First off, here's the discussion about the site's hosting and DDos protection. Initially I assumed that CommonSenseInvest had not invested in the installation of security measures and such. However, I was proven wrong and here's the discussion that led me to the realization of my mistake:
We have a dedicated ip address 69.42.214.139 and 69.42.214.140 as our host and we're on our own VPS server, protected by Awknet. You can do a lookup on 69.42.214.139 and you will see for yourself that the belongs to Awknet.
And to prove that the ip is ours, go to http://69.42.214.139/~commonse/. What happens is we bought our own DDOS protected VPS, named it "commonsenseinv.com" and use it as our nameservers ns1.commonsenseinv.com and ns2.commonsenseinv.com. We go to great extend to keep server control on our side, which explains why we host it that way -- rather than buy some shared hosting which claims to be ddos protected but cannot prove it! Commonsenseinv.com also automatically forwards to Commonsenseinvest.net, so people should not be confused.
And to prove that the ip is ours, go to http://69.42.214.139/~commonse/. What happens is we bought our own DDOS protected VPS, named it "commonsenseinv.com" and use it as our nameservers ns1.commonsenseinv.com and ns2.commonsenseinv.com. We go to great extend to keep server control on our side, which explains why we host it that way -- rather than buy some shared hosting which claims to be ddos protected but cannot prove it! Commonsenseinv.com also automatically forwards to Commonsenseinvest.net, so people should not be confused.
The following discussion took place the 2nd day, and it was concerning the addition of more payment processors in the future. I told the admin my opinion regarding adding AlertPay to the list of payment processors would help a great deal in propelling the site's popularity as it's: 1) Verified. 2) The most popular payment processor in the industry. Nonetheless, the admin offers a counterargument that is both persuasive and reasonable, and here's the discussion:
The problem we have with AP is we can't exchange it to cash for our trading quickly enough. There'll be days of delay which affects our trading turnaround time. LR and PM on the other hand are accepted by our brokers, so that's why.
Bank transfers still takes awhile, a few days i think. We need to be able to transfer our fund instantly to our investment's funding account...and exchangers are not always reliable, especially we're talking about large amount here. We're not taking the risk...it won't do our members any good.
The following discussion took place a day after I posted the interview with the admin (click here to read it). Whether or not the interview is persuasive enough, I'll leave that up to you. But in my opinion, there were some loopholes in the interview that I decided to mention in my post-interview remarks. The admin sent an email to me later that day clarifying the details of what he really meant, and indeed, there was some misunderstanding. He has demonstrated great knowledge in forex trading, and his concept of using "common sense" (thus the name CommonSenseInvest) to earn money makes more and more sense to me now. Pun intended. Lol. Anyway, here's the discussion:
I'm sorry if my analogy with gambling misled you to think so. What I meant was everything you do, especially activities that have inherent risks such as investing money online, don't forget to use the power weapon called common sense. If we wanted to play a game, we'd have offered payouts like 250% after 1 hour, 800% after one day, etc! We could come and go faster in that manner, then build another site and do it all over again, instead making so much effort to build and grow our site slow and steady. We would also not have bothered to build a proper site with detailed information and even a PerfectMoney guide. Have you seen those high ROI sites? They all use the same old GC script and they didn't even have the courtesy to change the FAQ and the default template texts! Common sense tell you so much about their agenda!
I saw a ver high ROI site like this yesterday through a monitoring site. The site stats are like $26 Million dollars invested within a few months! The best part is, all the monitoring site rate it as "PAYING"! No wonder the HYIP world is so upsetting sometimes...so full of conspiracies! And people who stubbornly and greedily refuse to use their common sense, and thus lose money. We hope to help these people, but the must be willing to be helped and stop being unreasonably greedy.We are really serious about what we do. Time will tell.
On a personal note, we are planning to get a sticky thread in one of the forums sometime next week (after the new year, when the traffic should be back). We expect to see better growth from then onwards.
Int he HYIP world, there's really no fool-proof way to eliminate risk. Even in the real world of trading, there isn't one, less so when you're putting money in someone else's hand. However, if you don't know how to make real tradings yourself, it is as good as losing your money. And real trades usually cost a lot more. A better way would be letting others trade for you and share profits. The risk then is with the trustworthiness of that person you leave your money with. Again, there's no fool-proof way to judge a person's trustworthiness other than a little gut feeling and how he or she performs with the funds. Above all, the payout offer. As I've said in my previous reply, if you're gonna put money in those 250% after 1 hour sites, don't cry when you lose money in the HYIP industry!
