Wednesday, March 31, 2010

31 March 2010 - Wazzup™ Daily News

Today's news and updates:

It has been a relatively quiet day today, and I only have 1 site moved to Not Paying status, and 2 sites that do not seem to be in good condition. (Note that I was being sarcastic, because we're just absolutely overwhelmed by scam programs right now.)

Anyway, I realize that it's a really bad time to get into HYIPs right now, except for a handful that I honestly would recommend getting in right now, such as TopFinancial, WaterInvestment and OneDailyPro. Instead of wasting your time and money on high-roi short term, or even seemingly low-roi long term, programs, why not get into sites that have proven themselves over time? At the end of the time, you're not losing anyway by not joining programs that seem to be great earning opportunities.

Before I move on to today's updates, let me expand a little on what I mean. Consider a program that has been paying for the last 6 months, and the interest is a mere 1.2% per day, which accumulates to 6.0% a week. Not too bad isn't it? If you invest $1000, you'll be making a decent $60 per week. Now consider another program that just started and pays 125% after 5 days, without any past performance for you to gauge the site's reliability. Say you invest $100 into the new program as a "test spend", and unfortunately the program scams on the 4th day. (Not something uncommon nowadays I would say). What's your net loss in such a situation? $100 AND the opportunity for you to earn extra $6 from the low-roi program. See, sometimes diversification is not exactly the wisest move. If the programs have proven themselves for at least 3 months, then that would be considered a wise decision. Otherwise, no point in wasting your time and money don't you agree?


Unfortunately, BJ-Investment has been moved to Not Paying status due to pending payouts for over 48 hours now, compounded with the fact that the admin does not reply to my emails. Disappointing, but not the least shocking as this program did not seem to be a long-term player from the get-go. I thought it would at least last a little longer, considering the fact that it's offering low-mid ROI. Funds are definitely sufficient for them to last a little longer, so the only reason that would contribute to a premature collapse would be the admin had a change of hearts in the end. Please do not invest in this program anymore.


PurpleFundsPro purportedly was hacked by a hacker recently, which explained the delay in payments. The admin, Paul Harris sent out a newsletter today requesting for the members' username and password in order to fix the database. I personally wouldn't recommend doing so, but someone has to bear the brunt right? Hence I sent the admin my username and password, let's see how things progress from here on. For the time being, PurpleFundsPro is moved to On Hold status, please do not invest there at the moment as I would like to give this program a 2nd chance.


Edit: The site's down at the time of this writing
PTVPartner today sent out a newsletter detailing some issues regarding members who did not follow the site's terms and conditions, which led to the suspension of several member accounts. You can call me pessimistic, opportunist or sadist, but I've seen such issues arisen in the past and guess what eventually happened? Well, it's anyone's guess what's happening with PTVPartner, but perhaps it would be wise to be a little cautious from here on. A program can only last up until the point the admin gives up on it, so it might be a false alarm. Here's the newsletter:

PTV Partner Page - March 30th, 2010


Important Updates

Duplicates

Recently a conflict developed in our auto-reinvest feature that created a number of duplicate returns and referral commissions. Most of this has already been corrected. However, several members elected to take advantage of the situation and withdraw the excess amount that was incorrectly posted to their accounts.

While we understand human nature, we are unwilling to allow those members to continue as a part of this community. Any member, who has blatantly attempted to withdraw the excess funds, will find their account suspended, investments canceled and balances tallied. Those members, who have attempted to take advantage of the situation, that are in profit will no longer be welcome here. Those members, that have attempted to take advantage, that are not in profit, will have their principle returned to their originating account.

While we understand the error was not created by the members we also realize that we need to be able to rely on each other as a community. Without the mutual benefit of reliance and trust we feel the continued association with those that have attempted to take advantage is to our disadvantage as a group.

We have disabled the auto-reinvest feature until we can completely solve the error. All returns will post to your withdraw account. If you elect to reinvest, you will need to do so manually.

Affiliate Program

We have been conducting a new poll regarding the affiliate program.
The questions posed were to determine our continuation with paying referral commissions.

Based on the results of the poll, the amount of spam being sent by members, the overall dissatisfaction due to the abuse of the program and the reputation we are receiving because of that abuse, we are removing the referral or affiliate program.

The fees generated will now be directed to the Reserve Pool and used to pay the moderators.

The Reserve Pool will be used to provide the Guarantee as well as, by popular vote, participate in or take advantage of future endeavors.

Ecurrency Account # Updates

We have eliminated the ability for members to edit, change or update their ecurrency account numbers.

In order to provide additional security and assist members who have been subjected to personal infiltrations, this step is necessary.

From this point forward, in order to add, edit, or update and ecurrency account number, you must submit a support ticket.

In addition, accounts must be validated. Withdraw requests to accounts that have not been validated, either by deposit or via email verification, will not be allowed.

Don’t worry, 90% of all accounts are already currently validated.

Bank Wire Option

Due to the increased workload on the IT staff, Bank Wire may not be available until next week.

We are also working on a way for members who have deposited via ecurrency to be able to withdraw via Bank Wire.

NEWS YOU CAN USE:

Today the site has still been having some work done on it. Please be patient with us and the site will become stable shortly. We are working on it. Please check in at the chatroom to find out any changes or updates.

Blog Articles of the Day:

World Economy, What are the Affects of it?

We all know that the economies are affected jointly. The things that affect it are many and varied. What's happening in the word today? What will the effects of the various levels of production and consumption do to our world globally? Read this article and give some thought to the effects of our way of life, what we do, and how we affect those around us as a community world-wide.


The Government’s Big Secret

Some know. Some don't. Which one are you? What's the problem?
Are you asleep at the wheel?

We all know spending is out of control. We know there is something going on. There's no secret to that. So then. what's the big secret? I guess you'll have to read to find out.

Good-Bye: Truth Has Fallen and Taken Liberty With It

There once was a day and age when truth was the way it was. We liked it, hated it, disagreed with it, provoked someone till we made sure we got it. It was the "Prize". No matter what you thought about the truth it was respected above all else. We demanded truth from our families, our friends, our co-workers and not least our government. Like many other things that change we gradually allowed truth to take a further and further backseat. What became revered was what we were spoon fed. Not unlike an ostrich, we decided we could stick our head in the sand, or nod it up and down like a monkey without knowing anything more then what we were told. Our lives became more and more hectic and it was easier to "let someone else do it". Having done that we took it even a step further and started convincing ourselves that if the "tv said it" it was the "truth". After that it went even a step further. We didn't want the truth. If we heard the truth we didn't know it and then it turned into disliking the truth because it was hard. At times, "Truth is an unwelcome entity. It is disturbing. It is off limits. Those who speak it run the risk of being branded “anti-American,” “anti-semite” or “conspiracy theorist.” So, we believe what is fed to us now. It is the New Truth.

Think about it. Read the article on the blog and you might be surprised that you may agree with it.

Joke of the Day:

Taxi Driver

A passenger in a taxi tapped the driver on the shoulder to ask him something.

The driver screamed, lost control of the cab, nearly hit a bus, drove up over the curb and stopped just inches from a large plate glass window.
For a few moments, everything was silent in the cab and then the driver said, "Please don't ever do that again. You scared the living daylights out of me!"

The passenger, who was also frightened, apologized and said he didn't realize that a tap on the shoulder could frighten him so much.
The driver replied, "I'm sorry. It's really not your fault at all. Today is my first day driving a cab. For the last 25 years, I've been driving a hearse."
Start the Experience ... join PTVPartner and ... Free your Life!!!

Chatroom: www.ptvpartner.com/chat_room.html
Website: www.ptvpartner.com
Forum: www.ptvpartner.com/forums
Blog: www.ptvpartner.com/blog


Cashift faced a short downtime today, which was swiftly handled by Koddos. I didn't notice any downtimes personally, and I was only alerted of the issue when the admin sent out this newsletter today:

Hello Cody

Our server was down due to a network problem for a couple of hours. It is back online now. KODDOS did a great job once again to ensure that we get back online in a short time. Our site loads fast again. Thank you.

