Wednesday, June 30, 2010

30 June 2010 - Wazzup™ Daily News

Today's news and updates:

SevenStarProfit is at it again with a so-called "short" update from the admin, which includes updates on the payment proofs page and other pertinent information. As it is, it seems the admin has updated the payment proofs page with proofs(lol) that he was still paying large amounts up until yesterday. Of course, the page will not be updated on a daily basis, because, according to the admin, that would consume too much of his time. So the page will only be updated occasionally. Nonetheless, I do appreciate the admin's genuine passion and enthusiasm to make things work for the program.
Here are the details:

Dear members,
This is just a short update.
Firstly, I want to thank you all for your warm support. Well, maybe we have got not-so-much support on our forums but we've really got great support with new deposits, and I must say that is better than anything else.
To backup lack of payment proofs on our forums, I decided to make our own Payments proof page on SevenStarProfit website. Link is here, you can go and check it now:
https://sevenstarprofit.com/index.php?a=cust&page=payments_proof
Payments proof page actually is very simple. From time to time I'll be making screenshots of admin panel, containing withdraw history for the last day. Please note, this page is not updated daily! I count upon your understanding why this page won't be updated day by day. Too much unnecessary time wasting. But that will be kept updated every now and then because I want our program to be seen more transparent to you all. That's the deal.
Our membership base is still so tiny, only 200+ investors. That cannot satisfy any of us, I want to make our membership bigger that strengthens our program. Starting from next week I'm planning to broad up our advertising campaign. I'm not in a hurry though as haste makes waste. But some of monitors, please keep in mind that I won't buy banners from some of you because you're obviously slacking. I bought the exclusive listings from some of you and got almost nothing. I'll better pay twice Paul from MNO than some of you. Notice, I'm not talking about all our monitors, I just mean some of them which must change their attitude towards their listed HYIP programs really, if they do need money :)
Dear members, please keep your support SevenStarProfit up with reinvesting, payments proofs on our forums and votes for the program on our monitors. This is not just idle words, please go and actually help us by doing any of above mentioned tasks. Which one of them that you like more. In return you all will be getting some really good return on your investments.
Best regards,

Your admin


I've added 2 new programs to my monitoring, which are FreshReturn and LoyaltyOppulence

On a glance, I think LoyaltyOppulence deserves a worthy mention because the website design looks professionally done with an interesting concept. The program offers higher interest rates as you reinvest. If you invest $100 in Plan 1, which offers 103% after 1 day, you'll be able to reinvest into Plan 2 after the first plan matures. Note that Plan 2 offers 106% after 1 day. And such system runs for up until Plan 3, which offers 108% after 1 day! I plan to review this one soon, so stay tuned!

FreshReturn, on the other hand, is another typical short-term program, albeit with a professionally designed website with really good plans. All the plans offered are paid on a daily basis, and I think this one has the goods to last for a while. I'll review this soon, so please stay tuned as well!


Tuesday, June 29, 2010

29 June 2010 - Wazzup™ Daily News

Today's news and updates:

SevenStarProfit is now officially 9 days online, which means they've successfully completed 2 short cycles and 1 medium cycle, with the admin really enthusiastic about the chances for the program to last longer than any other programs out there. I appreciate the admin's honesty and efficiency in running the program, hence my recent review of the site as my own form of support for the site. Nonetheless, to keep a short-term program running, other forms of support are crucial as well, such as posting payment proofs and voting on monitors. Here are the details from the site's latest newsletter:

Dear members,
You are reading the 4th SevenStarProfit newsletter.
We've been paying for 8 days now, already paid for two short and one medium cycles. And first of all I'd like to say thank all members who support us. Remember, we can't survive in this cold HYIP climate without your strong support. So please, continue supporting SevenStarProfit program!
I thought how I could be different from other admins whom you already do not trust at all. And I came with this idea. Here is two screenshots of SevenStarProfit with clear withdrawal list and withdrawal history all dating on 29th of June. I hope they make you see better my forthright approach to you all.
https://sevenstarprofit.com/images/withdrawal_history.jpg
https://sevenstarprofit.com/images/withdraw_pending.jpg
The second news for today is brining to your attention my interview I've given to Paul on his Money-News-Online blog. You can read the interview here:
http://money-news-online.com/blog/2010/06/28/28062010-interview-with-the-admin-of-sevenstarprofit/
I'd like to thank you Paul for giving me the opportunity to be interviewed. Thanks to your blog, people can know me a little bit better. I think it helps to come to a decision on joining a program, if you can read and get to know of some info and details about admin, his intentions and his program.
I see that many of you reinvested in our program again. I really highly appreciate that. But what I don't see is more support on our forums. Only a very few people have been posting their payment proofs while I'm manually processing a lot of payouts everyday. A few hours ago I processed $400+ withdrawals. I'm expecting you to post them on our forums. Please, spare me and our program only five minutes for doing that in appreciation of my everyday work. Every single payment proof makes our program more competitive and stable. For that reason I have bought sticky topic on DTM. So if you want to know which forum is the best for posting your payment proofs it's DTM:
http://www.dreamteammoney.com/index.php?showtopic=101802
or you can also leave your payment proofs and comments here:
http://www.talkgold.com/forum/r296963-.html
http://www.moneymakergroup.com/Sevenstarprofit-Sevenst-t350886.html
http://money-news-online.com/forum/viewtopic.php?f=9&t=261
Also, no one has voted for our program on our monitors, it's a shock for me honestly. You know, I have got some advertising offers from paid or fake posters. But I don't want to pay them for these paid and fake things like some admins do. I do want to see you, my members, post real payment proofs. Please, go, post and/or vote for our program. I'm counting on you all because without your powerful support our program won't be as strong as we all would like it to see. SevenStarProfit is your program too, not just mine. Here is links to our monitors:
Gold Poll - http://www.goldpoll.net/details/15798/
GS Monitor - http://gsmonitor.org/details/3186/SevenStarProfit/
Also, when your investment plan expired and you got profit, please stick with us and reinvest. As you can see I'm not a fast scammer and we really can go longer through these hard times in the HYIP industry. Hopefully, I've proven myself as a trustworthy admin very well, haven't I? But I can do not so much without your help and support. Please, keep that in mind.
That's all for today. Less news and more profits for you and me.
John Smith,
Your administrator

Tomorrow will be another brand new day with a brand new review coming up! I'll see you guys tomorrow, good day!

Monday, June 28, 2010

28 June 2010 - Wazzup™ Daily News and Promotion

Today's news and updates:

Unfortunately, there are no news in the industry today. It's been a quiet day in my mailbox, and I hope this lack of news is good news because as they say, "no news is good news"! :D

Nonetheless, as part of my blog's incentive to push life back into the industry, I'll be offering some sweet promotion for this whole month, inclusive of some really nice weekly freebies as well such as free cash, free site promotion, and various other giveaways!

Please keep checking back because I'm sure the prizes are sure to attract both site admins and investors alike!

That's all for today! Thanks for dropping by folks!

Sunday, June 27, 2010

27 June 2010 - SevenStarProfit Review and Daily News

Hi guys! As I have promised to post more reviews, news and updates on my blog, today’s review comes as part of my promise to you guys. Anyway, without further ado, let’s take a closer look at this short-term program, SevenStarProfit that was just launched 5 days ago.



With regards to the recent influx of short-term programs in the industry, I think many admins are realizing that long-term HYIPs cannot last long due to unsustainable member growth that’s needed to keep a long-term program afloat. Nonetheless, having a bunch of short-term games isn’t too bad at all if you ask me, because these short-term programs can and will provide you the opportunity, given that you take some calculated risks, to rise your capital so that you have enough funds to invest after this summer. Why this summer? Well, personally I think there are always ups and downs in this industry, and as we are all aware of by now, the industry’s at its rock-bottom right now. Up is the only way to go when you can’t get any lower right?
But anyway, SevenStartProfit offers 3 different plans that are well thought-out to cater to different investors.

  • Short Plan: 117% after 4 days

  • Min: $10 Max: $5,000
    Pays upon expiry

  • Medium Plan: 17% daily for 7 days
  • Min: $10 Max: $10,000
    Pays daily

  • Long Plan: 180% after 15 days
  • Min: $10 Max: $20,000
    Pays upon expiry

As mentioned above, the Short Plan and Long Plan pay upon the maturity of your investment; the Medium Plan pays 17% on a daily basis, which will come out to 119% in 7 days. The minimum to join in each of those plans is a mere $10, which shouldn’t be a big hindrance for most investors as that’s quite an affordable amount. Plus, that’s the thrill of joining HYIPs – the possibility of earning big bucks with a small amount.

