I think I'll probably take a break and on the 1st as well. However, I'll try to sneak in my new banner and logo if possible, and hopefully you guys have noticed the new slideshow banners! How do you like that feature? Should I keep that up or pull it down?

I've added a poll right on the right hand side of the page, so if you think there's anything I should add to this blog, please vote and let me know!

That's it for today folks! Have a Happy New Year and God Bless!

And today's featured site is................................................XagaEnterprise!!!!!!

Tuesday, December 29, 2009

29 December 2009 - CommonSenseInvest Interview and Other News

Good evening my fellow readers (Or perhaps good morning for some of you), I just came home from a college basketball game between University of Idaho and Lewis-Clark State College. It was a full-house game, and most of the fans were cheering "Vandals! Go Go GO!". University of Idaho won with an overwhelming score of 71 - 52. Ok, perhaps you guys aren't that interested in hearing that personal news of mine, so let's move on to today's featured news!

I've just conducted an interview with CommonSenseInvest, a new low-ROI long term HYIP that seems to be both promising and refreshing, with some sustainable payment plans to offer and a commendable business model. CommonSenseInvest's admin, David Strauss recently launched his promotion campaign, and this is his exclusive interview with Safe-Money-Invest.

Who are you, and who manages the funds in CommonSenseInvest?
->
My name is David Strauss, admin for CommonSense Invest. Together with me are three investment staffs, one technical staff and one fund manager. They will be working backend and I will act as their interface to all members. My investment staff are experts mainly in the field of Forex and selective stocks trading.

How long have you been in this industry? What are your experiences in this field?
->
If you mean the HYIP industry, we've been around for the past one year to observe the trends and mode of business. Sad to say, there aren't many good HYIP sites around and too many of them are offering ridiculous payouts which no form of trading in the world would ever yield. This perhaps explains the failure of many programs that look good at first, but eventually turn out otherwise. So we spent the last 3 months studying how we can create a safe and reliable platform for everyone in this industry. We conclude that what we all need is common sense after all! Just like our own successful trading strategies. A first, we thought of writing a book to share our strategies. After much consideration, we still feel that helping others make the money is many times better than a book!

As for the forex trading industry, we are professional traders who enjoy the lucrative returns that it brings. Many people lose money in forex simply because they don't understand the underlying common sense required to trade profitably. Maybe it's greed too. If I give you $100 today, how much do you think you can make trading that $100 in forex? You get my drift...



What is your business model? I noticed that you use a lot of "common sense" in promoting your program, and places emphasis on sensible pay rates. What payment plans do you offer?
->
Yes, that's our message to everyone in this industry. Even if you're gambling, you need to use common sense. Let's say you're very good at blackjack and you have $100. How much do you think you should win with that $100? I don't mean to boast but I've never lost at a Barcarrat table in my whole life! (I'll explain my common sense theory in this when I have the time.) But gambling has its risks, which are very different from trading. Being conservative, I still prefer the latter.

Our business model is very simple. We believe in integrity and honesty, which explains our lacklustre stats on site. We don't tweak those figures to make you think we're hot when we're not. We always look for win-win-win situation, where everyone can help one another to make more money. Our years of experience show that we can comfortably achieve around 5% return on our investment every day, so we offer to split that with our investors (which explains the payout rates of our programs). By accumulating more funds, we are able to trade in larger volumes and in more diversified instruments. In return, we get higher rebates from our brokers. These rebates act as cushions for some of our less successful trades, so even when we lose some of our trades, these rebates sustain part of our loss. In a typical scenario, we make 10 trades a day. Say we lose 3 of them and win 7. The rebates are used to offset part of the losses in those 3 trades, so we actually win more than 7 trades in a day! Even if we make 1% profit from each of the 7 winning trades, that's already 7% profit in a day!

While we're on the topic for "common sense", I'll let you in on one of our common sense strategies called the correlation trading. Of recent, someone on the internet is making money selling this concept, as though it's some breakthrough. We can't help but laugh because it's pure common sense. We knew it so many years ago and we're surpirsed not many people know it. Basically, when 2 pairs of currencies, which trends in tandem 99% of the time, suddenly goes out of sync, you know it will eventually come back. So it isn't hard to "guess" whether to buy or sell that paid which moved out of sync! This is what we mean by common sense.

Our payment plans are shown on the main page of our website. If you're not sure how each of them works, feel free to contact us before you invest.