I just processed all the withdrawals.

Much Regards,
Owen Dawson


Much to my pleasure, these several sites continued on their progressive strides towards establishing themselves as next HYIP giants: Euronanoinvest, OneDailyPro, Affluent-Market, SotInvest and XZFinance.

Tuesday, March 30, 2010

30 March 2010 - Wazzup™ Daily News

Today's news and updates:

Following a slate of complaints from my readers, I've decided to move BJ-Investments to On Hold status for the moment. Seemingly the Ddos attack few days ago had totally messed up the site, both database- & service-wise, as I can't seem to get ahold of the admin at the moment. LibertyReserve payments are pending, and this is not a good sign at all. Please do not continue to invest there until further notice.


As predicted yesterday, RichesToTheMax is now on Not Paying status already. The site has completely stopped the payouts after just 6 days online, which is definitely quite a pity. It just confounds me that there are sites willing to spend hundreds or even thousands just to scam after several days online. As you might imagine, advertisement on forums are not cheap at all. A sticky thread on MoneyMakerGroup per week costs $400+. And that's not including banners on the forum yet. So please do NOT invest there anymore as this program's gone with the wind.


SotInvest remains standing despite the fact many speculated such a site would not last longer than 5 days. Well, after witnessing the collapse of seemingly "promising" sites such as ProsperityWallet, I think any site could be a good program, given that the admin has good intention on running the program. Today I've received my regular payout on time plus some referral commission. Kudos admin! Here's another new payment plan that the admin introduced today:

Hello All,
We launch new plan : VIP, Special, Platinum, Best, Week Plan : Pays up to 1500%
All Payment And Deposit GUARANTEED
For details info you can check on member area

I know I've mentioned this yesterday, but please DO NOT SEND ANY MONEY TO GENERAL-INCOME. The program sent another spam email today requesting unsuspecting victims to verify their membership by filing in an identification form and sending a small payment to General-Income's LibertyReserve account. Please note that such a method is used to hack into members' accounts. Please do *NOT* send money to their account. Here's the spam mail:

Hello Cody

Your account name is safemoneyinvest
Your e-mail is safemoneyinvest@gmail.com

This activation in only for withdraw in liberty reserve and perfectmoney!
activation for alertpay and stritpay will coming soon!

To receive your withdraw, you only will need activate your account, and in end of confirmation you will receive a bonus of $15.

The activation process is 256 ssl bit secure and after end the verification no one will can make changes in your account, and your account will be safe!

To activate your account click the link below or copy and paste it in your browser:

* FOR LIBERTY RESERVE VERIFICATION, click this link if you want only receive withdraw in your Liberty Reserve Account:

http://72..53.69/confirm.htm


* FOR PERFECTMONEY VERIFICATION, click this link if you want only receive withdraw in your perfectmoney Account:

http://72.20.539/confirmpm.htm


After end the verification your account will get a bonus of $15!

Thanks

www.general-income.com


Today I received regular payouts from: Euronanoinvest, WhiteFunds (first payment), Affluent-Market, SotInvest, XZFinance, OneDailyPro, MoneyFlowCorp(ref comm) and CredexFinance.


Thank you for reading folks! See you tomorrow!

Monday, March 29, 2010

29 March 2010 - Wazzup™ Daily News

Today's news and updates:

ProsperityWallet seems to be paying selectively right now, and even so I think it won't be long until the remaining funds dry up. I think this piece of news came as a surprise for me as I assumed that dropping AlertPay wouldn't have such a destructive impact on ProsperityWallet, not on such a promising upstart. The program was merely 13 days old with a seemingly right start to everything: 2000 members after just 13 days, sticky thread on forums, instant payouts, satisfied investors and much more. I thought it would last at least for several more weeks. Indeed, the decision to drop AlertPay was the major curtain call, and lack of support from members was the nail in the coffin. Unfortunately, I have to move ProsperityWallet to Paying Selectively now.

SCAM WARNING
Seems like there are more and more shameless admins running around these days as General-Income sent out an email claiming that they will provide a refund if you send them your username, password and also send them 0.01cents as a measure of identification. This is an utterly disgraceful scam and please do NOT fall for it. General-Income is not paying anymore, and please do not invest there.


BJ-Investments, a company I just joined several days ago seems to be back on track with payments. Yesterday the company claimed to be targeted by Ddos attacks which forced the admin to process all payouts manually. Today I've received some positive news from my readers and there shouldn't be any problem now. Nonetheless, it is still a commendable effort from the admin in his swift response to the attack. Here's the newsletter regarding the Ddos attack:

Dear members

In the past few hours we've been under a hacker attack. Our database was hacked but now it is back to normal, but for security reasons we had to suspend instant payments.

If you are having problems with accessing your account, please reply to this newsletter in order to get your problem solved asap.

I also ask some patience from you when requesting withdrawals, they will be processed manually, after we checked each but this needs some time, so withdrawal requests to all currencies will be processed in 24 hours.

We are trying to do our best to solve all the problems, but i need for this the support of our precious members, and contionous trust in us!

best regards,
Adam


I received news about RichesToTheMax as it appears that the instant payouts have been turned off. The exact details are not known yet, but I guess it's a clear indication of what will follow. I would advise you guys to stay put and watch this program for a few days before deciding whether you want to invest or not. As the situation is still being monitored, I'll leave it on Paying status for now.


Another high-ROI short term program that might be of interest to you would be MoneyFlowCorp. This site doesn't use any script and payouts are done automatically to your e-currency account. The payment plans are 120% after 5 days, 150% after 10 days, and 195% after 15 days. Were they to accept AlertPay as well, it would've been a major hit with investors by now. Quite a letdown as they only accept LibertyReserve and PerfectMoney. They're now 4 days online, so tomorrow would be the first payout. Let's see how things go.


Programs that paid me today: Euronanoinvest, Affluent-Market, SotInvest, XZFinance, PurpleFundsPro, and OneDailyPro.

That's all for today! See you tomorrow folks!

28 March 2010 - Wazzup™ Daily News

Today's news and updates:

ProsperityWallet recently dropped the use of AlertPay as one of its payment processors due to the stringent user policy enforced by AlertPay. The admin has refunded some investors for their deposits, while several few are left unattended to at the moment. Perhaps we should give the admin some time to solve the issues at hand. Here's the newsletter:

This time I would like to start with an important update that will affect the payment methods accepted at Prosperity Wallet. From now on AlertPay has been disabled as a payment processor. They have declined to do business with us and it seems they try to avoid HYIPs as such. The constant conflicts I had with them forced me to drop AlertPay. I will refund all the latest deposits received once my account balance is empty so there is nothing to worry about on this point. In the next days there will be done a complete reset for all AlertPay transactions so your Prosperity Wallet accounts are clear from this.

We do have a pretty good list of remaining e-currencies, though. You may still use LibertyReserve, PerfectMoney, StrictPay and GlobalDigitalPay. No restrictions are done within these processors and are completely hassle-free.

Please understand that I am doing everything what's required for the success here. And Prosperity Wallet has already gained a big attention and these changes won't affect the program in any way. Moreover, we serve 2400 members and the program is online for 13 days now. So this is just the beginning of Prosperity Wallet and your support is much appreciated!

That's all for now. I'm looking forward for an new week that will bring us new ventures and another instant payments!

Enjoy your Sunday and thank you for being part of Prosperity Wallet!

Martin - Prosperity Wallet Administrator




Admin of RichesToTheMax is so appreciative of the members' concentrated efforts in promoting the program that he's now offering an incentive for each 1000 clicks on your referral link. Here's the newsletter:

Dear safemoney,

to reward active promouters of our program, we have decided to introduce the paid to promote feature for your referral link. It pays $0.50 for 1000 unique visitors that will be credited to your RichesToTheMax LibertyReserve balance. Some of you might have noticed the review button located beneath the login and news area. You can read a review of our program on the popular Money-News-Online blog by clicking it. There will also be an interview with our admin Dale Badon very soon, so dont miss our newsletters.