SevenStarProfit uses a licensed GoldCoders’ script with Ddos protection by DdosWhiz, which is quite the standard service provider in the industry. Not exactly the best service that money can buy per se, but just adequate to provide satisfactory service as most programs that used DdosWhiz had been relatively stable. SSL-encryption is also provided, so that’s another plus for this program.

SevenStarProfit currently accepts 3 of the major payment processors most commonly used in the industry: AlertPay, LibertyReserve and PerfectMoney. AlertPay was only recently added as the admin just had his account certified few days prior. This, in a sense, will help to propel the site’s growth, perhaps pushing it to a level that will be able to sustain payout for quite some time. This is still only a mere guess, so play this game logically and rationally (read invest only amounts that you can afford to lose).

The admin doesn’t beat around the bush with this program as he introduces SevenStarProfit as an “online investment program” that’s able to yield “above-average rates of return” at lower risks. Well, I’m unsure how low a risk is he referring to, but this one’s definitely a HYIP worth taking a look at now. I’m in the first plan, and would definitely recommend you to do so if you wish to participate as well. Nonetheless, for those feeling a little more adventurous following the World Cup fever, you’re most welcomed to join other plans as well. :D Good luck!

Wazzup™ Daily News:

Unfortunately, and I apologize as well, MoneyTree is moved to Problem status tonight on my blog due to reported pending payouts. Apparently the admin's using the AlertPay-blocked-my-account excuse to stop paying out to members, and this tactic has been utilized for so many times in the past that I have no qualms to move this one to Problem status. Please do not invest there any longer!

That's all for today folks! I'll see you tomorrow with more news from the industry!

Friday, June 25, 2010

25 June 2010 - Wazzup™ Daily News

As you have probably noticed from my diminishing list of programs being monitored (lol), I didn't receive any updates from any of the programs.

Nonetheless, I'll be adding a few more programs in the coming few days, which I think will really bring excitement back into this blog! Stay tuned these few days guys!

Adios and good night!

25 June 2010 - MoneyTree Review

Hi guys! There's a saying that goes, "money doesn't grow on tree", but on this particular day, I would like to take a closer look at a program that, while doesn't particularly make you money as easily as it would growing on a tree, offers a fairly interesting opportunity to make money. Welcome to take a look at MoneyTree!


Money-Tree -- Money Can Grown On You

Amid the economic crisis, I'm surprised MoneyTree has emerged from this bleak condition with a strong, solid performance even after 17 days online. In fact, the admin has recently purchased sticky threads and ad banners on several reputed monitoring sites and forums. However, this is no guarantee that the program will last longer than the ads -- I have seen programs in the past that purchased ad banners for an entire month, only to find themselves closed the following week. Therefore, there's always a risk involved when you invest in such short-term programs. Invest only the amounts that you can afford.

There are 3 plans being offered here:
  1. Starter Plan - 109% after 3 calendar days
  2. Min: $10 Max: $6,000
  3. Short-term Plan - 132% after 8 calendar days
  4. Min: $30 Max: $12,000
  5. Medium-term Plan - 180% after 16 calendar days
  6. Min: $80 Max: $18,000

    Each plan pays on expiry only, which means you have to wait for the maturity of each investment before you can request your withdrawal. In my opinion, the plans offered are fairly competitive in view of what other programs out there are offering at the moment -- the plans are relatively high yet I suspect a lot of members are starting to enjoy this game, which would translate to a higher level of participation.

    The payment processors offered here are beyond average as the top 3 most commonly used payment options are used here, namely LibertyReserve, AlertPay and PerfectMoney. With regards to StrictPay, SolidTrustPay and GlobalDigitalPay, many have started to give up using these payment processors entirely due to various reasons. StrictPay, for example, has been having troubles processing withdrawals, and this has struck a heavy blow in their belly because what's a payment processor if it accepts fund deposits but not fund withdrawals right? I'm surprised many short-term programs have started to embrace AlertPay again. In the not-so-distant past, many short-term programs were afraid to use AlertPay due to their highly stringent business policies.

    MoneyTree is hosted on a dedicated server by Staminus with Ddos protection by Koddos. Not significantly superior compared to other programs out there, but still manages to separate itself from the crowd. The script is licensed from GoldCoders with an eye-catching web design. I like the fact that the admin introduced Live Chat into its system, which I think has helped the program tremendously in improving its customer relationship. Besides, MoneyTree has also installed SSL-encryption by Comodo, which helps to encrypt your sensitive data such as financial information, and prevents the data from falling into the wrong hands.

    As I've mentioned in one of daily posts few days ago, I've noticed a rising trend among similarly structured short-term programs -- that they have all appointed one official forum for their members to communicate. While this is a completely normal means of advertisement -- I mean, who wouldn't want to advertise on one of the biggest monitors in the industry? -- but there are other forums such as MoneyMakerGroup, TalkGold and ExtremeSurf that have established themselves for a longer time period and with a more solid member base. Yet surprisingly all these sites choose this particular forum as their official forum. I read on one of my good friends' blog recently that some admins choose to advertise with the same blogger as they would receive discounts and freebies. This is merely a theory, a blind guess of which I'm unsure of its authenticity. Nonetheless, I've talked to several other bloggers as well, and they've confirmed that I'm not the only thinking so. What do you think guys? Perhaps you can send me an email at safemoneyinvest@gmail.com, and we can talk in length about this issue.

    Anyway, that's all I have to share today! Thank you for reading this review, and I hope my short insight will help you make a wiser decision in investing.


    Thursday, June 24, 2010

    24 June 2010 - Wazzup™ Daily News

    *First off, I'd like to apologize for the lack of update yesterday as I was feeling under the weather. Nonetheless, I'm now back posting again! :D

    Today's news and updates:

    Another giant collapses today, as I receive several emails regarding ForexNetClub's pending payments. With a beautifully designed website and custom script, most can see that this one's fully prepared to go the distance. However, with the current economic crisis, many simply do not want to participate in HYIPs as much as they would a year ago. As we all know, HYIPs are money games that need fresh funds in order to function and keep paying. A lack of fresh funds coming in as well as weak participation from members have pushed this one into the Scam folder. Please do not invest here any longer.

    A low-profile short-term program, MoneyTree continues to perform exceedingly well. It seems this one has won itself a review, which I will publish later today. Usually I would not even look at websites that end with .biz, but I'm very impressed with its performance. I have much to say about MoneyTree, so please look forward to the review!

    It seems that ProfitChill, a short-term program that I introduced on my blog several days ago but have yet to review, has stopped its instant payouts. Again, these signs confirm that the site's not paying already. Yet, some scam monitors still label this one as Paying, so I hope you guys won't be fooled. I'm moving this program to Not Paying status, so please do not invest there anymore!


    That's all for today folks! I'll see you later with more news from the industry and review about MoneyTree!



    Tuesday, June 22, 2010

    22 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    A somewhat surprising newsletter from the admin of AirlineFinance this morning told a great deal about the character of the admin, and the current condition of the HYIP industry as a whole. The admin admitted that the program didn't last as long as he hoped for, and that many things could've worked out in a better direction. However, things didn't, and that contributed to AirlineFinance's "supposed" foreclosure.

    Nonetheless, the admin went on to explain about the risks of investing via AlertPay (quite a first for admins! Lol) Perhaps he's just upset about not being able to withdraw his "earnings" from his AlertPay accounts. As always, I would recommend that you invest via AlertPay in these short-term programs. More often than not, AlertPay's dispute team will help you recuperate at least a fraction of your principal.

    It seems that the admin's trying to teach/offer the only way to making money in HYIP -- hit and run -- but that's not the case here. In fact, if you follow my blog closely, you'll notice I often offer several different types of investing strategies. Time will tell which strategy works best, but at the moment, I encourage you to keep 50% of your principal in your pocket and play with the other half.

    Here are details of the newsletter:

    Hello.
    If your Alertpay interest payments are on hold I am sorry. When people file disputes on Alertpay , Alertpay reverses outgoing payments. They reversed our Alertpay payments for advert fees and some investors have reported their interest payments being reported.
    You may think Alertpay is safe. After all you can file a claim if the program collapses. But what if you're in profit? That's right, alertpay isn't safe because they reverse the funds to pay off people that are claiming. (legal term - clawbacks)
    Don't believe me? Then continue investing with alertpay. I dare you, and when you get into profit and the program collapses and your profits get reversed, don't say I didn't warn you.
    Hit and runners:
    On the first 1-3 days of Airline Finance there was mass interest and many investors. These were the hit and runner crowd, greedily joining new programs and running off at the first chance they get. After day3 things started to slow down.
    An Admin can sustain a program long term if he can get past the hit and runner phase of the program - and it is expensive - im not prepared to pay for some greedy fu***r hit and runners just so i can sustain, sorry.
    But if you cant beat them - join them!!!
    Guys if you want to win with HYIP invest in a program on the very first/second day (no later). Dont invest any more than $250. and invest in the shortest plan possible. at the first possible chance run away and then keep a look out for the next new hyip. good places to hit and run are on Paul's blog MoneyNewsOnline and new paid stickys on the big forums.
    NEVER RE-INVEST, ALWAYS USE THE SHORTEST POSSIBLE PLAN, DONT INVEST BIG AMOUNTS, DON'T USE ALERTPAY (unless you want your profits reversed when people start filing claims. No doubt Paul will make some sly comments here, take his advice then use Alertpay and let ur funds get reversed, im apparently only saying this because i cant get funds out of alertpay.).
    Im at a small loss from Airline Finance and i can tell you the hyip market right now is unbelievably bad. Loads of advert spots free all over the place, talkgold dramatically lowering their advert prices, no long term programs around, etc, etc.
    Im going to be investing into programs with my Hit and Runner strategy until things pick up again which will be at least 6 months away.

