24 January 2010 - AtoxFinance Review and Other News

Hi guys! As promised yesterday, I've finally prepared a thorough review of Atox Finance, and although I have thoroughly researched the various facets of the program, there might still be some aspects that you guys want to know. If such a case does happen, please let me know either by email or drop a comment, and I'll get to you as soon as I can.

Ok, without further ado, I'd like to introduce one of the prospective HYIP giants of 2010, AtoxFinance!

AtoxFinance is without a doubt a very well-researched and well-prepared HYIP that's aiming for the top prize: industry domination. We all know that GeniusFunds and the likes are currently the big boys of the game, and no new HYIPs are even coming close to their status. Well, perhaps AtoxFinance (and probably even WaterInvestment(reviewed here)) will take a share of their pie. The new kids on the block are now starting to make a statement, and they're not willing to give way. This can be seen from the features and scripts, and investment, both monetary and time, they've put into designing and implementing their programs.

AtoxFinance has a custom script in place that utilizes white and black on the overall, with a light blend of a few different colors such as orange and yellow. I took particular interest in this way of design because it's very unique, as in I've not seen a program that uses such a method of design. In fact, I consider this as effective advertising because it left a very memorable experience for me, as well as a tingle of awe because the design itself is absolutely stunning. Couple that with a dedicated server hosting by Dragonara, one of the best servers in the market, and SSL encryption (which protects data transfer), AtoxFinance possesses some of the primary qualities to make an impact. Plus, AtoxFinance is showing dedication towards a long term success as they've already purchased their domain names until 2014. However, are these qualities enough to insure AtoxFinance a place amongst the greats? Read on, and judge for yourself.

AtoxFinance's main home page is sprinkled with many useful information, such as means of contact (ways to contact them), payment processors accepted, FAQ, their About page, Investment Offers, and etc. One particularly element that came across to me as a very welcoming addition is the Features Overview. It's actually a banner that lists all the features that AtoxFinance possesses and offers to their investors. It clearly enumerates the different ingredients that separate AtoxFinance from competitors. Quite a contrary to my profession (I know =p), I am actually a big fan of visual-learning. I would always go for big banners or note cards in lieu of long, winding texts any day. As such, AtoxFinance has already gained a solid A from me in terms of security and script.

Next, the difficult part of this review: payment plans. AtoxFinance has a very long (I mean, VERY) description of what they trade, how they distribute profits and what you should expect from them. Instead of redirecting you to read through all those words, I've gone through the trouble for you to provide a short, concise summary of the investment plans.

Summary:

The company invests the funds in various ForeX trading, and the return of investment will be distributed evenly among investors. This means there won't be a fixed daily return, although you can be assured that you will be paid at least a minimum percentage should the company incur a trading loss on that day. I'll get to that later. But here's a screenshot of the payment plans:

What does this mean? As we don't know how much profit the company is actually making, we can only make a wild guess at the percentage we will receive as investors. To put it simply, the more we invest, the more percentage we'll earn. For example, if you invest $100, you'll be making around anywhere from the lowest minimum of 0.22 - 1.2% per day for 5 days a week. But you'll only make 0.22% on days that the company incur losses; which is unlikely as the company hadn't posted a single return that's below 0.4% since online.

Now here's one thing that's pretty interesting to note: the company was officially online a month (plus minus a few weeks) ago, and yet the domain name was registered in May 2009. This shows that the admin has been planning the program for quite some time, and the program was officially launched only at a time that he deemed suitable, which was a very intelligent move on his part because, for one, he was choosing to minimize competition as May would be very competitive, plus it was too close to the end of the year, which would spell disaster for most programs. I'm sure you guys remember that "Black December" consumed many programs that seemed promising but had failed to deliver in the end. Secondly, proper planning is not just about choosing the right script and working out a payment plan; it requires proper timing, integration, and much much more. I've not operated a program before per se, but I do know how much work I have to put into making my blog. And anyone who's written a blog or something along that nature would know what I'm talking about.

Finally, AtoxFinance accepts PerfectMoney, LibertyReserve and ECUMoney. Bank wire seems to be on the way towards the list of payment processors accepted, but thus far, I've not heard from anyone who has done so. Nonetheless, the admin has promised that more payment processors will be added in the future. And I'm definitely looking forward to that, especially having only 3 payment processors (one of them not that widely used yet) does not exactly appeal to the wider audience.

Now moving on to some cons of the program.

AtoxFinance has a very crisp, clear and persuasive article about Forex trading, which can be found on the tab "What is FOREX?". I looked through the article and find it very well-written; only to find out later (thanks to Google) that the article was actually copy-pasted from another site. I suppose this is common practice amongst HYIPs, but I would at least expect them to produce their own definition of Forex, especially if they claim they are forex experts.

There are three CEOs who run the show behind Atoxfinance, and they seem to be highly qualified individuals who had either graduated from Harvard College or Columbia University (Ivy league schools). Yes, these credentials are strong evidence that experts are at work, but it's still a question of whether or not these individuals really exist.

And that's an overview of AtoxFinance, a rundown of what I think about the program and what it really is. It's all up to you to decide whether or not AtoxFinance is the suitable program for you, but let me assure you that you'll be hard pressed to find anything that offers better package than AtoxFinance.

Other news:

InvestJoy is now not paying anymore. I don't think Werner will recover from this, because no matter what he claims otherwise, it just doesn't justify the fact that he's not replying to any support tickets. So please don't invest there anymore.

I've joined another new HYIP today called psychotichyip.com. Funny name, yes. But it's managed by a regular member of MMG, fasteddy. Some of you may have heard of him before, as he was one of the big supporters for PacForAll. Check it out and see if you like it :D

Sad to say, GouldsInvest has finally ran its course. But the admin has claimed that he will start a new program, and everyone who's not in profit yet will be refunded. As you can see, this program ran for almost 40 days, and the admin is simply moving on to a new program in order to get fresh funds in. He still has a reserve, but he prefers to start a new one. Besides, too many members took advantage of his referral system, therefore causing the premature collapse of the program. Here's the newsletter:

Dear GIs,

Thank you for all the support that you had given to GouldsInvest.

I am sorry that our program could not continue anymore. I made a very tough decision today after weighing all the circumstances. Most of you had profited already including the cheaters that I admit I had neglected to monitor in time. There were members who are referring themselves and acted as different persons or spouses. I am no longer a concierge for them now.LOL.

What I had in mind currently is to come up with a fresh site and use another script which can easily spot cheaters. Those accounts who were not able to be in profit on GouldsInvest will either be refunded or transferred to the new site. I am currently preparing to get the new site online.Please dont worry because I am going to look through all the accounts and will make a list of those that I have to give priority attention to. Deposit buttons are now disabled for GouldsInvest.

My apologies for not being in forums lately as I was brainstorming a lot whether to continue GI or not. I had to carefully decide on that matter if Im going to let the GI reserve funds be depleted in full or make use of the remaining in a fresh environment. I sought advice from veterans and the consensus was to start anew.

I hope you all had fun with GouldsInvest and be prepared for the new site that will again be one of your favotite hyip programs.Please give me at least 5 days to prepare for the new venture. I am going to send another newsletter when the launching comes.

I SHALL RETURN!


Cheers,
Marco

That's all for today folks! I'm sorry for the lack of updates, but so far I haven't heard any news from the other sites that I'm monitoring. Until then, see you guys tomorrow!