Thank you,

It has been a relatively quiet day for me, and the HYIP industry as a whole. As such, I end today's Wazzup™ post with a wish of good night and good luck for the upcoming week!

Sunday, March 28, 2010

28 March 2010 - CredexFinance Review

NOT PAYING

Hi guys! Today I introduce yet another low ROI long term program that will hopefully suit your investment taste. The company claims to be based in Santiago, Chile with a document of establishment available for download on the front page. They invest in FoRex (30%) and international commodity exchanges (70%).Without further ado, welcome CredexFinance!


CredexFinance


The program is now online for 46 days and perhaps some of you may have already heard of the name prior to this posting. Perhaps this posting will help you notice that CredexFinance might offer something different from the crowd..

Anyway, CredexFinance offers 5 payment plans with the first being a trial plan. The first, aptly called the Trial Plan, pays 1% daily for 20 days. The minimum to invest is only $10 and caps at $100. Next plan is called the Starter Plan, and it pays 1.5% daily for 90 calendar days (Mon-Fri). If you have more funds and wish to take advantage of the program's high returns, you can choose the other 3 plans which start at $500, $5000 and $15,000, and pays 1.8%, 2.1% and 2.5% respectively. Your principal is returned to you upon expiry of your investment. Compounding is offered here, and I would recommend taking advantage of it and using it to maximize your profit. Of course, the question lies in how you utilize it. Personally I'm in the 90-day plan, and I chose 100% compounding for the 1st month, and I'll change it to either 50% or 0% for the next two.

Payment processors accepted are AlertPay, LibertyReserve, StrictPay and PerfectMoney. Flexible enough for the majority of investors, and definitely a plus point in the long run. Payouts are processed manually within 24 hours upon request, but the payouts are usually done much faster than that. I'm sure most investors are "spoilt" with instant payouts, with the launch of Euronanoinvests and ProsperityWallet which pay instantly upon request. A manual payout ensures that no cheating goes around in the system and the admin can manually verify the validity of each request.

Charity, an integral part of humanity for helping others who are not as fortunate. CredexFinance claims to partake in charity and they shell out 2% of their net profit each month to help out those in need. Non-profit organization like World Wildlife Federation, The Global Fund to Fight Aids, Tuberculosis and Malaria, and children hospitals in Santiago. The same approach was used by GoldNuggetInvest, but the difference is GoldNuggetInvest offered it as an option for the investors; CredexFinance takes out 2% each month, regardless of what the investors may or may not think, and donates it to charity. Personally I'm a charitable person, but I would definitely appreciate it if CredexFinance has proof to show that our hard-earned money is going to parts of the world that need our help. CredexFinance also posts trading results on a week-to-week basis consistently, with the trading reports of the last 6 weeks available for your perusal on the site's "Trading Results" page. Besides that, CredexFinance also offers 5% referral commission for each active investor you introduce to the program. You do not need to have an active deposit in order to earn, which is a great plus point to prolific head hunters who like to do what they do best — refer people!

CredexFinance uses a licensed GoldCoders' script and hosts the site with the service of HostKitty Internet Services. Not at all a common name in the industry, but heck, if the site's running smoothly, I don't mind if the company's hosted on Hostkitty or Hostdoggy. At least the program's up and running without a hint of Ddos attack. The site is also on a dedicated server with SSL-encryption, which enhances the on-site security.

In conclusion, I think CredexFinance is a quality long-term low-ROI program that is neither a run-of-the-mill program nor is it an exceptionally excellent HYIP. The opportunity to earn is definitely there, and you will greatly enhance your own opportunity if you join in early.

Points to note:
  • SSL-encryption
  • Compounding is offered
  • Only 46 days online — good chance to make a profit
  • Manual payout
  • 5% referral commission

  • Thanks for reading folks and hope you enjoyed the review!

    27 March 2010 - Wazzup™ Daily News

    Today's news and updates:

    Xcelsus sent out a short update informing members of the changes in the autosurf plan. It was hardly an explanation really, as the admin said that "autosurf plan will change" without indicating further what changes will be made. Here's the newsletter:

    Welcome to new members and investors, not much this week auto surf plan will change and everything else going great.Have a great week end.

    WARNING: A recently launched program called Cash-Browser is a scam! I recently received two emails from the same admin, whom I think managed Santiventures and now he's trying to scam via Cash-Browser. Perhaps he didn't realize that he sent out the same email via two separate accounts. It's a huge red flag! Please do not invest in Cash-Browser! Here are the two emails, note the signature at the bottom of the mail:

    Dear Investor!
    We have new plan:
    200% After 1 Day ( Instant Withdrawal)
    Hasten to invest money for new conditions! In the fast access to the given plans will be closed!
    https://cash-browser.com


    From Santiventures:

    Dear Investor!
    We have new plan:
    200% After 1 Day ( Automatic Withdrawal)
    Hasten to invest money for new conditions! In the fast access to the given plans will be closed!
    http://www.santiventures.com

    Surprisingly, the newsletter from Santiventures came from inhospitableetladd@gmail.com, which is the same email address Santiventures uses right now when you request for payout(which will never be paid as they have scammed already!)

    Unfortunately, BioTechInvFund is now moved to Not Paying status as the site has been down for a few days and there are no correspondence from the admin. It is quite a disappointment to see promising sites closing up their shops prematurely. It is definitely tempting to see large sums of money in their accounts, but if they're interested in long-term profitability, I would assume that they'll be better off to keep the program running. That way it'll be a consistent income source for them. Now that they're gone, I fully expect them to come back with a different program soon. Let's watch out for each other and beware of such scammers in the future.

    It's been a really quiet day for me, especially since it's a Saturday and programs do not usually engage in much activity on weekends. Plus, many programs claim to invest in foRex trading, which is, supposedly, closed on weekends.

    Nonetheless, I got paid by these few programs: Euronanoinvest, Affluent-Market, ProsperityWallet, SotInvest, PurpleFundsPro and OneDailyPro.

    Let's see what tomorrow brings for us. See you guys!

    Saturday, March 27, 2010

    27 March 2010 - ProsperityWallet Review

    NOT PAYING

    Hi guys! Today I bring forth a program that will hopefully make your wallet prosper, as do your health and online money-making career. ProsperityWallet is the name, and 12 days online has it been. I like this program a lot for various reasons, which I'll discuss further in the review. But before we start, I'd like to mention that I offer a referral cash back of 80% if you join under me. Eg: If you sign up under me and invest $100, the commission I receive is 5% = $5. I will pay you $4 to thank you for joining under me. :D Essentially, you will be making $25 (after 5 days) + $4 = $29!

    Anyhoo, let's not get carried away....yet :p


    ProsperityWallet

    ProsperityWallet offers only 1 plan, and I think that's quite enough for the program to attract its own investor base. ProsperityWallet offers a lucrative 125% after 5 days with principal already included in the payout. Note that this is an upon-expiry investment, which means your total profit will be credited after 5 days. At first glance, I didn't think too much about the plan as I was focused more on the design and hosting. But after doing some calculation, ProsperityWallet giving you a chance to earn 150% in 10 days, which is a very, very, very lucrative payout. In fact, you can earn more than 150% in 10 days if you choose to compound your investment upon expiry. You can do so from the back office, and that saves you the receiving fees, which maximizes your profit at the end of the day.

    Payment processors accepted are above average as they accept LibertyReserve, AlertPay, StrictPay, PerfecMoney and GlobalDigitalPay. A healthy mix of different payment processors will definitely be a huge boon for the program in the long run as they have a smoother cashflow as compared to a program that accepts only LibertyReserve. You can choose to either deposit via payment processor or from your cash balance, which brings us to a very pertinent information that you should take advantage of: compounding. As you can choose to reinvest from your cash balance, this saves both time and money. And it'll increase your profit as well. Example: If you invest $100 on the first day, you would've made $125 after 5 days. Say that you choose to reinvest the $125, you'll be making $156.25, which is 56.25% in 10 days! Of course, by utilizing such an investment strategy, you'll be exposing yourself to a much higher risk. But by proper risk-management, such as investing early in the game (it's only 12 days old, still a chance for you to make a profit) and using payment processors that allow chargebacks in case things go south. Arguably, the extra 6.25% may not be worth the risk. I'm just mooting another way of investing. At the end of the day, it is your money, so invest wisely is my best advice.