Given the rates you are offering, it is considered very high no matter what you're investing in. How do you generate such high profits?
->
This depends on your perspective. If you're comparing to bank rates and traditional investment funds, even 1% sounds like a lot. But do you know those fund houses actually gross more than that? How else do you think they can afford to pay thousands of staff and fat year-end bonuses? If you've traded in Forex before, you will know it isn't impossible to make 5% a day. One good trade sometimes yields 10% or more. Some trades lose money. So when you average them out, 5% isn't a lot at all. And we pay only about 2% to our investors, so we're still being rather conservative. And being conservative is one form of common sense to be able to sustain long term.

Do you guarantee the investors' profits?
->
Yes, we do.

What payment plans are accepted? Do you plan to add more in the future?

->
Currently, we accept Liberty Reserve and PerfectMoney. We are still studying othe payment processors as we needed to make sure our funds can be transfered from one source to another safely and efficiently.


Is CommonSenseInvest a certified establishment? Do you have proof to show the investors?

->
No, we used to work for some well-known financial institutes as traders and we'd left to trade for ourselves instead. (We didn't get paid we are worth!) We're unable to set up an establishment for trading as we're subjected to certain ex-employment agreement we had with them. It's something like we can't run a trading business for a few years even after we have left.


Lastly, what do you have to say to your prospective investors?
->
To our prospective investors, if you think like us, if you believe in your own common sense, then let us show you the way to success in the HYIP world. We want to show to the world that it can be done. You just need lots of common sense! :)


Thank you David for this interview, Safe-Money-Invest appreciates the effort and time you placed into answering and providing this exclusive interview.

In my opinion, CommonSenseInvest is starting off with a very good approach towards recruiting new members. Instead of offering high, far-fetched bonuses, the admin tries to explain the many benefits and advantages of joining CommonSenseInvest, and he is honest and straightforward in stating what his business model is - a game. Even though there is the question of legitimacy in what David claims, CommonSenseInvest does what everyone wants - quick and on-time payouts. I think this is a new admin running the show, and hopefully he'll prove himself in the long run.

This appears to be another ForEx trading company that promises long term success, and I think given the support from the members, it will be quite successful. As always, plan out your investment goals, and stick to it accordingly.

Other News:

CashItsInstant appeared to be down the whole day today, and while the admin hasn't sent out any newsletters clarifying the details, I've emailed him and received a response from him stating that this is another gimmick, a DDos attack from MMG (a forum) to shut down his site. While the truth of that remains a myth, I doubt that people have been getting paid. He paid out a small sum to me today, and I have quite a large sum pending. In any case, the admin is trying to revive CashItsInstant by offering bonuses and attracting the members by promising AlertPay payouts upon expiry.
This appears to be a popular method utilized by another admin who was claimed to be John's brother. Nonetheless, I will not speculate any further. A paying admin is a good admin. I will remain with my decision to put CashItsInstant as Paying Selectively. I will notify you guys if I get any news.

I've received my second CedexInvest payout in a row now without any delay. Seems like CedexInvest is paying good, and I look forward to the interview answers from them.

CommonSenseInvest has started my Killz23 45D Plan, which I reminded you guys yesterday. This one pays better than any other 3 plans, as it pays 1.2% daily for 7 days a week, and the lock-in period is only 45 days. My 100% RCB for people who join under me still stands. Email me before you join to make sure you joined under Safe-Money-Invest.

NewSurfAge, a revenue-sharing program that I joined long time ago, sent out a newsletter today explaining why no rebate was added today. As it is a revenue-sharing program, the admin only pays when people upgrade, or in this case, purchase TOTEMs. This last week, no one bought a single totem, which explained the case with no rebate this week. Nonetheless, the admin is adamant that the pace will slowly pick up as we move past this new year.
Here's the newsletter:
Dear killz23,
I'm sure everyone is wondering why there were no earnings posted this week. The answer is- NSA is a revenue sharing program which means rebates are based on TOTEMS purchased and since not a single TOTEM was purchased last week the system did not award any rebates this week :(

The holiday season is almost over and people should be coming back from their vacations so we should look forward to the industry coming back alive once more.

I am actually shocked that some members would still rather join new sites with unknown admins and end up losing their money instead of supporting the older admins who have stood the test of time in good times and bad times. Please stick and support your admins and don't waste your money on those new sites with unknown admins.

Gilbert- NSA admin
That's all for today folks! Stay tuned tomorrow for more news from Safe-Money-Invest!