I've also shown you how we reduce our trading risks in a common sense method -- the rebates from our brokers. We have many methods in place but we can't share all because they are our ultimate weapons of survival in the real trading world. You have to be in the real trading world, be it forex or stocks or anything, to know and appreciate what I say.
And how do we guarantee profits for our investors? That's our commitment to them! Why would anyone participate in our program if no gain is promised? And just how do we do that? I'll give you an example. Even with our highest payout of 2%, we can guarantee that because we actually make more than 3 times that amount every trading day. So each time we would have extra profits to cushion the rainy days. On days when things work against us, we control our total daily loss to less than 2%. If we lose more than 2 consecutive trades in a day, we don't trade for that day. There's always a good win-loss ratio in place to manage trading risks, so when you average out the entire week, there'll still be a good 5% - 7% profit a day. Each winning day is enough to cover 3 losing days. Our time-tested strategies help us ensure no more than 2 losing days in a row. In addition, we still get rebates to cover some losses here and there, so usually bad days mean breakeven for us. The larger the trading volume, the higher the rebates percentage and it's regardless of whether you win or lose the trades. Not forgetting a good trade usually yields more than 10% in profit! And we have enough common sense to gather profits at 3 to 4% on some trades, some even at 1%. If you target 10% on each trade, you're going lose all eventually. Small winnings make up to large profits.
I've also shown you how we reduce our trading risks in a common sense method -- the rebates from our brokers. We have many methods in place but we can't share all because they are our ultimate weapons of survival in the real trading world. You have to be in the real trading world, be it forex or stocks or anything, to know and appreciate what I say.
And how do we guarantee profits for our investors? That's our commitment to them! Why would anyone participate in our program if no gain is promised? And just how do we do that? I'll give you an example. Even with our highest payout of 2%, we can guarantee that because we actually make more than 3 times that amount every trading day. So each time we would have extra profits to cushion the rainy days. On days when things work against us, we control our total daily loss to less than 2%. If we lose more than 2 consecutive trades in a day, we don't trade for that day. There's always a good win-loss ratio in place to manage trading risks, so when you average out the entire week, there'll still be a good 5% - 7% profit a day. Each winning day is enough to cover 3 losing days. Our time-tested strategies help us ensure no more than 2 losing days in a row. In addition, we still get rebates to cover some losses here and there, so usually bad days mean breakeven for us. The larger the trading volume, the higher the rebates percentage and it's regardless of whether you win or lose the trades. Not forgetting a good trade usually yields more than 10% in profit! And we have enough common sense to gather profits at 3 to 4% on some trades, some even at 1%. If you target 10% on each trade, you're going lose all eventually. Small winnings make up to large profits.
So do you now know how money is made in the real trading world? You realise that if you use common sense and not greed, it's a lot easier and safer? The hardest thing is discipline, especially the emotional aspects of trading. When I was a junior, I was trained to use demo accounts to trade for 1 full year before I was allowed to use real money. For obvious reasons. Together with my team of experts (they are so darn good!), impulsive trading has no room because we all have to agree on each trade before we execute it. We have one who is a fundalmentalist and one who is technical, so we cross-reference and make very safe and profitable trades together.
Back to the question on how to reduce risks in HYIP? Go ask the owners to explain how they trade and make sure profits are made each day! Not many will be able to explain in full details. As to whether a HYIP will pay or not when you withdraw, you have to look very closely. Look at their voting source ( the email addresses of their voters), look at how the stats move on their site, analyse the way their support answer queries, etc. Many factors. Above all, use lots of commonsense! But I'm probably not the right person to ask because I don't invest in other people's HYIP. I don't need to! I know how to make money in the real trading world....
Back to the question on how to reduce risks in HYIP? Go ask the owners to explain how they trade and make sure profits are made each day! Not many will be able to explain in full details. As to whether a HYIP will pay or not when you withdraw, you have to look very closely. Look at their voting source ( the email addresses of their voters), look at how the stats move on their site, analyse the way their support answer queries, etc. Many factors. Above all, use lots of commonsense! But I'm probably not the right person to ask because I don't invest in other people's HYIP. I don't need to! I know how to make money in the real trading world....
This next discussion was our last conversation. We talked about various aspects of the site, including, but not limited to, CommonSenseInvest's security, how does it specifically guarantee the members' funds, and does it have a back-up plan in case the tradings don't work out. It's quite a lengthy one, so please bear with me. In my opinion, the admin, David has made it very clear that CommonSenseInvest is not a scam-for-money-only site, and I personally think this program will go the distance if it gets the support from fellow members. Whether it will last or not is in your hands guys, so judge this for yourself.