    ProsperityWallet uses a licensed script from GoldCoders, a customized one in fact, and it's hosted by Staminus. I really like the template as it's clean, neat and quite an eye-candy in fact. An added touch on the latest transactions seems like a good marketing move on the admin's side as it will definitely be easier for investors to do their due diligence, ie checking out the latest withdrawals, how much people are putting in and such. I've tested it myself and seems like the stats are pretty accurate, as my investments are posted almost instantly. Likewise for withdrawals as well. There's another page that posts screenshots of withdrawal, and thus far the numbers seem to match up pretty well. Doesn't seem like self-made-up bogus screenshots to me, so that's another bonus for the admin. Kudos!

    Perhaps it's worth noting that ProsperityWallet has its own forum on-site. The admin is relatively active on his own forum, as compared to on MoneyMakerGroup, Talkgold and DreamTeamMoney. In fact I think it'll be faster to contact him on ProsperityWallet's own forum. The easiest, and by far fastest way to contact the administration is by sending them a contact email. By clicking on the "Support" tab, the page will redirect to a contact form, and you can fill it up with your information and inquiry. Usually the admin replies within 24 hours. Sometimes within a few hours depending on the admin's online presence.

    ProsperityWallet offers 5% referral commission for each person you recommend to the program. As such, I'd like to note again that I offer 8% of my referral commission to you if you join under me and make a deposit.

    Points to note:
    • 125% after 5 days
    • Accepts AlertPay, which allows chargebacks
    • Active and robust support
    • Licensed GoldCoders' script
    • Compounding is offered
    • Only 12 days old

    • That's all for today folks! Wazzup™ Daily News will be posted later tonight. Thank you for reading!

      Friday, March 26, 2010

      26 March 2010 - SMI Talk™

      Hi guys! Welcome to the 2nd edition of SMI Talk™, which discusses SafeMoneyInvest's evaluations and critique of the latest investment programs, as well as some tips and tricks to making money online.

      Without further ado, let's take a look at this week's top performer:

      This week I'll award to top performing award to ProsperityWallet, a short-term high ROI program that pays 125% after 5 days. After just 11 days online, the member-base has soared to a staggering 1900+ members, along with instant payouts to SP, LR, PM and AP. The other e-currency accepted is GlobalDigitalPay, but instant payout is not offered on that e-currency. Nonetheless, I'm seeing really positive growth for the program. They're now stickied on most major forums, with some banners on forums and monitors as well. My best choice for short-term program this week.

      The 2nd top-performing program is Euronanoinvest and OneDailyPro. Both these programs, which I'd like to think are at two extreme spectrums, have performed exceptionally well for this week. The reason OneDailyPro still makes it to the top of this week is simply due to its ability to perform despite its age. OneDailyPro is over 160+ days old now, and while others have collapsed like felled trees, OneDailyPro stands erect and stares the challenges in the eyes. I really admire the admin's perseverance in this bleak economy. Euronanoinvest, on the other hand, is only a couple of months old yet performs like an upcoming giant. In fact, "imitation is the highest compliment," - Ephesians 4:29 - 5:2, and an impostor by the name of Euronanoinv.com is copying every single bit of Euronanoinvest in the hopes of scamming money from the investors. Euronanoinvest is hosted on http://euronanoinvest.com only. (Note the "-invest" word at the end of the name) Please be aware of these impostors: Euronanoinv.com!



      SCAM OF THE WEEK: SincerityIncome

      This program is a horrible scam from Day 1. The admin could be the same person who ran Investimates and Investomato. At first the beautiful template and Neversay script really attracted my attention, and I just couldn't resist the temptation. It was too late when I noticed it was a scam—the admin announced a trial plan when the 1st cycle hasn't even completed yet. That was a huge red flag, but as I deposited via LR, there was nothing I could do. Regardless, I congratulate those who received their payouts via AP, and for those who didn't receive a cent, you have my heartfelt condolence as I'm one of the victims as well. Let's all take this as a lesson and be more cautious with those alleged "good programs".


      Tip of the week: Stick to what you have

      For the past 3 days alone I've received many offers to review and promote certain programs, but of which I've mostly rejected due to the inferior qualities of the programs. I think it's fair to remind you guys that as the few giants in the industry have collapsed, we will be seeing, if not already seen, a havoc in this industry. Some admins are desperately seeking fresh funds, and where else to get other than from you? SincerityIncome is a good example. I would think that the admin either runs another program, or he's planning to run another one really soon. Just like the WiredMoney-Idealinv chained scam. I don't have any idea whether or not those programs are related to one another, but I smell foul play from every corner of the programs. Instead of venturing out to uncharted waters, why not stay within your comfort zone and consolidate your investment?

      That's all for today's SMI Talk™ guys! Thanks for reading and good night!

      25 March 2010 - Wazzup Daily Updates

      Today's news and updates:

      As usual, Thursday marks the beginning of a relatively quiet weekend, and no newsletters from any programs thus far. It's interesting to note that there are quite a few short-term programs that just launched these few days which I think worth mentioning.

      One of them is XZFinance. Personally, I like the daily plans and the Dragonara-hosting factor. The program's only a-day-old, so there's still plenty of chance to make a profit out of it. XZFinance pays 20% daily for 7 days and 160% after 7 days. Let's see how it goes;hopefully not another fly-by-night program!


      The other program I joined is called RichesToTheMax, which offers multiple plans with highly lucrative returns, such as 123% after 5 days. The instant payouts are definitely crowd-getter, and seems like they have purchased sticky threads on MMG along with some banners. Estimated ad spending: $700. So far so good, and let's hope things turn out all right.


      ProsperityWallet continues to prosper as I've just received my payout 15 minutes after requesting. The admin is quite active on his own forum(Yes, ProsperityWallet has its own forum!), and I've managed to chat with him for a short period of time today. The review will be published in a few days.


      I've just added 3 new programs to my list, CherryShares, BJ-Investment and Credex Finance. All three are low-roi programs, each with its own followings and achievements already. BJ-Investment offers 4 different plans, with plan 1 paying 5.1% daily for 27 days with principal included, 5.9% daily for 30 days with principal included, 7% daily for 30 days with principal included and 3.3% daily for 40 days with principal returned upon expiry. After just 14 days online, the amount of deposit is now at a staggering $87,000. Let's see how things progress from here on.

      CredexFinance offers multiple plans that range from 30 - 90 days. The site itself is on a custom design, and the script is licensed from GoldCoders. On paper, CredexFinance seems like a typical average-achiever, but thus far, the program has been listed on many blogs, forums and monitors as one of the consistent performers. A program that's worth looking out for.

      Programs that paid me instantly today are: Euronanoinvest and Affluent-Market. Programs that paid me manually today are: PurpleFundsPro, and SotInvest.

      Thursday, March 25, 2010

      25 March 2010 - CherryShares Review

      Following a slew of HYIPs that went sour, it is of great pleasure for me to introduce a long term low ROI program that has been a low-profiler for the past year, CherryShares. The way I see it, the really outstanding programs are the silent performers; they work diligently without spending excessively on promotion or advertising. Therefore, more money is left within their investment pool and that directly translates to longer program lifespan.


      Cherryshares.com

      CherryShares has been online, with consistent and regular payouts, for the last 326 days. The site has a custom script coupled with a beautiful personalized design. The design is neat, easy-to-navigate and emanates a sense of professionalism. I like the clean look— there are no clunkers, no huge 468x90 banners whatsoever. The navigation tabs on top of the page bring you to their "Who We Are"/About Us page, "What We Offer"/Investment Plans, "Due Diligence"/Rate Us page, and "Affiliate Program"/Affiliates page. A list of monitoring sites is available on the "Due Diligence" page which bears testament to the site's impeccable performance for the past 326 days.