    Seems that admins these days will stop at nothing to steal money from you, and with the latest case coming from the admin of PrimaryFunds, who tries to coax the members into working together with him for his next HYIP. Please note that PrimaryFunds is not paying anymore. The admin, nonetheless, sent out a newsletter inviting anyone who's interested in running a HYIP with/without him to send him an email. I doubt he's that generous in imparting his knowledge of running HYIPs, especially if he can't even refund those who weren't in profit. Anyway, here are the details of the newsletter:

    Hello, dear Primary-Funds member, I know you are angry on my,
    there is no secret that Primary-Funds is no longer paying,
    but I can help you, I'm searching for new partners, I can teach you
    how to run hyip, how to manege it, contact me on this email if you are
    interested, if you want to be my partner in my next hyip, or run your
    own. This is unique opportunity.
    Regards, Brandon!

    That's it for today folks! I'll see you tomorrow with more news!

    Monday, June 21, 2010

    21 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    Unfortunately a series of pending payments from AirlineFinance has prompted me to move them to Waiting status. Admittedly, the admin noted that instant withdrawals might not work for several withdrawals, but there are some investors who reported pending payments over 20 hours already. While the admin mentioned a grace period of 24hours should be given prior to shouting scam, I figure this is a red sign already. So please be careful with this one!

    MoneyTree has introduced 2 new methods to contact them: 1) Live Chat and 2) Official Forum. Recently a series of programs has chosen a so-called "Official Forum", usually the same one, where they could chat and answer any questions posed by the members. In the past, I've not heard of any program choosing 1 particular forum as their "official" forum, so this just raises my suspicion. Could it be that the owner of the particular forum has some connections with all these programs? These admins communicate in a very similar manner, which I suspect means the admins are all but the same person, and most likely, this person is connected to the owner of the forum. I am not one of ignorant in nature, therefore, I will not accuse anyone at the moment. But I won't deny that I'm highly suspicious of what's going on behind the curtains. Perhaps we could uncover this secret together?

    Sorry to digress, but here's the newsletter from MoneyTree:
    Dear Money-Tree members
    We would like to inform you of a few updates to our Money-Tree project.
    Since the launch of our program we have only provided customer support through the support ticket, however, due to numerous requests and the growth of our membership we've decided to add 2 additional support features.
    The first one is live chat support. We have enabled live chat support to provide prompt response to our members. We have 2 customer service staff, who will be available about 16 hours a day (8 hours for each). Our friendly, knowledgeable customer service representatives will be standing by to explain our services and to assist you with any inquiries you have about our program.
    The other one is our new official Money-Tree discussion forum, which will be available at the Money-News-Online website, which currently is Money-Tree's biggest supporter, available here:
    Feel free to use this newly established forum for discussion, or, if you have any ideas or suggestions, please post them there.
    The interview of our Money-Tree project has been published on MNO.
    We'd like to thank Paul for the opportunity given to answer his interview questions.
    Feel free to read this interview on the Money-News-Online website. Here is a link to that interview:
    We wish to apologize to our members for the problem accessing our site few days ago, when the website was under attack by competitors who seem worried about the seriousness of our project.
    Additional precautionary measures have since then been undertaken by implementing new security features and upgrading our protection level. Kindly be assured that such vicious attacks didn't harm us at all - but will only make us stronger and better prepared for the long run.
    As promised, we will continue upgrading and improving our program with the purpose of providing a high level of service to our members.
    Thank you sincerely for your support of the Money-Tree project!
    --
    Yours sincerely,
    Peter Russell
    Money-Tree.biz Manager


    That's all for today folks! I'll see you tomorrow with more daily news!

    21 June 2010 - SMI™ Talk

    Hi guys! It has been a long while since my last episode of SMI™ Talk, which I honestly apologize as I've been on the road for the most part of the last 2 months. I'm sure some of you have noticed my irregularity in posting times already, and again, you have my most sincere apologies. Nonetheless, I've now more or less settled down in Malaysia for the summer, and I'll be moving back to the States after that.

    Anyway, moving on to my strategy for this week, and quite possibly the same strategy for the whole summer as a matter of fact. If you've missed out on my last few posts, here's the >link<>

    1) Cash out your investment - Stack away your principal and prepare for a market rebounce after the summer

    2) Study the industry - Watch and learn how the industry operates and the signs of impending collapse -- you'll learn much from just reading the newsletters from different HYIPs.

    As far as I'm concerned, there is simply no one program in the industry that's worth my investment at the moment. I'm just playing around with short-term programs such as MoneyTree and ProfitChill, both of which have paid me without fail so far. Nonetheless, I'm not committing myself to any serious investments as I did in the past with TopFinancial, GNI and GeniusFunds. A simple rationale to that is most of these programs, despite what the admins claim as long-term investment programs, are in reality just short-lived games with no definite earning opportunity. In the past, programs such as GeniusFunds offered me a chance to make a stable, long-term income. Nowadays, I'm happy to make a few bucks. While many are still denying the reality, cold, hard facts remain -- the industry is suffering and the way we play these games needs to change.

    With regards to "how" we change the game, I'm thinking perhaps we should first forfeit the idea of having a "balanced" portfolio. What does this mean? Well, I've always been a strong and firm advocate of diversifying your funds, but these days I simply do not see any reason why you should do so. For example, instead of splitting $100 among 10 different programs, with 8 to 9 of them possibly collapsing within the next few weeks, I would suggest keeping $50 in your pocket and investing just $50 in 2 or 3 really solid and reliable programs. Yes, I know there's not really a so-called "solid and reliable" program in the industry at the moment, but I'll explain more on how to identify the ones that are truly worth your time and investment later in this post. Anyway, as you invest half of your initial funds, the other $50 can be stored away until after this Summer. I'm sure, judging from the current investment climate, you are better off keeping the $50 than simply investing it for the sake of investing.

    For the other $50, you have to identify which program's worth your money. First off, choose the programs based on the payment processors offered. Many investors choose the programs based on the interest rates offered, but I counteroffer you a different method of investing. Choose the programs based on the payment processors. For example, right now I only invest in programs that offer AlertPay and SolidTrustPay. Of course, as I'm a blogger and entrepreneur, sometimes I take a risk and invest in other programs that do not comply with my this one condition. However, for you guys, I would recommend joining only programs that offer AlertPay as a means of deposit because in the unfortunate, but highly likely, event that the program scams, at least you have a chance of recuperating your principal.

    Secondly, avoid any program that offers a return after 10 to 15 days (assuming that you're only investing in short-term programs as I do). Whenever I see a program that offers plans like 135% after 10 days or 150% after 15 days, I know that's a program I have to avoid. Regardless of the admin's intention (whether or not he intends on running an honest program), no program will survive if the funds dry out. And in our current climate, the chances that a program runs out of funds after the 1st cycle (say, a 3-day plan) is higher than ever before. Reason? Hit-n-runners often leech off these programs and move on to other ones without reinvesting a single cent back. These are the worst type of investors.

    Finally, stay away from long-term programs for now. Yes, I do admit that I've always encouraged you guys to invest in long-term programs as the lower ROI offers, in exchange, a more sustainable program which in turn translates to safer investment. But right now, most programs scam just before you recuperate your profit. There's no point in receiving daily earnings that eventually total up less than your principal right? As that would mean you're not earning -- you're losing money.

    While there are several more things that you might want to consider prior to investing, I think these 3 "how-to"s are more than sufficient to help you make a wiser decision during this summer.