To address your concern about our guranteed payouts, I suppose you're talking about how secured our funds are. First, about our site's security. As I explained before, we bought our own VPS and have full control on this part of the ddos-protected server which is used to host the site. Our domain registrar and host companies are two different entities, so that no one party can control either aspect of the website. The script is a genuine version and has no security loopholes so far. The admin control panel is protected by additional pin code sent to an email address only we know. The entire site and all databases are backed up every half a day, so in case of an attack, we can easily restore the site within hours on another server with minimum damage. No damage can be too great. At most we lose a few transaction records which we can easily trace from our LR and PM accounts. No LR or PM password or merchant API password is ever stored in the script. We only enter it when making payments, which is usually done within minutes. After that, we remove all the sensitive info about our account, leaving only the account numbers for incoming funds.
Every few hours, we transfer the funds from the main CSI LR and PM account to many other sub accounts, which no one except ourselves know even the account numbers. We will then put them into our investment funds' accounts. Remember I told you we need to be able to exchange funds in a very quick manner? This is why we can't use AP for the the being.
We make every effort to ensure top-notch security and good habbits are exercised in managing these e-currency accounts. This will prevent losing too much money in the case of our main account being hacked. Our fund manager makes a lot of effort to keep the funds safe, although LR and PM are inherently very safe with multiple levels of password. And commonsense tells us our passwords have to be very strong with as many characters as possible, and with all combinations of capital letters, numbers and symbols. We never copy and paste password, nor type them from our keyboard; we always use the virtual keyboard so that keylogging spywares can never get anyting from us.
What if our commonsense strategies don't work in trading? We lose money. Simple as that! The million dollar question is: how do you contain losses? Trading is never about how much you profit, it is how much you control your losses. It's the same in life. Wealth is not how much you make, it's how much you save. So the crucial thing about investments, any form, is the risk and loss management. I have already explained this in my previous reply to you. It akin to asking what if you lose your job today? Does life goes on? It does, right? How? You must always make many times more more than you spend. It's all about commonsense money management, isn't it?
I still can't quite figure out how to insure the investor's money, although I know many people in the forum are in that business. And it'd be slapping ourselves in the face if we have to insure their money... All we can say is we will definitely honor payouts. When we started this business, we've already done our calculations. We haven't seen any loss in a week since we teamed up years ago to work for some financial institutes. If we breakeven in a week, that's considered a loss to us! But other weeks of profit would well make up for that.
We decided not to use our talents for others anymore. Why make so much money for others to feed some fat asses who know nothing about trading? And leave meagre amount for oursleves? We felt so abused!
We found it meaningful to run this business ourselves. Not only we will be in control of every aspect of our work life, its rewards and our own well-deserved wealth, we will be helping many other people. It is unfortunate that HYIP is still a risky industry, but we really hope to be the light at the end of the tunnel. Because if every HYIP eventually ends up a scam, how long more will the industry last? Is there really not one that is honest and reliable? (Actually there were a few who refunded when their program failed but we could bot verify if all were refunded. But at least there are honest people in this part of the HYIP world!)
God forbids, but if we really were to fail along the way somehow, rest assured we will maintain our integrity and honesty. We've been exposed to some disgusting dirty scams in the real trading world when we were still juniors. We don't want to be in that same league.
Hope I've addressed your concerns and you're in a better position to promote us to your associates. Really, if someone is going to trust us with a lot of his money, we will consider sharing with him our trades so that he can witness for himself how his money is being made. Of course, we can't offer this to everyone because its a lot of work and explanation. Maybe those who take up our EXPERT level in each of the plans will be given access to our trade sharing area. We'll see how things go...
David.
Every few hours, we transfer the funds from the main CSI LR and PM account to many other sub accounts, which no one except ourselves know even the account numbers. We will then put them into our investment funds' accounts. Remember I told you we need to be able to exchange funds in a very quick manner? This is why we can't use AP for the the being.
We make every effort to ensure top-notch security and good habbits are exercised in managing these e-currency accounts. This will prevent losing too much money in the case of our main account being hacked. Our fund manager makes a lot of effort to keep the funds safe, although LR and PM are inherently very safe with multiple levels of password. And commonsense tells us our passwords have to be very strong with as many characters as possible, and with all combinations of capital letters, numbers and symbols. We never copy and paste password, nor type them from our keyboard; we always use the virtual keyboard so that keylogging spywares can never get anyting from us.