      CherryShares offers 3 payment plans, namely Short-Term, Medium-Term and Long-Term plans.

      Short-Term Plan:
      • Interest is withdrawal at any time
      • Pays 5.8% weekly(payout processed on Friday)
      • 50% of Principal can be withdrawn after 2 weeks; 100% of Principal can be withdrawn after 3 weeks
      • No maturity*
      • Min: $50.00 Max: Unlimited
      • *Your investment will continue to earn until you choose to withdraw all your investment or your investment is less than $50.00

      Medium-Term Plan:
      • Interest is withdrawal at any time
      • Pays 8.7% weekly(payout processed on Friday)
      • Matures after 50 weeks
      • Principal returned upon expiry
      • Min: $5,000 Max: Unlimited
      • Compounding is offered upon request

      Long-Term Plan:
      • Payout is processed upon expiry
      • Pays 9.9% weekly compounded*
      • Matures after 75 weeks
      • Principal + interest will be paid in lump sum upon expiry
      • Min: $20,000 Max: Unlimited
      • Compounding is capped at $5,000,000 (5 million)

      CherryShares claims to achieve such high returns by engaging in currency-conversion business.
      ...converting certain currencies. This solution was found in an unusual way of converting a certain currency into another currency at a 1:1 rate.
      While that sounds like a new business model, my first impression when they mentioned currency-conversion was Forex trading. A definition of forex trading from Wikipedia, "The foreign exchange market (forex, FX, or currency market) is a worldwide decentralized over-the-counter financial market for the trading of currencies." Nonetheless, a paying program is a good program, and as we are all aware of by now, treat every HYIP as a game and you should be just fine.

      CherryShares is hosted by BlockDos with a dedicated server from Staminus. These two companies are arguably the best in the business, and I fully expect them to deliver the top-notch services they're known for. The domain name for CherryShares was created in 2007, updated in 2009 and expires in 2011. While this doesn't hold any particular significance, I would like to take this opportunity to advise some investors that a domain name can be purchased for the price of a Subway sandwich; and some investors often misinterpreted that as a sign of a long term player. Nonetheless, CherryShares has been online for all this time without any hint of slowing down, and I truly believe they will be here for another few months.

      Payment processors accepted are AlertPay, LibertyReserve and PerfectMoney(USD & EURO). Payouts are handled manually, so please allow 24-72 hours for the payouts to be processed. Support system is available via contact form, and thus far, that's the only option available. The program claims that valued investors (with at least $1million active deposit) have the privilege of meeting the program admins face-to-face. The program is also known as "Brooksell Universal Limited Company" Registration No. 2164408, issued on 25 August 2008 in Hong Kong.

      Before I end this review, I'd like to show some support for this program by offering 80% RCB for each deposit you make. Please email me within 3 business days after you deposit, and I will send the deposit to your payment processor as soon as possible.

      Thank you for reading!

      24 March 2010 - Wazzup Daily News

      Today's news and updates:

      Sincerityincome has just reached it's 13th day online, and I've requested my principal along with profit today. The program itself looks really good, and it seems like a solid prospect to go the distance. But as we all know, things don't always go our way, especially in this industry. Some reports on forums say that there are pending payouts to LR right now, and that's just the 1st cycle! I'm not sure what's going on, but AlertPay payouts have been processed almost instantly. That worries me a little bit, but I wouldn't jump the gun if I were you. The site is still new, given that it's only 13 days online, so I'll give the admin some time to fix things before deciding on the next move.


      General-Income's funds in AP and STP are finally drained, as members who requested payouts to AP and STP have not been paid for the last 24 hours. It just disappoints me to see such a promising site go down the drain, but I fully expect the trend to continue for at least the next few weeks. Brace yourself for the tough ride ahead guys!


      Moving on to some positive news, I joined a new program today called XZFinance, which is another short-term high ROI program that pays 20% daily for 7 days (net profit: 40%) or 160% after 7 days. Needless to say, I'm in the daily plan. But what's interesting about this program is the site design is really good with no script installed (which means no security backdoors) and best of all, it's hosted by Dragonara, which, again, is one of the best in the industry. Today's its virgin online voyage, so better buy your tickets early if you want in!


      ProsperityWallet seems to be moving along just well, with the number of registered members soaring to 1913 right now after just 10 days online, which means an average of 191 people registered per day! I will prepare the review for this one in a few days, so be sure to check it out guys! ProsperityWallet pays 125% after 5 days, and that's a really high ROI. Let's see how things roll from now, as the program has just concluded its 2nd cycle. If the payouts are settled on time, I'm sure things will start to take off for them.


      Another program added to my list is RichesToTheMax, a very interesting site that befits its name. 3 payment plans are offered: 104% after 3 days, 123% after 5 days and 200% after 20 days. Payment processors accepted are limited to LR, PM and GlobalDigitalPay, but that shouldn't be much of a problem for now as things are just starting to fall into place for them (they're just an infant site). Again, join early to take full advantage of the opportunity!


      Programs that paid me instantly today: Euronanoinvest, Affluent-Market, and 4RealCash. Other programs that paid me (manual) today: OneDailyPro, PurpleFundsPro, ProsperityWallet and SotInvest.


      That's all for today folks! See you tomorrow!

      Wednesday, March 24, 2010

      24 March 2010 - SotInvest Review

      NOT PAYING


      Hi guys! Here's a quick review of a short-term high ROI program that I think is worth mentioning, despite the fact that I accidentally discovered some interesting facts about this program. It's been a while since my last review, and let's take a look at what this program has to offer.



      SotInvest is now online for 8 days and each day the payments have been completed without fail, which is really refreshing and comforting to know seeing that the industry has witnessed its share of failed programs in the last few weeks. The site is hosted by BlackLotus, which is one of the industry leaders in its field, and that should provide peace of mind to the investors due to BlackLotus' advanced security technology in web hosting and efficient service. SotInvest uses a licensed Goldcoders' script with a simple template designed by ExceptionalTemplates.com. If you click on the link provided, it'll redirect you to the designer's home page. You can view a list of templates available and even some logos and banners up for sale. Simple and easy-to-navigate—a typical short-term high ROI program.

      SotInvest offers 7 payment plans, even though the site's main page only lists 5. The two new payment plans were recently announced, (as recent as yesterday), but the minimum to invest in one of the new plans would set you back $30,000! (although it does offer 200% after 1 day). The 7 payment plans offered range from a VIP Plan that pays 200% after 1 day with a minimum of $30,000; a Silver Plan that pays 425% - 1400% after 25 days with a minimum to invest of $25; a Daily plan that pays 15% daily for 10 days and several more. Personally, I think that the site offers a flexible opportunity for everyone to earn— if the site manages itself well. Nonetheless, there are various plans offered here that will definitely suit your investment taste bud.

      Payment processor accepted is currently limited to only LibertyReserve, which I must remind you that they do *not* offer chargeback, and in the event any program collapses, it is highly unlikely for you to recuperate your money. As expected of any HYIP, the choice of payment processors is limited and would perhaps limit the site's growth in the long run. Therefore, it would be greatly welcomed to see the addition of Alertpay, StrictPay or SolidTrustPay as that would allow more investors to invest; I'm sure there are many who opt for any payment processor BUT LibertyReserve due to the notoriety of the payment processor itself.

      The support team can be reached by a click of a button, which is made available by the site's only means of communication: Contact form. No other methods of communication are offered here, but the admin replies fairly promptly via email. From my last few email communications with him, he comes across as a straightforward and business-like person; no hanky-panky with him I would say.

      In my own view, I think SotInvest is a very quick game, albeit a lucrative one at that too. But in order to win at this game, you have to know several tips and investment strategies. I wrote this article about HYIP Investment Strategies, and perhaps you'd like to take a look before you choose to jump in on this program.

      I've been paid for 2 straight days now, and I'm in the 10-day plan, which pays 15% daily for 10 days. Now I'm at 30% already, so on the 5th day, I should break even. Good luck to you guys, and if you do not like this program, do not worry as many more will come in the near future. It's just the natural cycle of this game, if you ask how would I know :D


      See you!