    Scam of the Week: InvestiHeaven

    If we subject InvestiHeaven under close scrutiny, this program has demonstrated that how sly and foul an admin can be in trying to steal money from investors. Prior to scamming, the admin sent out a newsletter pretending to have big plans for the program in the future, such as heavy advertising on major forums and monitors. If he really did intend to advertise, I would assume that he would jump on any opportunity to promote his program, and that means he would naturally accept my invitation for him to be interviewed. Nevertheless, he bluntly declined the opportunity and didn't mention of any interest to promote his program on my blog as well. This comes as a surprise after I read his last newsletter (prior to closure) because he openly noted that he was intending to promote his program across all major forums and monitors, which contradicted his actual actions. Drawing from experience, when an admin starts lying to his members, that's a sure sign that the cash flow's having a serious problem. Well, either that, or the admin's preparing to run.

    If there's anything to be learned from this case, it is that always ask for more information from forum owners or monitors, because most of the time, they know the insider information, especially with regards to promotion and advertising offers. If the admin of a program purchases a week-long advertising, that could very likely mean the program's not going to last longer than that period of time. However, there are some monitors and bloggers who would cooperate with admins to cheat you of your hard-earned money. Therefore, I would recommend coming back to my blog often, and don't hesitate to send me an email because I'll do my best to provide the most accurate and reliable information for you!

    Well, that's it from me for this edition of SMI™ Talk! I'll keep you posted on more industry news!





    Sunday, June 20, 2010

    20 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    AirlineFinance is progressing relatively smoothly with 2 successive newsletters from the admin announcing the publication of several interviews with bloggers and explaining the viability of making several deposits into the program. As it is, AirlineFinance has over 450 members and over $38k in deposits, which is showing a progressively slower growth because I distinctly remember the number of investors was close to 400 a few days ago. Nonetheless, what matters is not the number of members -- the total sum of active deposits is what determines the longevity of a program. Anyway, here are the details from the newsletters in chronological order:

    Hi Cody.
    I have received support tickets from at least 4 people now asking if you can make a second deposit, even if your first deposit is not expired.
    Yes! You can make many deposits. When you login to Airline Finance just click Make a Deposit.
    I was personally interviewed on 2 blogs recently (links below). We have a 3rd interview coming up with MoneyNewsOnline tomorrow, so stay tuned for that also. You can read all about me and Airline Finance investment activities. It really is worth checking out!

    The admin also urges the members not to panic after several payouts were not instantly processed. The admin notes that that was probably due to technical error, and all withdrawals will be processed within 24 hours.

    Hi Cody.
    We now have have 451 active members and over $38,000 in Deposits!
    My interview was published on MoneyNewsOnline today. Check it out, you'll learn something:
    http://money-news-online.com/blog/2010/06/20/20062010-interview-with-the-admin-of-airlinefinance/
    About instant withdraws:
    A few of them fail and become pending. Do not panic. All withdraws are processed within 24 hours.
    That's all for today
    Best regards
    James Hempington

    That's all for today folks! I'm sorry for the seemingly lackadaisical effort from my part these few weeks as I've been away from home and on the road most of the time. I promise I'll try to get into my thinking cap as soon as possible and come up with more beneficial and interesting posts in the coming few days.

    See ya folks!

    Saturday, June 19, 2010

    19 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    As predicted, more complaints came about InvestiHeaven's pending payments. In fact, the website has been down for over 24 hours now, which only confirms my suspicion. Therefore, I think my decision to move them to Not Paying status is justified. Please do not invest there any longer guys!

    AirlineFinance seems to be on the fast track towards success, as the admin sends out another newsletter today informing of their latest advertising campaign, which involves advertising on a Russian forum along with several other smaller forums in the coming few days. In fact, the admin mentions that 3 more interviews will be published over the weekend. Some other pertinent information followed. Here are the details:

    Hi Cody.
    Our total deposits are now over $25,000! And we have 373 members! This is a good healthy growth and I ask you all to keep continuing to support Airline Finance by posting on the forums and re-investing with us.
    We also have a new Paid Sticky on the biggest Russian HYIP forum mmgp.ru (Thank you to the Russian members for bringing this forum to my attention)
    I have 3 interviews coming up over this weekend which I am looking forward to and I will send you the links as they are published.
    I will also be buying some more Paid Stickys on some other forums over the next few days.
    Let me clear up some confusion about referral commission:
    It means you get paid to invite your friends to Airline Finance. When your friends join Airline Finance with your LINK then you will get 5% each time they deposit! You can find your Referral LINK on the 'Referral Links' page after you login to Airline Finance. It's as simple as copying and pasting the link to your friends.
    Instant withdraws:
    All withdraws are instant and automatic. There is a 99.9% chance it will work. In the extremely rare event it doesn't the system sends me an email and I pay it manually, within a few hours maximum.
    That's all for today
    Best Regards
    James Hempington
    ~Airline Finance Admin

    So far other programs have been paying promptly without any problems.

    That's it for today folks! I'll post something different tomorrow as it's time again for SMI™ Talk. See you guys tomorrow!

    Friday, June 18, 2010

    18 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    Apparently InvestiHeaven is showing signs of collapse already, with warning posted across several forums regarding unpaid withdrawals. Seems like some payouts were wrongly reported as Paid in the back-office even though the actual payout was not processed yet. Besides, some blogs and monitors are prepared, if not already, to move InvestiHeaven to Problem status. As such, I would advise against investing in this program.

    AirlineFinance has just introduced the latest feature -- instant withdrawals -- to its members. Besides, you can view your transaction history in the back-office right now -- apparently another new feature that was just introduced today. Several forums such as MoneyMakerGroup, TalkGold and DreamTeamMoney now carry sticky threads (premium spots) for AirlineFinance as well. Here are the details:

    Hello Cody.
    Today we have enabled automatic withdraws so when you make a withdraw you will get paid instantly, no waiting!
    We have also added Transactions History link in your account area. On this page you can view all financial information, such as your earnings, daily interest, withdraws, etc.
    Remember to keep supporting us on the forums! We have Paid Stickys!
    Each time you make a withdraw head to the forums and post that you got paid!
    Talkgold forum: http://www.talkgold.com/forum/r296010-.html
    MMG forum: http://www.moneymakergroup.com/Airline-finance-Airline-t349994.html
    DTM forum: http://www.dreamteammoney.com/index.php?showtopic=101043
    MNO forum: http://money-news-online.com/forum/viewtopic.php?f=9&t=213
    Warmest regards
    James Hempington
    ~Airline Finance Admin (5% referral commission, instant withdraw)

    ProfitChill has now enabled bank wire, and soon even Western Union as alternative means to deposit. It's uncommon, but definitely not unheard of, for HYIPs to receive Western Union as a means of payment. A healthy sum of 450 members have opted to take part in this program, with an unknown number who have actually deposited. Nonetheless, I hope this one can last longer than the rest of the short-term scams out there. Here are the details:

    Hello!
    We have more then 450 registered members and our program is growing every day!
    From now you can make payments through bank wire and soon we'll add Western Union as a payment option.
    Remember to post payments in forums and vote in monitors!
    www.profitchill.com

    That's it for today folks! I'll see you tomorrow with more news from the industry :D



    Thursday, June 17, 2010

    17 June 2010 - Wazzup™ Daily News

    Today's news and updates:

    MoneyTree, a short-term HYIP that I introduced on my blog few days ago sent out its first newsletter today with the admin sort of admiring the achievement the program has achieved over the past 8 days. As far as I'm concerned (as an investor), the program's been paying promptly with strong support from monitors on forums (in the form of payment proofs). The admin also mentioned that the website design had been overhauled to provide a more user-friendly interface. As I didn't join from day 1, I can't say whether or not that's true, but indeed, the website looks very attractive and easy to navigate as of this writing. Here are the details of the newsletter:


    Dear Money-Tree Members,
    It is a pleasure to send out our first newsletter.
    As one of the youngest firms in this industry, we are very grateful for your willingness to include Money-Tree in your investment portfolio.
    To meet expectations we will respond to your trust with a high level of service.
    Since the launch 8 days ago, there have been several updates of the Money-Tree project, such as improvements to the website layout, which has been re-designed to be more user friendly for our members, more information in the content of our website and improvement of the ticketing support system.
    We also like to inform our members that recently our program has been reviewed by Money-News-Online, the most respectable blog in this industry. The review has expressed both positive and negative points about Money-Tree and it would be a great idea for each of you to include the review as part of your due diligence.
    We are very appreciative of every suggestion that we receive. We consider every idea coming from our members, some of which may become part of how we do business.
    These comments and suggestions are important feedback because they help us provide the best service in the industry. So please take a moment to send your suggestions or comments through our ticket support system.
    Let me again take this opportunity to thank you for choosing Money-Tree as your investment partner.
    Yours sincerely,
    Peter Russell
    Money-Tree.biz Manager