Today's list of programs that paid me:
Infinitiva, GeniusFunds, CedexInvest, CashItsInstant(selective payout I believe).

Monday, December 28, 2009

28 December 2009 - Kobel Capital Review and Other News

Hi my fellow readers! Today I bring to you a very promising site that has been around for quite some time already. I've been monitoring this site for quite some time, and has simply ignored it in the past because I thought it would collapse soon. I've been proven wrong, and therefore, I have decided to review this site today and hopefully shed some light on a well-deserving program. Today's featured review is KobelCapital.





KobelCapital has been online since around end of September, with anything but problem-free on-time payments made every trading day. Initially the site started with quite a slow pace, and even right now MMG doesn't have that many member who are aware of this program it seems. I've been browsing through the posts, and noted that mostly monitors are posting there. However, KobelCapital IS paying, and there are some, such as Ian Cliffen, whom I think provides honest post-ups, have already posted many payouts.

In any case, KobelCapital is a legitimate money-making opportunity, albeit it might be short-lived, but who knows? It could be the next GeniusFunds or GoldNuggetInvest. Let's take a look at the payment plans shall we?

I have taken a screenshot of the payment plans, which I think will provide a clear description of what the plans are and what are the minimum/maximum. It ranges from a minimum of 2.55% daily payout (calendar days) to a maximum of 3.35% daily. Nonetheless, I think as most of the other plans are so far-fetched, it doesn't even make sense to offer them. The minimum for the 1st plan, which is called Basic Plan, is $10, and the maximum is $7500. This one runs for 90 days, as do the others, and your principal will be returned upon maturity. Note that this one pays daily for every calendar day, which means 7 days a week. If you invest say, $100, you will recoup your principal after 40th day, after which it will be pure profit for you.

Here's the screenshot:


KobelCapital Payout


Only 2 payment processors are accepted as of writing, which is a caveat in my opinion. The 2 payment processors are the usual LR and PerfectMoney, two of which are the most commonly used payment processors in the HYIP industry. I have written to the admin requesting an interview, and I hope he/she could address this issue, stating whether or not they plan to accept more in the future, as I think many investors would definitely welcome the addition of AlertPay or StrictPay or SolidTrustPay, all of which require the user's verification.

KobelCapital has a very impressive hosting resume, in that it uses dedicated server protected by Dragonara, which offers one of the best DDos protection in the industry. This goes to show, although it doesn't guarantee, KobelCapital intends to stay in this industry for a long period of time. The script is easy to navigate, with not too many hard-to-figure out features, and it was easy for me to go through the site without looking all over the page for a specific feature.

KobelCapital is not perfect though; as the deposit site remains much to be desired. I wanted to deposit some money into this program, and found out that you can't really choose which plan you want to join because the minimum of one plan overlaps with the maximum of the other. So in monetary sense, if you want to invest $100, you'll be automatically entered into Basic Capital, which offers 2.55% daily for 90 days with your principal returned upon maturity.

For those referral hunters, KobelCapital has the usual referral commission offered. It's a sheer 5% from your referrals' deposits, so this is another great way to increase/maximize your profit as well.

In conclusion, I think KobelCapital has much to offer, and I certainly look forward to a promising 2010, and hopefully KobelCapital will soar through this year and continue towards a strong performance in 2010.

Other News:

CashItsInstant is making selective payouts right now. The admin, John has sent a few more emails today requesting the members to make more deposits, and he has resorted to paying all AlertPay pending payouts upon expiry. This is no doubt his strategy to delay the collapse. Nonetheless, he tries to make a comeback by explaining the issue with AlertPay, and reaffirms that he will continue with Liberty Reserve in the future, with inclusion of Paypal as well.
Here's the newsletter:
I have looked this situation oevr inside and out and actually thought that I was being skimmed somewhere and couldnt figure it out, until I started looking at the fees that Alertpay charges on the incoming spends and realized that its not possible to accept alertpay and pay out 10% and the referral fees as well so the end result is now what to do about it all? I pay out you make a spend I payout you make a spend this has gone on for a month and the bottom line is Aertpay is the winner. We all are losing money not just the site but you the member are as well There has to be a solution and one thing is to just quit accepting alertpay all together! I am no scammer or thief I run a surf site for your benefit as well as I planned on making a little something for myself. I have had several chargebacks from fraud and that is I guess the price of being in business your going to have fraud and just like at the stores do with shop lifters and bad check writers. I think that for all intent and purposes that Alertpay is a good processor and all but there fees are just killing the concept of a surf site, you ever wonder why alertpay even allows hyips and surf sites well it dont take a genuis to see how much money they are making on these types sites. I think I have a decent solution to this as far as I can see one is no more referral fees paid on alertpay spends yes I will continue them on liberty reserve as they are what everyone should use. I read somewhere about only scammers use liberty reserve that is so stupid and so far from the truth its rediculous. Do you know that you can recieve 10,000.00 liberty reserve and it cost you 2.99 ? There fees are 1% with a cap of 2.99 so those of you who spend 13.00 and are getting paid 1.30 a day using alertpay it just dosnt make any sence as what are you clearing? alertpay gets 25 cents on every transaction plus 2.5% so what are you actually clearing 1.02 so after 13 days what have you gained 26 cents yet alertpay made in that 13 days 3.35 cents roughly so I think you see my point your losing and I am losing because when you spend it to me the $13.00 USD $1.09 USD $11.91 USD thats the result what I get so on every 13.00 cycle alertpay makes 4.44 cents so you see we both going to go broke eventually at those rates and toss in I pay out 1.24 in referral fees and there its now 5.68 thats history. I can see we can cut some of this out by paying upon expiration as it will cut back on the fees going back and forth. The other choice would be for you to just get wise and use liberty reserve and earn the instant payouts each day there are plenty of [places to obtain it and if you think your safer using alertpay because you think you can get a refund you better read the faqs section as there are no refunds and as long as the admin responds to support tickets from alertpay then they will not refund anything and on top of that you cant collect whats not there anyhow. So use your head go buy some liberty reserve and get instant payouts. Look most of you ahve been around for awhile and you know how surf sites used to last for 6 months some longer some shorter and now a days everyone cant believe how fast they come and go, well in the day of E-gold and ebullion the fees was pennys and now STP and Ap have turned it in to a highly profitable income for the payment processors and truth is they dont want you to switch or see the lite just like at the forum they talk bad about me and my brother but the real deal is we tell the truth and I know alertpay is a member in my site and will be mad when they read this but somewhere along the way we got to stick with a honest admin like myself and look at the full scale picture of what is going on. I will accept alertpay but no more instant payouts and the only reason I am going to accept it is for you the members but I telling you now you need start exchanging it for liberty reserve as I am not going to make them rich and me look like a fool! I give it 30 days this way and at that point I going to go strictly liberty reserve and some paypal upon request. I have laid it out and and now you must decide how your going to do things in the future, it dont matter if you stay with my site or go elsewhere the outcome will be the same, if your going to surf and be paid your going to have to realize that the facts Ive laid out are the reasons most surf sites are failing. Thank You John
P.s 2 free referrals and a 5% instant rebate on all liberty reserve spends
4 free referrals and 2% rebate on all alertpay spends of 39.00
I have been paid by GeniusFunds this week on time again, however, I noticed that this week they had a significantly lower weekly interest rate. 4.++% only, as compared to last week's 6.++%. Perhaps it was due to the Christmas celebration on Friday.

CedexInvest paid me on my first withdrawal today! Let me remind you that Cedexinvest (reviewed here) pays 2.4% daily on calendar days (Mon-Sun) with your principal paid back after 62 days.

CommonSenseInvest has officially started my new special plan for my readers! It's called Killz23 45D Plan, and this is available only to my readers. This is a special plan that pays 1.2% daily for 7 days a week, with your principal paid back upon 45-day lock-in period. That's a solid 8.4% weekly return, and in my opinion it's much better than Variable Plan which pays a variable of 1 - 3% 5 times a week, with a special bonus during the weekend. You don't know how much the variable will be, so that's a big disadvantage to this plan.

And that's all for today folks! Stay tuned tomorrow for more latest news! Invest wisely, and keep your money safe in your pockets!

Sunday, December 27, 2009

27 December 2009 - Daily Updates

Hi guys! Sorry, today i've been very busy, so I didn't really prepare much of a review or interview today. Nonetheless, I've some great news for you guys!

CommonSenseInvest, the low roi I reviewed yesterday, is offering a special promotion for my readers. And this is an exclusive offer only, only you guys who sign up under me will get this offer.