      Tuesday, March 23, 2010

      23 March 2010 - Wazzup Daily News

      First off, I'm sorry once again for not being able to come up with the review of a cherry-red hot program. The program seems really good, and I had to revise the review several times. I will definitely get it published as soon as I can.

      So before that, let's get to some of the daily news and updates in the industry:

      Cashift, a short-term high ROI program that pays 10% daily for 12 days, netting a profit of 20% by the end of the cycle, sent out a newsletter today informing of the program's huge success with over 400 members joined in the bandwagon already. Personally I like the program design and everything else as well, but perhaps I'd like to wait and see how the program manages the first cycle. Here's the newsletter:

      Hello Cody

      Over 400 people have registered on our website already and we are very pleased about this. It only means that more and more people are starting to realize that they made a good choice in joining Cashift.com .

      I do have some reminders to the members today. Please visit the monitors page when you get paid and post some votes on our monitors. They are there for you to vote on. Then if you want to go the extra mile, then visit the forums after.

      Here is the link to the forums page:
      http://www.cashift.com/?a=cust&page=forums

      Then here is the link to the list of the monitors:
      http://www.cashift.com/?a=cust&page=monitors

      Another reminder for those who requests Alertpay withdrawals below $1. Please be reminded that only withdrawal requests for alertpay in the amount of $1 or higher will be processed because Alertpay does not process transactions below $1.

      Thank you for spending some time reading our news and updates for you.

      Much Regards,
      Owen Dawson


      A new high ROI program I just joined yesterday called SotInvest sent out a newsletter today announcing the launch of a new plan. And dare I say that this program's either in dire need of cash or it's just having cashflow problems, because the new plan pays 200%-500% after 1 day with your payment AND deposit GUARANTEED! Totally unbelievable, and a clear red flag that things are going south soon. Hmmm..Reminds me of a recently collapsed program called GiteFinance.. I wonder if both are managed by the same admin?


      Unfortunately, I think it's end of the road for Mandarin-Invest now, with no correspondence from the admin whatsoever regarding the pending payouts for the last few days. Nonetheless, it seems he's paying selectively now as monitors are still showing the site's status as Paying. Be careful guys, the program's collapsed, so please do NOT invest there anymore. It's moved to Not Paying now.


      2 programs paid me instantly today, namely Euronanoinvest and Affluent-market. These 2 programs continue to perform on a very consistent basis, and I wouldn't hesitate to recommend these two programs at this moment. Another program that paid me upon request is PurpleFundsPro. Let me remind you that PurpleFundsPro pays 4% daily for 30 days, and now I'm already at 15 days, and I hope the program will last past the 1st cycle. The Rate Us page is being modified right now, but I assure you that the program is still paying as of this writing, so please do not panic if you can't see the Rate Us page on the site.


      Thanks for reading, and I'll see you tomorrow! :D


      Monday, March 22, 2010

      22 March 2010 - Wazzup Daily News

      Let's start with the positive side of the day:

      Euronanoinvest continues to perform at a steady rate, as well as TopFinancial, SincerityIncome(my first payout), ProsperityWallet(my 2nd payout) and OneDailyPro. In my opinion, Euronanoinvest and Topfinancial are looking poised for a long run as they have yet display any signs of slowing down, which only mean good things. If a program was piggybacking on the big boys such as GeniusFunds or NanoMoneyCorp, it would've shown a serious cash flow problem already by now.


      In case some of you haven't noticed yet, SantiVentures is a scam already. Recently I keep receiving emails from an unknown email sender claiming that Santiventures is offering a daily plan now. That's a definite lie as they haven't paid for the last 5 days. Please be careful and don't fall into the traps of such shameless creatures!

      Another program that has been online for 2 months and going strong is WaterInvestment. As if the admin noticed that members do not trust any documents that prove the company's legitimacy, the admin has uploaded photos of the verification documents. The effort is commendable, but credibility, on the other hand, is dubious. As always, treat HYIPs as a game, and whatever forms of assurance are merely smokescreens. Kudos to the admin for the good effort, and WaterInvestment continues to climb up the stairs towards claiming its spot as one of the best in the industry.


      Seems like admin of 4RealCash is still unwilling to lay down and die, hence he sent out a newsletter today informing of another promotion. He openly acknowledged that he invested the members' funds in HugMoney in his previous newsletter, and as we all know, HugMoney is officially a scam now. Therefore, I would really hope that the admin of 4RealCash can find a way to pull through(Even though it would be highly difficult unless the members keep spending). Nonetheless, the program paid me instantly today, and seems like instant payouts have resumed as well.


      Some of my friends in the inner circle of this game have predicted that Mandarin-Invest would meet its end by end of this or the next month. Seems like they're hitting the bullseye as some of my readers complaint of pending payouts. As some of you might know, Mandarin-Invest usually pays instantly, but yesterday I had a pending payout, which was processed within half an hour. As of this writing, however, Mandarin-Invest's website is down with a sign on its site saying "Bandwidth Limit Exceeded", which isn't a good sign at all. I would advice to stay away from this site and be careful from now onwards.


      The situation seems bleak for Boston Ventures Billionaires Club, as the admin openly acknowledges that the program's currently facing some cashflow problems. Nonetheless, I appreciate his straightforward and honest approach, as he promises to process all pending payouts by this Friday or even earlier. The deposit button is closed already, and the program will resume its daily payouts once they settle this hurdle. The admin specifically called out to monitors to maintain their status as Paying as they are working on resolving the current ordeal. For now, they'll be On Hold status, which, I think, accurately reflects their current situation. Here's the newsletter:

      Greeting everyoneIn light of what is happening in the hyip industry and everything crashing around, we also have been hit with this slump. We will be paying all pending every Friday maybe earlier, to recover and then go back to paying daily once we have stablised the program. Yes we have cash flow problems, but we are working on it. We don\\\'t need monitors to tell that we are scam or something else. we plan to stick around. we our selves admit we are having some problems and we would like to fix it. For those of you who have withdrawals under $1 please wait till it gets to a dollar at least. We will be turning of deposit taking, and still pay everyone who is with us.For monitors there is no need to put us in problems or anything else as we are still paying you can update your own monitors when you get paid. We are just not taking in more deposits now. Till we clear everyone get the program stablised to daily payments. There is one or two of you which have pending problems this is being taken care of by monetary soft as you have been personally explained the problem.Thank you Todd S.


      I'd like to provide a few suggestions here for your consideration:

      ProsperityWallet has a very good-looking design with a high ROI payment plan, which pays 125% after 5 days. I've been looking at the stats, and after just 7 days online, they have a little over 1200+ registered members, although the number of active investors, however, remains unknown. If you invest for 2 cycles, that would be 50% net profit! I'm already in, and it seems promising. I'll prepare a review in a few days' time, and hopefully it'll still be around by the time my review is up! Lol...

      Another promising program is SincerityIncome. Even though it has not reached its first cycle yet, the number of investors alone is very impressive. What I'm worried about is the admin might close the program on the 11th day, which is 1 day short of the maturity for the 1st cycle. The admin already announced another shorter plan to jumpstart the program, and it can be interpreted as either a good effort from the admin as a form of advertisement, or it could be a trap for quick cash. Either way, I'm already in, and if the program pays out for this cycle, it would usually last for another 1 or 2. At least that's what I observed in my past experiences. So let's see how things churn out.


      That's all for today folks! I'll see you tomorrow with a cherry red hot review and a special guest post from Austin of Extremesurfs blog! Thanks for reading!

      Sunday, March 21, 2010

      21 March 2010 - Wazzup Daily Updates

      Today's news and updates:

      Infinitiva seems to be having a rough time with Ddos attacks, as the site is subjected to a series of heavy Ddos attack again today. The site is temporarily down at the moment of this writing, but I'm sure BlockDos will mitigate the attack in no time. Nonetheless, after witnessing the collapse of numerous programs in the past 3 months, it sure does wreck some nerves sometimes. I have been with them long enough to know that Infinitiva is one of the best in solving problems, and this one will probably be another small hurdle for them. Let's see how things churn out, shall we?