What if our commonsense strategies don't work in trading? We lose money. Simple as that! The million dollar question is: how do you contain losses? Trading is never about how much you profit, it is how much you control your losses. It's the same in life. Wealth is not how much you make, it's how much you save. So the crucial thing about investments, any form, is the risk and loss management. I have already explained this in my previous reply to you. It akin to asking what if you lose your job today? Does life goes on? It does, right? How? You must always make many times more more than you spend. It's all about commonsense money management, isn't it?
I still can't quite figure out how to insure the investor's money, although I know many people in the forum are in that business. And it'd be slapping ourselves in the face if we have to insure their money... All we can say is we will definitely honor payouts. When we started this business, we've already done our calculations. We haven't seen any loss in a week since we teamed up years ago to work for some financial institutes. If we breakeven in a week, that's considered a loss to us! But other weeks of profit would well make up for that.
We decided not to use our talents for others anymore. Why make so much money for others to feed some fat asses who know nothing about trading? And leave meagre amount for oursleves? We felt so abused!
We found it meaningful to run this business ourselves. Not only we will be in control of every aspect of our work life, its rewards and our own well-deserved wealth, we will be helping many other people. It is unfortunate that HYIP is still a risky industry, but we really hope to be the light at the end of the tunnel. Because if every HYIP eventually ends up a scam, how long more will the industry last? Is there really not one that is honest and reliable? (Actually there were a few who refunded when their program failed but we could bot verify if all were refunded. But at least there are honest people in this part of the HYIP world!)
God forbids, but if we really were to fail along the way somehow, rest assured we will maintain our integrity and honesty. We've been exposed to some disgusting dirty scams in the real trading world when we were still juniors. We don't want to be in that same league.
Hope I've addressed your concerns and you're in a better position to promote us to your associates. Really, if someone is going to trust us with a lot of his money, we will consider sharing with him our trades so that he can witness for himself how his money is being made. Of course, we can't offer this to everyone because its a lot of work and explanation. Maybe those who take up our EXPERT level in each of the plans will be given access to our trade sharing area. We'll see how things go...
David.
And that concludes today's post about CommonSenseInvest's claim of legitimacy, and in my opinion, the admin has given sufficient explanation from his side regarding this program he runs. I take that as him shouldering his responsibility to his members, and that is what I think distinguishes a bad admin from a good one - responsibility. Of course, I am not in any position to tell you who is a good admin or not, nor whether you should join this program or not. It is all up to you, and if you believe that this admin is doing a good job, and you would like to join in his pursuit of achieving wealth with his members, jump onboard! We have lots of space aboard this CommonSenseInvest's 5-star cruise. :D
Other News:
CedexInvest has paid me without fail for these past few days. The payouts are being processed in reasonable timeframe, with my last payout processed about 5 hours after i requested it. No red signs thus far, and this one is on my recommended list.
FaithInvestment has been paying me regularly these past few days without fail as well. And I got my payout even on Christmas and New Year! Great site, with auto-payouts. I will not associate this one with another similar program that utilized similar concepts and had collapsed not too long ago. No red signs on this one as well, and I recommend this one to you guys.
GeniusFunds had announced few days prior that they will not credit any interests for Christmas and New Year, and indeed, I did not receive any interests in my account for those two special days. And with regards to the celebration, the weekly payout will reflect the adjustments for these two days.
Good news for RichAliens members! Yesterday the admin finally announced that he's back on Earth, and he's ready to launch a revamped RichAliens. He is introducing a new plan right now, that pays 4% daily for 30 days, with no return of principal. Therefore, your net profit will be 120%. Nonetheless, the admin has flushed the program inside-out. Hence, you would have to re-register, and this time, AP will *not* be accepted. Those members who were not in profit will be credited accordingly, and you do *not* need to re-invest in order to get paid. The admin has, as promised, invested the remaining funds in RichAliens to earn some profits, and those profits will be used to pay the members who were not in profit, in this case this would only mean those who invested via AlertPay. Here's the newsletter:
Initiating communication sequence.... teet tee tee teettt... initiated...XagaEnterprise is finally back online after several days of inactivity. The admin, Kevin has sent out a newsletter today that announces the program is back online, and those who tried to bring it down will not succeed as Xaga is Kevin's sweat and blood, and he will do anything, everything to defend it. In my opinion, this seems like a red flag to me. However, I could be wrong. So think wisely before choosing to reinvest in this one.