As I mentioned in my review, there are only 3 plans available. Now as I've talked to the admin, he agreed to start a new plan that's exclusively for safemoneyinvest readers. It'll be called Killz23 Plan, and only you guys who sign up under me will get this special plan. You will get these benefits:

1) Higher Deposit Bonus
2)Better Daily Payouts (higher profit)


And as a special promotion from me, if you deposit $100, I'll give you 10% Cashback, instead of the regular 5% commission they pay me. Now this offer is only good for first 10 who deposit $100 or more.

I'll pay 100% RCB for anyone who signs up and makes a deposit of under $100. This is only good for 1st deposit. Following deposits I will pay 90% RCB.

I have not discussed the specifics with the admin, but if you sign up under me right now, I'll keep you updated on the details.

Here's the link to sign up (Click on the banner to sign up):

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CashItsInstant has some problems with cashflow right now, as can be seen from their stats on the page. I would not recommend throwing in your money right now, as it's just too dangerous. Some people are still getting paid as we speak, but obviously those are selective payouts and I haven't received my payouts for today. Please be aware, and this is the latest newsletter from them:

Ok its time for you to decide the outcome of this site are you going to support it or have you decided let MMG win? I am not about to give up unless you members force me to by a lack of support. You are the final decision makers and at this point I think you all should have sent MMG a email telling them they had no right moving the thread as we are open and paying.
I going keep trying and here it is today you either show your support for instant payouts or not. Spend today and get 15% instant rebate use liberty reserve and get 25% instant rebate.
2 FREE UPGRADED DOWNLINES FOR EVERY 39.00 SPEND USING LIBERTY RESERVE USE ALERTPAY AND GET 2 FOR EVERY 65.00 SPEND. Paypal send to
johnpaypal73@yahoo.com get 1 free for every 26.00 spend.
XagaEnterprise, which had been down for the whole day yesterday, is now back up again. And the admin, Kevin sent out a newsletter clarifying what happened. The payouts are being processed as usual, and no need to worry guys! Here's the newsletter:

Dear safemoneyinv,
Apologize for being offline for 1 day. Xaga had hosting problem and was being moved to new powerful server.
If you still can't access the domain, please use this ip :
http://208.64.122.183
Once again, sorry for making you panic. Apologize me.
Thanks.

Regards,
kevin
PacForAll, as expected, closed down yesterday after a very slow start. Only the people who got in in the first cycle made profit. The admin, El explained the issues of hit-n-runners, and the lack of support from the members simply brought in this inevitable collapse. Here's the newsletter:

Hi Everyone,
We hope you had a truly lovely Christmas with your families.
Regretfully Christmas was not good for business with our Programs. Almost all the members who joined with us again were like-minded in their strategy, get in and get out. so they were no redeposits and because the bulk of the big deposits were on day one, the programs went into a Cashflow problem immediately. The games were a complete non-starter.
We honestly thought there was enough goodwill amongst you to make this work but obviously we were wrong. So we will wind down the Programs. Everyone will be refunded their principals. However because most of the big deposits have been paid 138% - we can only pay about 70% to the rest of you.We will do this on Monday.
To those of you who still trusted us amid all the negativity please accept our humble apologies, we failed again.
This was our last attempt at setting things right and we now have to put matters at rest. There will be no more programs from us and no more talk of refunds. We'll stress now as we have done before that, we ran the programs in a fair, honest ethical way. The PPs , if they would, would testify to that . Almost as many of you made money with our Programs as those who lost. We have given our all to the Programs and regret that it has come to this but we truly hope we left some of our members if not all with something. Me2E will come through in the following months. WNP and TVIE are both great, working programs. Put in some effort and you will reap the rewards.
We know there are many of you who are realistic about how all this works and you are more welcome to keep in touch with us.
May 2010 be YOUR year, each and everyone of you. May you all succeed in realising all your goals, Financial and otherwise.

EL and the PAC Team.
That's all the news for today, and I hope to bring you the latest news from the industry tomorrow! Have fun guys!


And the program featured on my blog today is..................................GeniusFunds!!!!!!


Saturday, December 26, 2009

26 December 2009 - CommonSenseInvest Review and Other News

How was your Christmas? I had a blast, and I hope you guys out there enjoyed your Christmas too~ I've been catching up on some latest news, and today I've something interesting to present. I hope you guys like it :D



And now back to business once more, as I bring to you a new low-ROI HYIP called CommonSenseInvest, which just started a few days ago, and now has started to promote itself in forums. CommonSenseInvest is a basic-looking program with a sustainable payment program and a unique concept that I think will attract attention in the long run. Right now, CommonSenseInvest is still growing slow and steady, with the number of investors on the slow climb but of which should see some progressive growth after the New Year.