    AirlineFinance, another short-term that I recently included in my list of monitored programs is doing well with a little over $12,000 in deposits. As I've always noted, that number is usually provided as a gross number (instead of current active deposits). Nonetheless, the admin has indeed purchased several advertising banners on various forums, as noted in the newsletter. I will review this program in a few days, so remember to keep checking back for the review! One thing I don't buy is that the admin claimed that he rejected an investment sum of $10,000 from an independent investor for sustainability reasons. That's absurd! Because for an investment program to reject funds would be analogous to a hungry tiger rejecting a piece of red, juicy meat placed in front of it! Here are the details:

    Hi Cody.
    We now have almost $12,000 in active deposits! Great! But this is only the beginning! We will go a lot further! Trust me.
    Early this morning I purchased Paid Stickys on talkgold, MMG, DTM, MNO as well as some Banners. Go and check :)
    I have also added 10 more new monitors to our Ratings page! We now have a total of 20 Monitors!
    Everything is going smoothly with the site, with no problems whatsoever. As you know we have a powerful DDOS protection and some excellent programmers.
    I received some support tickets asking whether you can deposit more than once. Yes you can!
    You can deposit as many times as you like. Even if you have a deposit active, you can still make another deposit on top of it. Your interests payments from the new deposit will work fine. Our script can handle many deposits at once with no problems :)
    So if you have made a $10 test investment, just know that if you make a new deposit it will work fine.
    I was asked by an investor if I would be interested in his $10,000 LR investment! I refused this investment! I am sticking to the maximum of $2,000 investment. Airline Finance will be sustained long term!

    InvestiHeaven is trying to lure investors into depositing higher sums of money with the recent newsletter. On a professional level, I think it is simply unethical to let investors fall into traps that some scam artists set up from the start. In this case, the admin obviously wishes to use "instant payment" as a cover-up in order to trick investors into thinking the cash flow is still healthy. Another thing that raised my suspicion is the admin's claim that he will invest heavily in advertising the program. As far as I'm concerned, the admin made no indication that he wishes to purchase advertising or even promote his program in my blog. While I admit that my blog's still an infant compared to other well-known and well-established sites, I think advertising and publicity in any way possible is good for the program. Anyway, I have made my stand. If you still wish to invest, please do so at your own risk. Here are the details:

    Dear members,
    As you all probably noticed recently, InvestiHeaven is growing in an extremely fast pace and so does the amount of payouts. Therefore, I thought maybe it would be a great idea if I enable the instant payments feature for amounts below $500? This way I will be able to process all the rest payments much faster and also this may solve the long waiting time issue. What do you think? Please share your thoughts, opinions and suggestions with me regarding this matter and I will let you know my decision shortly.
    Furthermore, I decided th expand the advertising campaign of InvestiHeaven to a wider audience of investors and will therefore purchase sticky threads of InvestiHeaven for 1 month on MMG, TG, DTM forums in the coming days. Also I was advised to purchase 728x90 static banner on TalkGold forum? What's your opinion? Feel free to contact me and let me know what you think.
    Regards,
    DanB


    That's all for today folks! I'll see you tomorrow with more news from the industry!


    Wednesday, June 16, 2010

    16 June 2010 - Strategy for Summer

    Hi guys! I think I'll just post a short "How-To" on investment strategies for this Summer.

    While some of you are unaware of the ongoing trend in the HYIP industry, which I will(hopefully I can remember) elaborate further later, the rest are definitely packing their wallets and keeping their money for a better investment opportunities. I can't pinpoint the exact reason for this trend, but it's probably accurate to say that admins need money to have a good summer too -- family trips, boating trips and fishing trips need money.

    Here's what I suggest you to start doing:

    1. Cash out 50% of your current investments
    2. With the recent collapse of IncoForex, AtoxFinance and the precarious TopFinancial, I think it's safe to say people are cashing out more than what they're putting in. I've talked to several of my close friends who are also investors like you and me, and they are starting to migrate to other investment opportunities such as, guess what, online poker. Lols! That's like moving from eating 10 cans of Pringles a day to drinking 5 cans of Coke per day -- no difference at all! But each to his own, I won't comment further on that.

      Anyway, my point is this is not an independent case. People are moving, and we need to be aware of that fact. But being aware is not enough; we need to adjust as well. That's why I'm recommending you to cash out 50% of your investments at the moment and wait until the scam weather is over (which should be around Summer time). After that, we should be seeing some better days. This is not a promise; merely an educated guess.

    3. Watch and learn
    4. For some of you seasoned investors, perhaps you could skip this step. But I would highly recommend that you follow suit.

      This tip literally means watch the industry trend for the moment and learn whatever you can from the industry. In the past, I set aside 3 months to just sit down and watch how the whole industry work. I didn't invest a single cent. In fact, I signed up for different programs, collect the newsletters and see how the admins interact with members. More likely than not, you will not need those newsletters to make you make better decisions in the future, but it'll definitely help a lot in determining certain patterns that could identify a certain admin. Most of the programs you see in the industry are actually run by experienced admins who have managed other HYIPs in the past as well. In fact, it wouldn't surprise me if the same admin is running 3 or 4 of your investment programs at the same time.

      By watching the industry, I mean more than just watching different programs; I want you to learn more about admins by chatting with them, and the investors around the industry. Some investors have insider information (I don't know where they get it from lols!) that could help you make a wiser decision. One such investor is Kevan, or better known as Alzander from Investment-Tracker. He's been a good friend and an honest monitor/admin who ran HydroFunds. I bet you could learn a lot just by having a short conversation with him.

      In a nutshell, just sit back, watch and enjoy the fun of being a passive investor -- learn about the industry and understand it like the back of your palm. This will definitely help in the long run.


      That's basically the 2 things that you should do for the moment. I will keep posting these short "How-To"s in the future in order to help you become a better HYIP investor.

      Ciao!



      16 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      It's been a quiet day with no newsletters in my inbox today. Quite unusual, yes, but it's definitely a nice change of pace for me. I'm sure most of you are like me as well, being sick and tired of scams already.

      I'm just hoping no news is good news!

      Enjoy the World Cup fever guys! See you tomorrow with more news!


      Tuesday, June 15, 2010

      15 June 2010 - Wazzup™ Daily News: Warning

      Today's news and updates:

      A recent newsletter from InvestiHeaven simply gave away signs that the program's collapsing. Yes, InvestiHeaven is collapsing, very possibly within the next 5 - 10 days. I think most of you won't be surprised, but from experience, a healthy program with a strong investor base will not consider adding any new plans. If it's doing great as it is, why bother creating more trouble for yourself and the investors as they'll have to familiarize themselves with the new plans? Besides, the admin recently commented on the supposed "strong support" from members following his newsletter to encourage them to reinvest. This is clearly a lie. We are not 5-year-old kids; investors don't simply reinvest all their profits based on a simple, short newsletter from the admin encouraging them to do so. In fact, I think most investors would stay away after seeing the admin carrying out such a lowly strategy.

      Anyway, I would recommend against investing in this program, or the new 25% daily for 5 days plan, because I do not think this is a good sign. Here are the details of the latest plan:

      Dear members,
      Many members have recently sent me emails asking me if I can add one more plan to InvestiHeaven, a shorter one and more attractive to make InvestiHeaven even more popular among investors. I thought carefully about it and decided to add it it's now active and enabled. So from now on every member can invest in the new plan, 25% daily for 5 days, where he can request a cashout of his earnings daily so after 5 days he gets total 125% return on his investment. I know investors like short plans with a high ROI and therefore I am offering this plan to everyone from now on. Please notice that the maximum deposit amount for this plan is $2000 just like the other plans.
      Oh and by the way, please don't forget to post your payment proofs on the forums after you get paid everyday:
      http://www.moneymakergroup.com/Investiheaven-Investihe-t348856.html
      http://money-news-online.com/forum/viewtopic.php?f=9&t=132
      http://www.talkgold.com/forum/r294587-.html
      http://www.dreamteammoney.com/index.php?showtopic=99971
      Ok I guess that's all for now.
      Regards,
      DanB

      Airline Finance, one of the newer programs I introduced on my blog, sent out a newsletter today with a few objectives in mind: 1) introduce members to the program's latest reviews 2) encourage members to post payment proofs 3) encourage members to reinvest. Basically, the admin made clear, concise points in the newsletter with emphasis on the above-mentioned objectives in mind. I think this one's going the right direction after just several days online, and the admin's doing a good job keeping the members posted on the site's latest updates. One thing I'd like to note here is the admin unabashedly admitted that he's an experienced and professional admin, which means he has managed other programs before. And while there's no concrete proof to disprove him, I think most members have come to recognize that many programs are managed by the same admin. This admin doesn't shy away; instead, he takes the bull by the horn. A brave trait, but it doesn't make this admin any better than those scammers out there. Nonetheless, I am willing to give him a chance to prove his worth. Here is the newsletter:

      Good afternoon Cody.
      This is James, your captain speaking, with your latest newsletter.
      Thank you to everyone that has responded so positively to my previous newsletter. I am seeing lots of payment posts in the forums. Please keep up your support guys, each single post really does help :)
      If you haven't posted yet then please do start posting your payment proofs on forums!
      We were reviewed on 2 of the biggest HYIP investment blogs yesterday. (Links provided at the end of this email). I have one contradiction to the MoneyNewsOnline Review. He describes us as a short term game. I understand why he said this because of the current climate, however, I believe he is incorrect. We can and we WILL sustain Airline Finance into the LONG TERM. I will give more details of our long term plans in the next newsletter. Just know that we are not going anywhere!
      We also have a review coming up in a few days on one of the biggest Russian investment blogs!
      I have also been contacted by a further 2 admins of 2 different investment blogs that want to Review us and Interview me personally! This is very exciting indeed.
      Airline Finance is creating a very large buzz and gaining a lot of interest from across the globe!
      Please continue to support us and tell your friends about us.
      Re-investing some of your profits will help us also. We expect to last much longer than these other short term programs around. I will give more details about our LONG TERM plans and how we are protecting ourselves from H&R's in the next newsletter. Something that's also worth mentioning is that I am an extremely experienced and professional Admin and I can handle any situation in a swift manner, a quality that will allow me to sustain this program into a long term program.
      Here are those review links I promised you:
      MoneyNewsOnline Review: http://money-news-online.com/blog/2010/06/13/13062010-airlinefinance-review-and-other-news/
      ExtremeSurfs Review: http://extremesurfs.com/blog/2010/06/14/06142010-airline-finance-review-and-other-news/
      Best Regards
      James Hempington
      ~Airline Finance Admin

      That's all for today folks! I'll see you tomorrow with more news!

      Monday, June 14, 2010

      14 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      InvestiHeaven seems to have resolved the conflict with a monitor over payment problems, and the monitor has also moved InvestiHeaven back to Paying status. The admin seems to be really excited about the news, and announced it immediately upon reaching an agreement with the monitor. Later today, the admin sent out another newsletter thanking the members for their huge support as he noted that large sums of deposits flowed into the program following his latest newsletter urging members to reinvest. In my opinion, every investor has the ability to think rationally, and that if there's anything I've learned from these past few months, it's that members are not easily swayed by a newsletter. It takes a lot of effort and solid actions for members to really pour in that much of faith into a single program. Anyway, here are the details of the newsletter:

      Dear members,
      I am happy to report that the issue I had with GSMonitor today has been solved and I have just added back his monitor to the website. He changed InvestiHeaven status back to PAYING and also reinvested like all the other monitors so everything is ok with him now.
      Regards,
      DanB

      Dear members,
      After I sent yesterday's newsletter many members decided to stick with InvestiHeaven and reinvested full amounts and I am very excited and grateful about it. Thank you everyone for believing in the great potential of InvestiHeaven and more thank you for giving me the opportunity to show you how can I provide you with this opportunity and service. With the industry collapsing apart, and the crisis in the HYIP industry, everyone can notice the differences between InvestiHeaven and all the other programs out there. I really hope that by working together (TEAMWORK) everyday, we will manage to make InvestiHeaven the most popular and profitable program out there and even more important, we will be able to keep InvestiHeaven sustainable for the long haul and AT LEAST make it last longer than last year's most successful program, InvestiMates, which lasted 77 days. We still have a very long way to go and hopefully the members' support will become even stronger in the future.
      To those who haven't yet read my interviews with Austin and Paul, here are the links again. I highly recommend everyone to read it and if you have any further questions, feel free to contact me whenever you want.
      My Interview with Paul : http://money-news-online.com/blog/2010/06/02/02062010-interview-with-the-admin-of-investiheaven
      My Interview with Austin : http://extremesurfs.com/blog/2010/06/13/06132010-interview-with-the-admin-of-investiheaven
      With Warmest Regards,
      DanB

      It's been a slow day for me and the industry, and I have no other news from the current programs I'm monitoring. Nonetheless, I'm working on improving my site, which will take place(hopefully) over the next few months. If there's any specific functions or features that you'd like to see added, please do not hesitate to email me! There's an email button on the right hand sidebar, so just click on it and let me know a piece of your mind :D

      I end today's post with a funny quote from a friend of mine, "A girl with a boyfriend is like a goalpost with a goalkeeper -- but that doesn't mean you can't score" That's epic, and I think it's applicable in other aspects of life too, if you take away the analogy :p Lols! Hope you had fun reading my today's really short post. I'll see you tomorrow with a brand new review!


      Sunday, June 13, 2010

      12 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      InvestiHeaven sent out a newsletter expressing the admin's disappointment with GSMonitor's decision to move them to Problem status. Apparently, from what I could understand from the newsletter, GSMonitor claimed that they didn't receive their latest payout, which justified their decision. However, upon further investigation, the admin of InvestiHeaven found out that GSMonitor didn't request the payout from their cash balance, which explains the purported non-payment. As of this writing, InvestiHeaven is still Paying on my blog. In fact, the admin of InvestiHeaven is, and has always been, very active on various forums, so you can contact him if you wish to know more via the Private Message option. Here are the details from the newsletter:

      Dear members,
      I can't believe how much irresponsible and stupid a monitor can be. I just received an e-mail from GSMonitor that he changed InvestiHeaven program status to "Problem" on his monitor because he deposited $50 to the 10% daily for 12 days plan and received only $50 instead of $60. I immediately checked his account after I received his e-mail and guess what I found out? He still has $10 in his account balance which he didn't even request as a cashout! So how the hell does he expect to get paid $60 if he hasn't yet requested a withdrawal of his other $10?! Not only did GSMonitor change the status of InvestiHeaven on his monitor to "Problem", but he also wrote me in the e-mail that he is not going to reinvest. So did he do this deliberately and didn't ask for withdrawal just as an excuse for not reinvesting? Was this act planned by him from the beginning? Has GSMontior become a scammer? We will see and have the answers soon!
      I am waiting for his reply, and if he doesn't apologize for what he did and change InvestiHeaven status back to PAYING asap AND reinvests like every other monitor always do, I will have to remove his monitor from the website plus he will have a very bad reputation in the HYIP industry from now on. Enough is enough.
      Back to business, Austin (ExtremeSurfs) owner has just sent me interview questions and my interview with him will be published on his blog today. I will let you know the link once it's published.
      Regards,
      DanB




      I joined 2 new programs today that seem promising enough for me to introduce to you guys today. The first one's called ProfitChill, which was just launched today and already has a sticky thread on MoneyMakerGroup (this means the admin paid for the premium thread on MMG). This one's a short-term, high ROI program, as the plans range from 108% after 3 days to 200% after 15 days. Only LibertyReserve and PerfectMoney are accepted at the moment, which is a big drawback for any program. Nonetheless, the early birds get the worms, so get in quick if you like this one. Expect a review from me in a few days' time :D

      Money-Tree -- Money Can Grown On You


      The other's called MoneyTree, which looks somewhat similar to a program called HytFund. The big tree on the front page reminds me of HytFund for some reason, and while I'm unsure whether or not these 2 programs are related, I'd still like to introduce this short-term high ROI program to you today. The plans offered are 109% after 3 days, 132% after 8 days and 180% after 16 days. The site accepts LibertyReserve, PerfectMoney and AlertPay. Look forward to a review on this one soon as well :D

      Unfortunately I have to move TopFinancial, one of my best programs since last year, to Paying Selectively right now. Apparently there have been some complaints about selective payments on forums, and upon further investigation, it appears that only monitors and small payouts are being processed. As much as I would like to think otherwise, the industry is on the verge of collapse, with more and more so-called "big" programs closing down. Admittedly, many admins have decided that it's a good time to "retire" and enjoy the money they've scammed. For TopFinancial, the recent introduction of short-term plans was definitely launched to ring in more funds. I was blinded by their unblemished paying record for the past 8 months, which explains why I thought they would be different. Many even claimed that GeniusFunds and TopFinancial are managed by the same team of admins. If so, wouldn't TopFinancial be able to last longer using funds from Genius? I don't know, but as far as I'm concerned, and for my readers' welfare, I'm moving them to Paying Selectively for now.

      That's all for today folks! I'll see you tomorrow!