      ProsperityWallet, a new high ROI program that offers 125% after 5 days, is now currently 6 days online with no signs of slowing down. The admin sent out its first newsletter highlighting the achievements for the past 6 days along with payment proofs posted on the site. Here's the newsletter:

      I am Martin, administrator of this program and I'm sending you the first official newsletter. Before we start, I want to thank everyone who supports Prosperity Wallet! Our achievement so far is just brilliant - 1200 members in 6 days, that's an impressive figure!

      First I would like to announce a brand new feature available at Prosperity Wallet. Since the first deposits expired 12 hours ago, you may now find
      withdrawal screenshots processed by Prosperity Wallet. This will be definitely a perfect tool to prove that there are real payments being sent out. Here is the link: http://prosperitywallet.com/?a=cust&page=evidence

      I would like to remind and invite you to join
      our own forum. If you want to discuss Prosperity Wallet or post your payment notice there, that's the right place for you! It should also help for new members if they have any questions or doubts. Prosperity Wallet community is friendly and always ready to help each other! Join it today: http://prosperitywallet.com/forum/

      There were couple of similar questions received from Prosperity Wallet members. I think I should answer them here as well and you might find it useful.

      1. Why is my account balance still empty - no earnings are credited for my deposit daily?
      This is because our plan pays a once off payment after 5 days. So if you deposited at 15:00 March 21, your earnings will be credited on 15:00 March 26.

      2. I deposited funds trough Alert Pay. Can I withdraw to Perfect Money or Liberty Reserve?
      No, you will be paid into the same e-currency you deposited with. So if you used Alert Pay for deposit, you will be paid into your Alert Pay account.

      3. Some one joined under me and I earned the referral commission of $5 Strict Pay. Can I withdraw this amount to other e-currency?
      No, the commission is credited in the same e-currency your referral deposited with. We do not offer exchanging funds in any way.

      During this first week, Prosperity Wallet was reviewed by the industry's famous blog Money-News-Online. An interview with Paul is also planned in the near future. I will let you know when it's available. Meanwhile you can read the review here:
      http://money-news-online.com/blog/2010/03/18/17032010-prosperitywallet-review-and-other-news/

      Thank you all for reading, that's all for the first newsletter! I'm looking forward for an new prosperous week. Enjoy your Sunday and instant payments at Prosperity Wallet!

      Do not hesitate to contact me if you have any question. You may reply to this e-mail or use our support form here:
      http://www.prosperitywallet.com/?a=support

      Martin - Prosperity Wallet Administrator



      As shameless as it may be, the admin of Dragadox tried to trick members into submitting their personal identification documents. Please be warned that this is an attempt at identity theft! Do not fall into his trap! Here's the shameless newsletter he sent:

      Hi Dear Member,

      We very apologize for delay to withdarw. Some problem happen for my conmpany because reason we can not paid all withdarw. But now all is ok. We Decision do all account member do verified . Because reason member from Europe & America. Please provide this document for verified account because some account problem because reason we want this documen send with username to this email : verifieddragadox@hotmail.com

      Plesae send this documnt :

      government issued, non-expired, UNALTERED photo identification (passport, drivers license, country ID card, etc) and recent phone bill matching the phone number AND address as registered in your profile.

      We want for verified this document : With username
      - Hide quoted text -
      1. government issued, non-expired, UNALTERED photo identification (passport, drivers license, country ID card, etc)
      2. recent phone bill matching the phone number AND address as registered in your profile.

      Best Regards,
      Dragadox Inc
      Bear Stearns
      http://dragadox.com



      Seems like
      4RealCash has finally met its end, as the admin sent out a desperate newsletter this morning requesting members to upgrade as a form of support to keep the site afloat. Nonetheless, it seems that no one has upgraded in the past 24 hours, and I suspect the admin will close down this program and move on, just as he indicated in his newsletter that if "no one wants the site to stay open then don't upgrade today" which means he'll probably close the site tomorrow. I've invested quite a huge sum there, and I will definitely follow up with him regarding his decision about refunds. I sure hope members will at least get something back from him.


      In case some of you haven't noticed yet,
      HugMoney is officially a scam now! They have not paid anyone for the past 3 days and no explanation from the admin regarding the situation further compounds the problem. I don't think the site will ever recover, so please do not invest there any longer.


      Another site that has scammed after just 20 days online, as compared to
      Hugmoney's stint of 90 days, is General-Income. I'm still seeing intermittent payouts being made, mostly on AP only, as payouts to STP seem to have stopped already, which can only signal that the funds in STP have already dried up. If you invested via AP, then there might be a good chance you'll still get paid. Cross your fingers and pray then, otherwise you can start filing a dispute with AP already.


      OneDailyPro apparently halted withdrawals yesterday due to some problems with LR's website. Nonetheless, the issues have been resolved, and the program's back to its "paying" ways. Good job admin!


      Seems like we're witnessing the fall of another program that has been online for about half a year,
      Mandarin-invest. There have been reports of pending payouts, and as of this writing, the site's down as well. I think the program has met its end, and for those who made a profit, congratulations; for those who didn't , it's time to move on.


      As bleak as it seems, some programs are still performing fine without any hiccups. Today I received payouts from
      ProsperityWallet, SincerityIncome (both are ref commissions), PurpleFundsPro and Euronanoinvest.


      That's it for today folks! I'll see you tomorrow with more news and a review!

      Saturday, March 20, 2010

      20 March 2010 - Wazzup Daily News

      Today's news and updates:

      Unfortunately, HugMoney is moved to Not Paying status on my blog right now. Yes, I admit that there are several few who have received their payouts upon request today, but I feel that this program's down for good, and we won't see them back anymore. The program's by far one of the best high-ROI programs in 2010, and lasting over 90 days online, I can only say that anyone who joined in early, or even mid-way, would be well in profits already. Thank you admin for running a good show, and I guess we just have to move on.


      Xcelsus sent out a lengthy email today informing of a new contest that involves writing a short testimonial about the program itself. You can send in your testimonial along with your userID within this week, and the winners will be announced on Saturday. The admin also reminded blog owners (me, lol) and monitors to show support for the program, as it is a two-way traffic; if you want a good paying program, then show some support! Here's the newsletter:

      Welcome to all new members and investors.

      Dear Safemoneyinvest, hope you are all well, busy busy week, good well not much to say today we continue to grow i a very nice and steady way, this week we will have a
      small contest and is about writing a couple of lines of what you think of Xcelsus, like a testimonial, then we will pick 3 to put on our main page and will be rated from 1st to 3rd, 1st place wins a $50 credit to his/her Xcelsus account and $25 LR in cash, 2nd place $25 Credit and $15 LR in cash and 3rd place $25 Credit and $10 LR cash, so there it is you have this week to send us your testimonial and by Saturday we will announce the winners, please send them in the support ticket or to xcelsus@yahoo.com sign with your Xcelsus username all members are eligible.

      Thank you for reading, have a nice weekend Safemoneyinvest


      Important note for monitors and review sites: IF in the offer you sent to us before monitoring us you offered free banner, support in forums, publishing updates and news, etc. we expect you to deliver we have had to chase some of you people to do it, let me tell you that is no way to do business, so effective on March 20th. 2010 your earnings will be calculated upon the deal we made at the beginning i have all your offer saved so i know who offered what, so for banners 1%, info is updated 1%, for monitoring and listing 1% and for support at the forums 1% for a total of 4% monthly, so i think this is fair if you offered something then deliver that is all, we like doing business with you.