Moving to the payment plans, CommonSenseInvest offers 3 different types of plans. The first is a 30-day plan, called 30D Invest, which sub-categorizes into 3 levels. 30D Invest Basic offers 1% per day for 30 days, and that means 7 days a week for 30 days. The minimum to invest is $10, and the maximum is capped at $99.99. 30D Invest Advanced starts off at $100, and caps at $299.99, and this one pays 1.2% daily for 30 days. The next would be 30D Invest Expert, which starts off at $300 and caps at $2500, and this plan pays 1.5% for 30 days.

And that's just the 1st plan.

The 2nd plan is called 120D Invest, which is basically a 120-day plan. This one sub-categorizes into 3 levels as well, namely (the same) Basic, Advanced and Expert. 120D Basic offers 1.5% daily for 120 days, with the minimum starting at $10, and caps at $99.99. 120D Advanced offers a higher return, which is 1.8% daily with a minimum of $100, and a maximum deposit of $299.99. And the most lucrative is 120D Expert plan, which offers 2% daily for 120 days and has a minimum of $300, with a cap at $2500.

There is another called Variable Plan, which is something ambiguous and I guess this one pays a variable interest rate each day.The minimum to invest is $10, and the maximum is $2500 -- the same as the previous two plans. This one runs for 40 days, and has a variable daily return of 1% to 3%.
Edit: This one pays a minimum of 1% each business day, with a ranging interest from 1% to 3%. It depends on the program's profit for the day. At the end of the week, there will be a special weekend bonus paid out. And this happens each week.

As in all the payment plans, your principal will be returned upon maturity.

The admin, David Strauss, has been actively participating with the members in MMG forum, and he replies to Customer Support inquiries in a timely fashion. I submitted a few questions regarding the payment plans, and he answered my questions within 24 hours, which is a very positive aspect as I submitted the inquiry the day prior to Christmas. And as you all know, many programs decided to take a day off on Christmas, and for the admin to reply my inquiry on Christmas really showed his attentiveness towards the program. Kudos! And I think that's a very important factor for investors as they would like to always like to see interaction between admin and investor.

There has been some not-too-heavy promotion campaigns going on for CommonSenseInvest, and that's a positive sign. Why? Because this shows the admin does not spend unnecessarily on promotions. This keeps the administration costs to the minimum, and allows more profit to flow towards the members. Thus far, there are 28 active accounts, $181 in total deposits and $70 paid out. This is a statistics provided on the main page of CommonsenseInvest. Although many would argue such a slow growing stats discredits the site's potential, I beg to differ. Look at previous programs such as WiredMoney that invested ludicrous amount of money on advertising, and although the sudden explosion of membership sign-ups proved to be fruitful for the admin's dangerous undertaking, WiredMoney closed down prior to the completion of first cycle.

There are only 2 payment processors accepted right now, namely LibertyReserve and PerfectMoney. It's easy to deposit and withdraw via LR, but not so with PerfectMoney. There's a detailed step-by-step guide on the site for investors intending to use PM. Here's a peek at the "Depositing Money" section of guide:


1. In order to invest into any of our programs in CommonSense Invest, you will need to make sure that your PerfectMoney's account ID in your user settings is either empty or filled up with its MEMBER ID.

2. If you have made a withdrawal before, chances are it is now shown your USD account number, which starts with a "U". All you need to do is delete that information and leave the field empty. Alternatively, you can fill it up with its MEMBER ID.

3. Click on "DEPOSIT" and choose the program you want to invest in.

4. There will be reminders along the way to ensure that you fill up the right account ID. Please bear with them if you're already familiar.

5. You will eventually be directed to PerfectMoney's secured website to complete the transaction. Just follow their instructions.

6. If you have changed your PerfectMoney's account ID to its MEMBER ID, we encourage that you make it a good habit to change it to its USD account number and leave it as default. The reason is that this will convenient your withdrawals later on. You only need to change it back to your MEMBER ID (or leave the field empty) when you're depositing. However, this is optional since we've programmed pop-up alerts to remind you to change the account ID again when you request for a withdrawal.