-------------------------------------------------- http://www.richaliens.com/
Dear safemoneyinvest,
The Rich Aliens have returned on earth and their mothership has landed again! They are now offering earthlings who wish to get abducted again a reasonable yet sustainable 4% daily for 30 days, which can be paid daily and be requested daily by earthlings.
The Rich Aliens will, at this time, be able to generate money out of the money invested and be able to pay those who are at loss with the previous round. This move will minimize the risks of members losing money because the Rich Aliens will invest part of the money deposited but not all of it.
Doing this, the Rich Aliens will be able to pay those are at loss in the previous round. The database has been backed up now and will be used to check members data to see who lost in the previous round. Little by little they shall be paid as soon as the investment starts paying off.
After this is sent, please be advised that all earthlings will need to register again to prevent confusion and because this is a fresh start. I am sure there will be some who do not wish to register again so let's begin. You will need to register again in order to participate in our program.
Again , the new plan is 4% daily paid for 30 days, totalling 120% (20% profit) . The referral commission is 5%. Click here to sign up againsignup.php
-Robert from the Mothership
www.richaliens.com
Newsletter:
Dear safemoneyinv,ArbsFund has announced a new plan called Professional Plan, and this time it's even more lucrative than any of the two! However, the minimum to invest here jumps to a whooping $500, and it offers 15% weekly forever. This means you'll recuperate your principal in about 7 weeks, and whatever you earn from then on will be purely profit. I don't know about this one, seems like this could either mean: it's working great and wants to have more members, or it is experiencing some cashflow problems already and needs more money. I'll keep monitoring this one to see whether anything comes up..
I always come back, don't I?
This is what happen :
Someone reported Xaga for abusing. Therefore, our domain got suspended.
Now you can use .com and I have created .biz to prevent this happen again. So you can use both of them but I recommend you to use .com
If you use our banner, please obtain the right code from your member area.
from now on please use this link :
http://www.xagaenterprise.com
SSL will be installed later.
To those who reported Xaga, Do you think you can shut Xaga down? Xaga Enterprise is my blood. I raise Xaga from nothing. If you want money, don't blackmail me, blackmail your own Fucki*g Daddy.
Iam sorry for my language. Honestly, this incident makes me angry.
Now, I got 1900$ pending withdrawal. Will start making payments now. Sorry for the delay.
I need your help. Revive Xaga on forums. Post payment proofs. I will do my job and do your job. Please help me.
No matter what happen, I will defend Xaga Enterprise.
Thank you.
Regards,
Kevin
Admin
Newsletter:
Dear ArbsfundStakeHolder;
We wish to welcome everyone to a prosperous 2010, today we will resume our usual weekly trading schedule, our complet team are returning from the holiday vacation. So expect faster payments and the usual 24 - 48 hour reply to your support email will resume, we will start sort out all emails and answered them in timely manner.
Arbsfund already have +3000 members and still counting, we are aimed to improve our program and to make it as one of the financial giant in the online investment arena.
We have just open another plan, which is called PROFESSIONAL PLAN which will earn you 15% weekly forever from your investment, you can start investing with professional plan for $500 minimum investment. Also our 2 plans are still running which is the Arbsfund Trading Plan will earn you 8% weekly forever and Royal Plan will earn you 10% weekly forever.
We will resolve all your support inquiry in the next 48 hours after we sort out each support request.
Thank You and Happy New Year!!
Public Relation Manager
Arbsfund Team
So that's all the news I have for today! Today I've joined a new program called InvestJoy that looks well-prepared with hosting from Black Lotus and 5 popular payment processors offered, namely AP, SP, STP, LR and PM. It also offers several welcomed-but-not-essential features to the program that I think will enhance your experience. I'll get the review in soon. Please tune in to check it out!
And today to celebrate the resurrection of the Aliens, it is our featured program of today and the first in 2010!!!!! Congrats RichAliens!!!
HYIPPAGE-Best HYIP Monitor/News
ReplyDeleteHttp://www.hyippage.com
HyipPage.com is Hyip Monitor which providing you information regarding private investment,we are fair,honest,and reliable!
Hello,
ReplyDeleteI invested on CommonSense Invest via your link. How does it work for : "I offer 100% RCB on all your deposits." ? Thanks.
Hi!
ReplyDeleteWrite down your details and send me an email, which you can by clicking on "email me" right at the top..
Thanks!