Greetings to all my readers! Today's been a great day for me, and I hope the same goes to you guys as well. I gotta say, I'm quite a weather-person -- whenever the weather's looking fine, I feel totally refreshed and energetic! Regardless, my place experienced some light showers today, but it was really refreshing because my place only rains once in a blue moon.
Anyway, let's get on to today's topic! As the title indicates, today's review will be written to commemorate the legacy of a true online money-making titan that has conjured waves of euphoria amongst investment-enthusiasts, converted the most skeptical of skeptics (quote AppleXY from MMG :p), transformed lives and inspired many souls -- people who had given up hopes on ever making money through online business ventures; people who had no place to go and who had lost their jobs; people who had bills, house mortgage, car insurance to pay; people who had many mouths to feed. GeniusFunds has been a reliable source of income for many, despite what skeptics may claim otherwise. And in my case, GeniusFunds has been the bedrock of my investment portfolio. I started out losing a lot of money in various HYIPs and Autosurfs, and finally I had come to a conclusion that it's better to play safe than sorry. That's when I got into GeniusFunds. And since then, I've never turned back.
Here's an "inspirational story" that will likely be of interest to you, IF you haven't clicked away from my site yet :D
Story I
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Continue on to my review then.. :D
First of all, GeniusFunds has undergone an almost complete facelift since the first day online. Compare the way it was the first day and the way it is right now -- there's almost no comparison! I apologize that I can't provide snapshots of how it looked back then, as no one thought that GeniusFunds would survive such a long period of time! However, there are many significant improvements that can be observed on the site right now. The one single significant improvement that I've always noticed is the SSL encryption by Verisign, which insures the safety and security of data. Most probably you've seen these signs on bigshot companies like Paypal(part of eBay) or even financial institutions like Wellsfargo's website (bank). Most people don't perceive, or even recognize the importance of data security; to me, however, it's been of utmost importance, especially the people and businesses we deal with in this industry. So that's a very good effort from the admin to ensure that the site is protected.
Talking about security, GeniusFunds is hosted on a dedicated server by IWeb Technologies with DDos protection from BlockDos, one of the better DDos protection sites online. Of course, given the site's popularity (a smashing Alexa ranking of 6,000+, which means GeniusFunds is one of the top 10,000 most viewed websites in the world!), one would expect them to do better. The matter of fact is, they don't need to. As long as I've been as a member, GeniusFunds has been nothing short of impressive. Regardless of the fact that GeniusFunds was always inaccessible when I first joined about 4 months ago, I have not experienced such problems right now. I think they've fixed on that issue, which most likely was a hosting problem because other investors would occasionally report about downtimes. Nonetheless, GeniusFunds is a different site now -- faster, more secured and certainly much more reliable.
GeniusFunds offers several investment options, namely EMGF (Emerging Markets Growth Funds), WBMF (World Bond Market Fund) and lastly, the latest inclusion in the list, Genius High Yield Deposit account. EMGF is basically a daily paying program, paying anywhere from 1% - 1.9% per day, 5 business days a week. WBMF, on the other hand, is a weekly payment plan, with interest rates varying every week from 6 - 9%. The investment term is set at 150 days, which means your principal will be locked in for 150 days regardless of which plan you choose. No early withdrawawls are allowed, and this indicates GeniusFunds is not for the fickle-minded. Once you're in, you don't get out until you finish your term! :D Note that GeniusFunds only pays interests on business days, therefore no interests will be made on holidays such as Christmas and New Year and Ephiphany Day(a holiday observed in Cyprus). This reason explains why the previous week, and the week before that, investors saw lower interest rates. The GeniusFunds High Yield Deposit Account is an interesting plan as it does not have a maturity date -- you can pull out your principal at any time, but you have to inform the administration of your intention 10 days prior to withdrawal. The interest rates are still paid daily(business days) and the minimum to invest is $300. Once your deposit falls below $300, you will not earn any interests. GeniusFunds compared this plan to depositing your money in a bank -- only that GeniusFunds pays much higher interests. This plan offers 14% monthly for any deposits within $300 - $2000. 18% monthly for $2001 - $5000, and 25% monthly for $5001 - $50,000.