The admin takes a very positive approach towards HYIP, in that he doesn't believe in short-term High ROI Hyips. Hence the name, "Commonsense". He further utilizes that in his main page introduction, and even when he replies the support ticket, he emphasizes the idea of "common sense" such that we should not believe in short-term High ROI Hyips because it is just common sense that they can't possibly afford to pay such high returns for a long time! Nonetheless, the main business model that CommonSenseInvest focuses on is not specified on the page, but it does mention various business ventures, one of such is forex trading. Therefore, please recognize your investment goals and play the game according to your goals.

Lastly,
CommonSenseInvest has a normal, basic script with no specific DDos attack prevention in place nor a dedicated hosting server. That's something I'd like to see improved in the future.
Edit: Even though the admin doesn't have a commercial dedicated server, he bought 2 IP addresses: 69.42.214.139 and 69.42.214.140. That's their own host, and they're on their own VPS server, protected by Awknet.

I'm quoting the admin's response to this issue:
And to prove that the ip is ours, go to http://69.42.214.139/~commonse/. What happens is we bought our own DDOS protected VPS, named it "commonsenseinv.com" and use it as our nameservers ns1.commonsenseinv.com and ns2.commonsenseinv.com. We go to great extend to keep server control on our side, which explains why we host it that way -- rather than buy some shared hosting which claims to be ddos protected but cannot prove it! Commonsenseinv.com also automatically forwards to Commonsenseinvest.net, so people should not be confused.

In conclusion,
CommonSenseInvest is a good program that deserves some attention, and I am very interested to see how far this one goes. Although it still has long ways to go to be in the same league as GeniusFunds, I wouldn't say it doesn't have a chance.



Other News:

CashItsInstant currently has some pending AlertPay payments that are not settled, although I did get my LR payouts on time today. The admin has sent out a newsletter clarifying the issues with the system, and will seek to fix it by the end of the day. I've been checking on the status of the payouts, and indeed, after the newsletter, I've seen many more AlertPay payouts being processed. There's one thing that worries me: reserve funds. Following yesterday's incident with pending payouts, the total amount that has been withdrawn is slightly inflated because there are still payouts not processed. Nonetheless, the total deposits still reflects the actual deposits being made. I would recommend proceed with caution. Here's the newsletter:
Hi and although I had planned on being away until Sunday I see my attention is needed in the site as the last few days the alertpay spends have not been showing on the site for some reason they have been hit and mis, why I dont know but we are fixing it right now.

All spends the rest of the day will be given a free upgraded downline member plus a 10% instant cash rebate plus 1000 credits

Liberty Reserve spends have been working and if you make a spend using LR you get double.


Unfortunately, as what I've predicted,
CashTanker is officially gone as the site is down right now and no one had/has received their payouts. The admin, Sam Serino is truly despicable as he used the name of God in order to squander a few dirty pennies. This is a disgrace, and he should NOT have used such a strategy to earn money.

That's all for today's updates guys!! I hope tomorrow I will bring forth the interview with CedexInvest!

Thursday, December 24, 2009

24 December 2009 - Casual Update

Hi guys! Today's Christmas Eve, and it has been a busy day for me. I bet the same goes for all who celebrate Christmas, so Merry Christmas to you all who celebrate this great day, and Happy Holiday for all those who don't. As of writing, it has been a relatively calm and quiet day in the HYIP industry. I bring only the latest news and updates on the programs that I'm in.

First thing's first, as I've written a review for Xaga, they've decided to post a banner of my blog on their "reviews" page. Check it out guys! Thanks for the support Xaga, and I hope we will continue to have a good business relationship. (As of writing, Xaga's website is down at my side. Hopefully it'll be back up as soon as possible)