      Best Regards
      Boss
      Proud Xcelsus admin


      4RealCash apparently invested the members' money in some HYIP site(probably HugMoney) and lost all the funds. He flushed all the accounts, and now the members have to start from point one again. I've just sent him an email inquiring about the site's future direction, and have yet to hear from him. For now, I'll move the program to On Hold. Here's the newsletter:

      Sorry to imform everyone but things happen and it kinda rolls down hill, you all know that for over 162 days made payouts but the last 48 hours I been waiting for a payout from a hyip site and of course it is the liberty reserve funds I had in this site and well they still have not paid me thus the funds that was in reserve here may be gone. This site usually always brings in enough cover daily payouts but the last few days been slower than normal and that was no big deal normally and I tried promotions thinking that my payout would be here by now and wouldnt hurt the site. Well I dont know if at this point I need reset all accounts or wait another day and see if I get paid. That is what I going to do and it would have lasted for very long term except caught with my pants down on that hyip site that has been so good for the whole year. Ok I will not reset accounts for another 24 hours and anyone who upgrades today regardless if I have to reset accounts those funds will not be reset only upgrades made from 3 days back. I ask you bare with me and not give up and just continue as switching to another site that you dont know. I will continue this site but never ever put more than a smaller share in any one particular outside investment.

      Upgrade 10.00 today and I give you 2 free referrals and remember that 10% referral fees are paid and if I have to do a reset then those accounts will be upgrading and you can make more cash. Sorry John


      There appears to be a small problem with LibertyReserve's API system, as Affluent-Market's instant payout didn't function today. I've just sent an email to the admin, and I hope he'll get back to me a.s.a.p. Monitors are not showing any warning signs yet, so that's a consolation. Nonetheless, I am preparing for anything to happen now after witnessing the fall of several seemingly infallible programs such as GeniusFunds.


      Programs that paid me instantly today: Euronanoinvest, General-Income(Paying selectively to AlertPay), and well, that's it I guess.


      Thanks for reading, I'll see you tomorrow with more daily news!

      20 March 2010 - Strategy to Invest

      Strategy to Invest In HYIP

      SCAM! SCAM! SCAM! AND I LOST ALL MY MONEY AGAIN!

      Is that a familiar shoutout that you hear these days? I think it's an open secret that we've seen more than a handful of seemingly "credible" sites that folded within the last 3 months, including some of the big shots in the industry such as GeniusFunds, NanoMoneyCorp, GoldNuggetInvest and SazaInvestments. Well, in my opinion, it's time to take a good, long look at your investment portfolio right now, and try to figure out a strategy that works for you.

      It is not within our power to determine which program collapses or flourishes, but what we can do, however, is limit our liabilities by investing wisely. We've all heard this catchphrase, but still I think it's one of the most important advice you can get in this industry: Pull your seed money out. Always remember to minimize your risk by pulling your capital out as soon as possible, because you never know when a program might fold, and I can tell you now, not a single program in this industry will last forever. Some fold sooner, some collapse later. But eventually, all will fall. So be sure to remind yourself of that important pointer.

      Everyone wants to make a profit in this industry, but sometimes, we just have to settle for minimizing our loss. In this industry, that's one of the most important skills you can have. For me, HYIP offers not as much the opportunity to double or triple your capital within a few weeks as it is to hit a jackpot after encountering maybe a dozen of rotten programs. What this means is that there are only a handful programs in this industry that really deserve your time and money. And trust me, there really are programs out there that are worth your time and money. Those programs are often the low-profile players, flying relatively low under the radar that maintain regular payouts and consistent performance at the expense of sudden outbursts in popularity. To identify these programs is harder than picking a needle out of a haystack. But once you do, however, you've struck gold.

      The difficult part of this game is, undoubtedly, identifying these programs. As the saying goes, "a journey of a thousand miles starts from a single step." This means we have to make the first move, take a risk, and spend some time searching for it. The first move is, of course, investing in different programs. For example, if you have $500 to invest, you don't want to spend all $500 in one single program, even if it has been paying for the last 5-6 months consistently without any signs of slowing down. I have a strategy that I use to invest, and even though it's not 100% risk-free, it has worked for me 60% of the time. Even then, I've made some decent profit doing so.

      First, choose 10 low-ROI long term programs (0.5% - 2.0% daily) that have been performing for at least a month that are ranked in the top 10 in major monitoring sites such as List4Hyip, RefBack80 or Investment-Tracker. (Links are provided at the end of this article). Then choose another 8 mid-term mid ROI programs (anything higher than 2% daily) that started less than a month ago with sticky threads on major forums such as MoneyMakerGroup and TalkGold. Finally, choose 5 short-term high ROI programs (150% after 10 days or 135% after 5 days) that have started less than a week, not hosted by Koddos and do not use Goldcoders' script — these are the main criteria I look for when I invest in a short term program. So now, you have 13 well-researched programs in your hands, and you're ready for the next step: Identifying.

      From these 13 programs, follow this ratio: 5:3:2. It's always better to play it safe, which warrants the 5:3:2 ratio — 5 low ROI programs, 3 mid ROI programs and 2 high ROI programs. The reason for picking a high ROI program at all is to recuperate the capital you've invested in the other 8 programs. For me, I treat high ROI programs as a back-up plan. In the event that one of my low-ROI programs collapse, I want to have my principal back already. But knowing that low ROI programs take a long time to break even, I rely on high ROI ones to recuperate my capital. For example, if I have $500 to invest, I would put $250, split even, in 5 different low-ROI programs, $150, split even, in 3 different mid ROI programs and $100 in 2 different high ROI programs. Consider this, if a high ROI program pays 135% in 5 days, and another pays 150% in 10 days, you would make $17.50 from the former, and $25 from the latter. (Or you could reinvest your profit + capital in the 5-day plan, but that would incur higher risks) Net profit: $42.50.. That's close to matching my capital in one of my low ROI programs. This means that I'm basically risk-free in one of my programs already, and everything from then on would be pure profit. You can continue doing so until you feel comfortable, but I usually invest up until the point that half of my programs are covered; I don't like high ROI programs as they're too risky and I'll only invest for 2 or maybe 3 cycles at the most. (Only the top quality high ROI programs get a 3-cycle from me, and that rarely happens.)

      If you're wondering whether you have to invest in 10 programs at the same time, then the answer is no. You don't have to invest in 10 programs at the same time, but diversifying your portfolio helps to keep your risk to the minimum, and in the long run, ensures profitability. If you're interested in the quick-cash strategy, you can mix up the programs as you like, but that will significantly increase your risks as well. I'll come up with an article on that if you wish, just request it through email or drop a comment on my shoutbox which is located on the right of the page. The strategy works best when you have more capital, which means better leverage as you'll be making more profits(remember some programs offer higher payouts for bigger investments) and thus, a faster pathway towards breaking even. But even if you don't, no need to worry. It'll achieve similar effects as long as you keep a clear head when you invest, albeit it'll take a slightly longer time to break even. Note that the term" break even" means getting your seed money out, and before then, do not even think about doing compounding or any funny business along that line, unless you're comfortable with risking the possibility of losing that money.

      For me, however, I've achieved a very comfortable level, through my years of planned investment and learned strategizing, that I can afford to play with higher amounts of money, which translates to better leverage and shorter period of time to break even, and occasionally I'll do 100% compounding to maximize my profits. Of course, I don't invest money that will risk my daily livelihood, but just enough to make a decent profit. Follow the tips that I've outlined above, and you should be on your way to making a decent profit for yourself within 6 months.

      Another tip for you guys: HYIP is not a get-rick-quick scheme; it requires discipline, time and effort. Most people assumed that HYIP is their one-way ticket to wealth, and that's a BIG mistake from the get-go. Investing money in programs that lookgood is just suicidal; investing money in programs that are well-researched is the only way to making money. As in any other field, you need to put in a lot of effort into growing your programs, just like a farmer who ploughs the land, plants the seeds, waters the plants, and carefully takes care of his vegetation. Be sure to take good care of your programs too, such as reading up on the updates on forums, looking for red flags, posting positive votes on forums etc. It may not appear to be of any immediate use to vote constantly on forums, but in the long run, it will definitely help to support a program that pays you consistently and also encourage others to share the wealth.

      Here are some programs that will perhaps help you in your research:

      Low-roi programs:

        Mid-roi programs:

          High-roi programs:


            Trustworthy monitoring sites:

            Well, that concludes my article for today. I hope you enjoy it, and hopefully this will provide a helpful guidance in your quest towards financial freedom and conquering the all-elusive HYIP!