      Saturday, June 12, 2010

      11 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      InvestiHeaven had a brief payout issue this evening due to inevitable problems with LibertyReserve. Nonetheless, the admin was swift and effective in handling the issue. As of this writing, all payouts have been processed. I appreciate the admin's effective management, and hope he keeps up the good work. Here are the details in chronological order:

      Dear members,
      I have just came back to process all the pending withdrawals and found out that LibertyReserve website is currently under maintenance. I finished processing AP, SP, PM payments and will process all LR payments as soon as the LR website is back online (it should be back in 1 hour from now).
      I wish you all a great weekend ahead with your beloved ones.
      Regards,
      DanB

      Dear members,
      Ok so LibertyReserve website is back now and I just finished processing all the pending withdrawals.
      Regards,
      DanB


      ForexNetClub sends out a newsletter inviting members to be FNC affiliates aka affiliate hunters. It's been a while now that the admin actively promotes the program by asking members to be FNC affiliates. Seems like the program could use some fresh funds now to keep the cash flow smooth. FNC offers 8% referral bonus, and you don't need to make a spend in order to earn the commission. Anyway, here are the details:

      Hello SafeMoneyInvest,
      ForexNetClub.net is happy to reward customers with 8% bonus for each affiliate they send to us. If the affiliate opened and invest funds through FNC account, we will immediately transfer 8% of the invested amount directly to your FNC account.
      You do not need to have a deposit to earn affiliate commissions!
      Becoming FNC Affiliate gives you the opportunity to be a part of a 3.98 trillion dollar a day industry. By affiliating with FNC, you can't go wrong - you are promoting one of the best trading platforms in the industry.
      ForexNetClub provides you with some fabulous eye catching banners to put up on your website, forum, blog or social network to attract new clients and earn completely FREE money. You will find them in the "Marketing Tools" section of your FNC account.
      Do not hesitate to contact us with any question you might have at any time!
      ForexNetClub Ltd. Customer Support
      - Phone Support: +44.20.3286.0156 | +1.347.632.1735
      - Live Chat
      - E-mail: support@forexnetclub.net


      Unfortunately, FastProfitStudio bit the dust after just 3 days online, with no correspondence whatsoever from the admin regarding the current non-paying issue. This warrants my decision to move them to Not Paying status. The site itself looked professionally designed with a strong advertising campaign launched since day 1 (the admin purchased a sticky thread on MoneyMakerGroup along with banners, which easily costs over $500 for a week). Nonetheless, we never know what are the admin's intentions. And for this one, the admin's mind is undoubtedly filled with $$ only. Please do not invest there any longer!

      That's all for today folks! I'll see you tomorrow with more news from the industry!

      Friday, June 11, 2010

      10 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      Unfortunately I have to move FastProfitStudio to Problem status after just 3 days online due to selective payments being made. In fact, many investors have not received their payouts, and I'm currently waiting for my pending withdrawal to LibertyReserve as well. I will give the admin 24 hours to resolve these issues, and if no payouts are processed during the meantime, I will move this program to Not Paying. Please do not invest there any longer.

      A shocking news came from StaunchFinances yesterday night as the admin officially announced the closure of the program. For those who decided to jump in early, they are still not in profit yet, but they would've at least incurred minimum loss from this program. This is the nature of the game -- sometimes you win, sometimes you lose. The admin, Brent ran an autosurf program prior to opening this one, and even then, the program collapsed after several weeks. This one's, of course, significantly longer in terms of days online, but both didn't make me any richer. I wouldn't necessarily blame the closure on the admin because I can see that he's still a newbie and that there could've been ways to prevent this from happening so early. Nonetheless, the game's over for this one, so please do not invest there any longer.

      If you can recall my latest update on CherryShares regarding their issue with HYIP.com, seems like they've managed to amicably solve this problem. Apparently CherryShares has had a conversation with the admin(s) of HYIP.com, and decided that HYIP.com fulfills their advertising requirement, which means CherryShares has decided also to part ways with MoneyNewsOnline.com, another prominent blogger/monitor. Seems to be that CherryShares reckons that MoneyNewsOnline's presentation style and approach towards advertising don't auger well with their policy. Here are the details:

      Dear Members and Investors,
      First of all, we want to wish you a great weekend ahead of you and for
      those who love soccer - wonderful moments watching the World Cup! We
      really hope you will have good time both watching the tournament and
      knowing that on each day there is one company that pays your
      interestes, without any delays at all!

      You all have witnessed these days the confrontations that we had with
      administration of hyip.com. They are over now! After a very
      professional correspondence and exchange of mutual courtesy we`ve
      managed to get to a compromise. We defended our position and stated
      again that *we were not aware* about some of hyip.com listing rules.
      After some investigation that included also the communication with
      hyip.com administrator, we did find out that such rules are fully
      merited and are supported by evidence to a great degree.
      Also, after making thorough analysis of Money News Online site, we did
      conclude that the presentation style and the attitude are not a
      suitable advertising area for such a program as ours. In every action
      that we take, we don`t want to harm our reputation and also our
      flawless approach to our customers. Therefore, we decided to withdraw
      our previous advertisement order with MNO. We also know that there are
      a big number of customers that will share the same opinion with us.
      We wish you all the best and let`s enjoy this great summer with goals
      on your scree and cashflow in your accounts!
      Sincerely yours,
      Dane W. Wolf
      Managing Director

      That's all for today folks! I'll see you tomorrow with more news from the industry!

      Thursday, June 10, 2010

      9 June 2010 - Wazzup™ Daily News

      Today's news and updates:

      PrimaryFunds, a relatively new short-term high ROI program that I introduced on my blog several days ago, will be reaching the maturity of its first cycle tomorrow, and the admin already sent out a newsletter informing, and reminding, the members of the good news. The program pays 135% after 7 days, a somewhat familiar plan that was offered by a similarly designed program few months ago called ProsperityWallet. I'm not sure whether or not these 2 sites are linked, but I'd like to see PrimaryFunds emulate the success of ProsperityWallet. Here are the details:

      Hello dear Primary-Funds member, here is admin from Primary-Funds, Brandon.
      I'm glad that you are one of great Primary-Funds members.
      We are couple days away from first deposit withdraws.
      I hope you will enjoy it!
      Primary-Funds.com
      Regards, Brandon.


      In response to popular demand, ForexNetClub has uploaded their foRex trading results for the month of April and January on their Due Diligence section that's now available for download. With the demise of many giants recently, many investors have shifted their investments here as part of their plan to minimize risk and as part of their diversification plan. Here are the details:

      Dear SafeMoneyInvest
      We want to inform you that because of requests about our FX trading we have uploaded some of our trading results for January and April, 2010. You may view them on due diligence section or if you follow the links:
      January 2010
      http://forexnetclub.net/docs/April2010.pdf
      Arpil 2010
      http://forexnetclub.net/docs/April2010.pdf
      Do not hesitate to contact us with any question you might have.
      ForexNetClub Ltd. Support Department
      - Phone: +44.20.3286.0156 | +1.347.632.1735
      - Live Chat
      - E-mail: support@forexnetclub.net


      Unfortunately, I have to move GoldWayMoney to Problem status as of this writing due to numerous complaints of non-payment from my readers. This program is just a short-term game, and with these complaints flooding my mailbox, I think this marks the end for this one already. Please do not invest there any longer.

      Today has been a relatively quiet day in the industry, therefore, I'll leave you all here and I'll post more updates tomorrow. See you guys!

      Wednesday, June 9, 2010

      9 June 2010 - InvestiHeaven Review

      Everyone wants to go to Heaven, but no one wants to die.

      Does this saying sound familiar to your ears? With that in mind, I introduce another HYIP that promises high return at the expense of the safety of your investment (read higher risks) called InvestiHeaven. The saying applies here because I think many people want to get rich but they don't want to take a risk to achieve wealth. If you want to taste the juicy-looking fruits across the river, you have to first step into the water. Without further ado, let's take a closer look at the program.




      For some of you seasoned investors who have been investing since last year, I bet you have already noticed by now that the name, InvestiHeaven bears great resemblance to an expired program called InvestiMates. Well, the admin of InvestiHeaven himself made direct reference to InvestiMates in one of his newsletters, saying that he will try to run a program that's as good, if not better, than InvestiMates. It's anyone's guess whether the 2 programs are managed by the same admin, but regardless, I still think this one will be one of the better short-term programs out there right now.

      Let's look at the plans:
      • 144% after 12 days
      • Min: $5
        Max: $ 2000

      • 10% daily for 12 days
      • Min: $5
        Max: $2000

        The admin initially set the maximum spend at $1500, however, he plans to increase the cap by $500 for each passing cycle. As of this writing, the site's officially one-cycle old (12 days) and the maximum has been increased to $2000 from $1500.

        InvestiHeaven is hosted on a dedicated server by HushHosting, a popular hosting provider that's chosen by many recent programs. With the quality service they're providing, it's not hard to understand why many choose to host their sites with HushHosting. The script is licensed from Neversay, and while Neversay scripts are known for the security they provide, a customized Neversay script is like the cherry on top of an ice-cream cake -- it's the cream of the crop. And InvestiHeaven uses a customized Neversay script, so that should give you a rough idea of how good it is in terms of script used.