Another thing I really like about GeniusFunds, which I think may be the only program offering such a..erm..should I say "feature", is the *flexibility of investing via one payment processor and request withdrawal to a different one*. Example: If you invest $100 via AP, you can request your daily withdrawal to Liberty Reserve *at no charge at all*. In fact, payments made to Liberty Reserve are instant, whereas payments made to other payment processors, ie AlertPay would take anywhere from 1 - 3 hours. Personally, I've been receiving my AlertPay withdrawals in less than half an hour. Needless to say, every single LibertyReserve payouts has been instant, although I had experienced some delays due to downtimes at LibertyReserve. Many types of payment processors are accepted here, namely AP, LR, PM, STP, SP, Bank Wire and Bank Transfer. Here's a list of the payment processors accepted, the minimum to deposit and the time it usually takes for GeniusFunds to process the payments.
Liberty Reserve Wire transfer, other e-currency exchange $10 Immediate
Perfect Money Wire transfer, other e-currency exchange $10 Immediate
SolidTrustPay Wire transfer, ACH debit, credit card $50 2-3 hours
AlertPay Wire transfer, ACH debit, credit card $50 2-3 hours
StrictPay Wire transfer, ACH debit, credit card $50 2-3 hours
Bank Transfer Bank Transfer (Direct, no fee) $500 3-7 days
Bank Transfer Bank Transfer (SwapGold, no fee) $500 3-7 days
Despite the many changes I've described, GeniusFunds has retained some of the best things. Subtle features that have now become the identity of GeniusFunds. One such thing is the script and support system and payment speed. As I've mentioned that payment speed has been phenomenal all this time, I guess I don't need to elaborate further on that. The script, however, is and has been one of my favorites. Don't you just love the yachts on the front page? I mean, that basically sets up itself as GeniusFunds' trademark already. I've been seeing that yacht banner day after day and I've never grown tired of it. Those beautiful yachts accompanied by a reel of ropes on the top of Geniusfunds' frontpage just reel my heart in :p User-friendliness is another quality that GeniusFunds possesses. Personally I don't like to fumble through pages and pages of description and long lines to find what I want. I like to browse sites that are simple, have easy-to-find buttons and display all the content I'd like to read on front page. That is exactly what GeniusFund does. You can check out the investment plans by clicking on "Our Funds"; you can check out the education section by clicking on "Investor Education" (a section that's dedicated to educating investors and serves to inform investors of GeniusFunds' business model); and you can contact them simply by clicking the "Contact Us" link that's located at the top of the page. I've emailed the support system many times prior to writing this, and I'm very satisfied with the support quality and timeframe within which they reply. There are different methods of contacting them, but I usually either email them or I use the Live Chat function. For those who feel more comfortable talking to someone about their issues, they can literally talk to the Customer Support rep by calling GeniusFunds' support phone number, which is available on their site.
In a nutshell, I've thoroughly enjoyed, and currently still am enjoying, my stay with GeniusFunds. I think I will probably invest a little bit more once I get my principal back, which should be pretty soon considering the interest rates I'm receiving right now are pretty high. On a side note, a handful of (malicioous) investors are claiming that FBI and IRS and so and so will be implementing a global crackdown on Ponzis and HYIP scams. If I'm not mistaken, this rumor was started by one single member who posted nonsensical posts on TalkGold, MoneyMakerGroup and every other forums he could join. Perhaps Black December had taken a toll on investors' mentality, many seemed to believe the claims made by the member. Initially, that man (whose identity I don't know, and don't want to know) screamed that GeniusFunds was not paying him, FBI will be cracking down on GeniusFunds soon, etc etc.. Of course, that was about a month or two ago. Now, I've not heard any news from him thus far. I've seen many people like him, admins from other sites who are jealous of GeniusFunds' popularity and would like a chunk of the big money pie GeniusFunds is chewing on. Nonetheless, these attention-seeking admins have often, if not always, resorted to closing their own programs in the end, while GeniusFunds remains at the top of the food chain.
Other News:
GouldsInvest is finally back online today! I've just received my payout, and I am proudly chosen as one of the select fews who have promoted GouldsInvest in various forums and sites. Of course, the selection is at the discretion of the admin, Marco, so I thank him for his generosity! GouldsInvest is officially a month old now, and there are 400+ members as of today! Let me remind you that GouldsInvest pays 20% daily (note: DAILY) for 6 days, meaning you will net a profit of 20% by the end of the term. You can compound your earnings, but you would have to withdraw your daily profits first before you can reinvest.
I've just received my daily cashouts (Instant ones) from Infinitiva and GeniusFunds! Thanks admins!
I have just joined a new program today, an Autosurf called Underwater Surf (lol, quite an unusual name) one that I see possesses potential to go the distance despite the fact how some investors regard the prospects of autosurfs as bleak and unprofitable.
That's all for today folks! I'll publish another review tomorrow, and I hope you're looking forward to it!
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