CashItsInstant is offering another round of bonus, this time the admin offers a matching bonus for all your spends during this period. Say you invest $130, you will receive your regular $13 per day, in addition to another $13 as a bonus from the admin for the period of your spend. This is a great deal, considering how much you could earn from it. That's the same as double the spend! Well, this offer only lasts until the deposit reaches 25,000. Right now the deposit is hovering around 22,000+. I've jumped on it, and what about you? I think CashItsInstant has a relatively strong reserve funds in store right now, as the last time I checked, the difference between Deposit and Payouts was around a positive 3000+. Taking into account the number of active members they have, I think the cashflow is still not too bad. The admin addressed the pending payment issue in his newsletter yesterday, saying that it was system error and that he will process all the pending payments once a week. The admin is out of town, and he mentioned that the support tickets will not be answered as he will be at his mother's place. It is understandable as it's Christmas; everyone needs a break. Here's the latest newsletter:
Wow here it is xmas eve and all through the site theres surfers searching for cash and wow outta nowhere a instant payment was found in your bank! I think we are going to be the biggest and best site the surf world has ever seen as I dont know of any surf site in any forum that has produced the kinda payouts we have and this will continue well in to next year and beyond, by the way have you made a spend lately? Time is now make back what you spent on these holidays and start working at making next year a even more profitable one for yourself.
Here is the best way to make this site work for you, spend at least 39.00 if you can afford it of course by all means then do more, but not everyone is rich yet! You can be if you learn how to use this site to your adavantage, let me show you how ok? Alright you all with me. Humm ok I wait til your girl gets back in the room. Ok lets go alright you start out if you can with a 130.00 and this can be used on any level up too 13,000.00 ok what you do is recycle your daily payouts back into the program no no not like the revenue sharing sites this is different because you get paid everyday, Now each day you get 13.00 on the 130.00 spend thats another 1.30 as well on the payout which is actually 14.30 for that same 130.00 you do this 10 days in a row and your daily payout will be 130.00 and at that point your no longer using your own cash you are using your earnings, plus by rolling the 13.00 back in each day your also earning another 10% that every 10 days is extra 143.00 cash for you just stick in your bank you can do this endlessly. Everyone needs a plan to make something work you can do this on whatever level you feel secure with.
CHRISTMAS BONUS TIME A LOT OF YOU EARNING THAT 100% 10 % MATCHING BONUS TIL WE REACH 25,000.00 AND AT THAT POINT THE OFFER ENDS AND LAST I LOOKED WE WAS ABOUT 2200.00 SHY OF THAT NUMBER SO YOU WANT SOME OF THAT BONUS MONEY YOU BETTER NOT WAIT CAUSE SANTA NOT GOING BE PASSING OUT THAT EXTRA CASH MUCH LONGER.
Also anyone want some referrlas? Use Liberty Reserve for 130.00 I give you 5 upgraded downlines 500.00 or more will get you 25 free upgraded downline memebrs for you to earn from.
Alertpay users 260.00 will get you 5 upgraded downline members and 1000.00 or more will get you 25 upgraded downline members.
EMAILS PLEASE VISIT THESE SITES AS THATS HOW WE EARN EXTRA CASH AROUND HERE TO PAY YOU, ALSO FOR 89.00 A WEEK I will email your site as well. Send a support ticket with your request
http://www.grandslamextra.com?sp=cashitsinstant
http://www.4realcash.net/?ref=0007

Have a safe and happy holiday and please if you have to drink do not drive! John
Pac4All, the old 12x12 that supposedly collapsed few months prior, is now making a comeback. The first round of deposits expires today, and all the members have been paid. I personally did not make any spends as I'm still waiting to see how things turn out. They promised to pay out the refunds starting next Monday. I wouldn't recommend jumping into it, but if you really have a good feeling about it, then by all means. I've invested quite a lot into this one, and even though I understand the refunds would only be money gained from the games El's playing, you never know when the game will end. It is no secret that everyone knows who El is now, and what she had done in the past. I bet there are many skeptics out there who are waiting to see how this game turns out. Here's the newsletter:
Hello Everyone,

We wish you and all your loved ones a Blessed and Merry Christmas.May your Holidays be filled with love, peace and joy.

This is a rather quick update to inform you that today was the first day of payouts for the Main Plan since we re-opened. We have been paying as the expiries come through.

The Games have been a bit slow, but all that have doubled have been paid. We expect the tempo to pick up after the holidays and we'll start refunds Monday onwards.

We may not be answering support fast enough during the weekend but payouts will be done within 24 hours.

Thank you all for your wonderful Co-operation and Support.

Merry Christmas!
EL.
SazaInvestments have opened their withdrawal button early this week so that we can withdraw our money for this festive season. The button is still available, so please proceed to your withdrawal as soon as possible.

Infinitiva and GeniusFunds, both my big favorites, paid me on time again today! I can't say enough how reliable and efficient these two big companies are..I'm hoping these two will continue for a longer period of time.

That's about it for today guys! Tomorrow's Christmas, but I'll still try to post a thing or two here. Until then, have a great Christmas Eve and Have FuN!

And today's featured program is..........................................my big favorite, GeniusFunds!!!!