        The payment processors used are above average as I see AlertPay, StrictPay, LibertyReserve and PerfectMoney are available. Many are hesitant to use AlertPay these days (investors) because some sites like to use excuses such as "frozen accounts" and "fraudulent funds" to scam. This occurs frequently, and many investors have learned to weigh the pros and cons of using AlertPay, with the obvious advantage being in case the program scams early, there's at least a trickle of hope of recouping your principal via a chargeback.

        Last but not least, InvestiHeaven is presented as a game and the admin doesn't disseminate nonsense amongst his investors. I appreciate the fact that the admin's honest, and we should all treat this just the way it's presented -- a game.

        A safe 1st cycle doesn't warrant the same performance for the 2nd one, so only invest money that you can afford to lose.

        That's all for today folks! I'll see you later with more daily news from the industry!

        8 June 2010 - Wazzup™ Daily News

        Today's news and updates:

        Unfortunately, RichWorld is moved to Problem status on my blog due to a number of complaints from my readers with selective payments. As such, I looked further into the issue in various forums, and noticed that many others are not being paid as well (besides several monitors and bloggers). I will not condone selective payouts, and judging from the removal of ChatBox and monitors on their rating page, I think this marks the end of RichWorld. Please do NOT invest there any longer!

        InvestiHeaven has survived the first cycle of its 12-day expiry plan, as payouts have been successfully processed with no hiccups whatsoever. The admin took the opportunity to congratulate both the members and the site (himself, lol!) for doing a great job of keeping the site afloat for these 12 days. The admin reminds members to support the site by reinvesting and supporting the site on various forums and monitors. As part of the admin's strategy to keep the site a sustainable game, the maximum spend has been upped to $2000 from $1500, and this cap will be increased by $500 for each passing cycle. Here are the details:

        Dear members,
        It is with extreme happiness and excitement that I am informing you that InvestiHeaven has just surpassed $120k in deposits and has over 1150 members as the second cycle has just began today. The first payouts on expiry of the 144% after 12 days have already been processed and I am very glad that many members decided to stick with InvestiHeaven and reinvested bigger amounts back to the second cycle. The level of support so far has been awesome and I hope this will continue for many cycles to come.
        I remind everyone that as part of my strategy to make InvestiHeaven sustainable for the long haul, I have just increased the maximum deposit amount to $2000 per plan. That means, that every member is allowed to make a deposit amount of UP to $2000 in the 144% after 12 days plan, and UP to $2000 in the 10% daily for 12 days plan (Total $4000). One member today tried to take advantage of the huge potential of InvestiHeaven and made 5 multiple deposits of $2000 each to the 144% after 12 days plan. Please note that I will NOT under any circumstances accept this behaviour and will NOT allow any discrimination between my members. A member who will try to cheat by depositing over $4000 total to InvestiHeaven will find his InvestiHeaven account deleted with all his money refunded, and will not be allowed to make an investment into InvestiHeaven. I hope I have made this point clear.
        Please remember to always support InvestiHeaven by posting your payment proofs on these forums :
        http://www.moneymakergroup.com/Investiheaven-Investihe-t348856.html
        http://money-news-online.com/forum/viewtopic.php?f=9&t=132
        http://www.talkgold.com/forum/r294587-.html
        http://www.dreamteammoney.com/index.php?showtopic=99971
        Furthermore, please vote for InvestiHeaven on the monitors after everytime that you get paid and let all your friends know about it. If you are a blog/forum/monitor or other website owner, I will appreciate it if you promote InvestiHeaven on your website to increase its popularity and exposure even further to a wider audience of investors. It won't only help you to receive bigger amounts of referral commissions, but will ensure program's healthy growth rate and future success.
        With Warmest Regards,
        DanB

        With regards to TopFinancial's latest status, let me reassure you that the program's doing well currently with no pending payouts whatsoever. The reason I mentioned this is because there has been a rumor being spread in the industry that TopFinancial's a sister site of GeniusFunds, and that the admins are preparing for a scam really soon. Some bloggers have been discussing publicly about the site's impending collapse, with no substantial proof to back their claims. Therefore, please do not listen to those naysayers. I do admit that these games collapse someday, but I am sure that TopFinancial will be a top program for 2010. In fact, I've personally invested over $1000 in this one. If you need some proof of my investment, please let me know via email and I can send you a copy of my screenshot.

        Anyway, I joined another high ROI program called FastProfitStudio that was launched yesterday, which means you have a really good chance of making a quick profit. There are 3 plans available: 1-day plan, 2-day plan and 3-day plan. The returns range from 108% to 140%! Apparently there are some problems with LR deposits at the moment, but I think the admin is working hard on solving it at the moment. I faced the issue as well, but I think the admin just added another option that enables you to redeposit from your cash balance. You can check out the site and decide whether or not this program suits your investment goals.


        That's all for today folks! I'll see you tomorrow with more news!

        Tuesday, June 8, 2010

        7 Jun 2010 - Wazzup™ Daily News

        Today's news and updates:

        An informative newsletter came from CherryShares this morning, clarifying details of its unique feature called Corporate Access, which basically grants access to users who hold the password to the account. This announcement came in light of numerous inquiries from investors regarding the use of that particular feature. Here are the details:

        Dear Members and Investors,
        We want to explain some things that are linked to our unique
        feature that we have - corporate access. Some of our users have
        submitted lots of questions asking for its use in their investments.
        The reason why we created this feature is simple - we know there are
        team of investors and each of them have equal rights to access the
        account and to see the statistics of it and balance. Using a password
        for corporate access (this password is different from your main
        password), your group can see the current balance of your account
        and account history. Your group can not perform any other
        operations. They can only watch. This is to protect your account from
        other risky things your team members can make, as you are never sure
        about what influence money can have on people.
        For some it may seem a total waste of time, but we know that your
        group of investor will highly appreciate the fact that you allow them
        to see details of the investment; by doing this you will bring your
        team members closer to you and will raise the trust in the group.
        Don`t even try to think about disadvantages, as there are none!
        How to enable it? Go to settings, check the box in front of
        Enable Corporate Access, enter a password for corporate then click
        Update. Tell the corporate password to your group and the sit back and
        enjoy the team work! If everyone is moving forward together, then
        success takes care of itself.
        Best regards,
        Dominik Budlovsky
        Supporting Team


        StaunchFinances is still progressing smoothly as it's now over 6 weeks online with a purported strong support from its customer base. Contrary to the admin's claim of having strong support from the members, the recent "Best of Best" contest didn't receive any participation at all, which only goes to show that members are not interested in these games. Or that could mean the members are not as active as the admin claim it may be. Nonetheless, here are the details, as said by the admin:

        Dear members,
        Another week passed and a new one begins! First of, I would like to thank you all for your strong support both in our program and the forums. Staunch has crossed the 6-week mark over the weekend. We all know that this is indeed a big achievement because the status of the HYIP industry is at an all-time low. It looks like the failure of huge programs like PTV, Genius, GNI has caused a more lasting impact than we all expected. The recent closures of High-ROI programs like Choko, True Earn, etc. which have failed one after another have not helped any. And no doubt, there will be many more 'trials', some from admins who mean well, others will be just pure scams. My objective for bringing this up is just to highlight that your support is very much appreciated and I owe the success of Staunch Finances to you.
        Ok, so what is our program status right now? We are growing, albeit modestly, which is ok because what is more important is the active member base which is holding consistently steady at 70%+. We have almost 1100 members also and all payouts are completed within a few minutes to a few hours. SF has paid out a total of more than $100K already. I would like to stress that these are REAL STATS, none of these are made up or doctored. I am sure you are all aware of programs that claim they take in $300K in one-week, if you've been in this business long enough, you know that is a lie and those things doesn't happen anymore. But SF stats are real.
        Speaking of real, it's time to get real about the 'Best of the Best' contest, there has been virtually no interest in it, so I had to cancel it. I hear you loud and clear, you all just want to earn, summmer holidays have started for almost everyone and you want to spend less time online. Well, that's excellent, less admin work for me! So, no contests for now, just fast payments! But to keep the interest high, I may declare some random bonuses and possibly revise the referral commissions percentage periodically just as a motivation to help you invite your friends to our program. With that, I will be announcing a few payment proof posting winners later on on a separate email.
        Have a great start of the week and continue posting those payment proofs at our forum threads!
        Brent


        As mentioned in my previous post, today marks the 12th day online for InvestiHeaven, and thus far I've been seeing prompt payouts all across the board. Seems like this first cycle is over without any hiccups, and I think this calls for a review of this program. I will definitely try to post the review first thing tomorrow as I have some things to touch up on at the moment.

        That's all for today folks! I'll see you tomorrow with more news!