Sunday, December 26, 2010

25 Dec 2010 - Merry Christmas!

Hi guys! For those who celebrate this special occasion, Merry Christmas! And for those who don't, may you have a great day ahead!

With the recent unexpected collapse, I think CherryShares needs to be closely looked at to learn from what could contribute to a program’s closure.

First of all, I think the red sign appeared when CherryShares announced their plan to adjust the weekly return rate. That was primarily a sign that there was problem with cash flow. From there onwards, it was just a downhill slide for them.

Members and bloggers who have been in this industry for a while have had similar experiences already. And they most likely signaled to others to pull out right away.
That not only created an unnecessary panic amongst members, it accelerated CherryShares’ debit account. Members started pulling out their principal, and that certainly didn’t help CherryShares.

But, and that’s a big but there, some of the bigger members, I’m saying with investments over $10,000, remained loyal to the program. That explained why for a short period of time, CherryShares did not have any problem paying out smaller amounts.

The issue CS had with LibertyReserve just before the program collapsed showed a somewhat troubling sign of cash flow problems as well with that particular department. AlertPay did not have any problems because of 2 reasons:

  • AlertPay is one of the most, if not the most, popular payment processors in the market now. People invest larger sums with this payment processor as they think it’s more reliable

  • If, and when, the account is suspended, CherryShares could not pull out any money anyway. They probably figured it would be better to keep paying

  • Nonetheless, CS had been paying consistently for almost 2 years. Why did they collapse?

    I think it is simply their time to go, just as any HYIP would when they have expanded beyond their industry. The industry is only as big as the investor base, which is certainly not more than 10,000 I would say. Of course, there are some occasional big investors who just jump in when there’s a big program everyone’s talking about. However, these types of investors are few and far between. For a huge program like CS to keep paying consistently, processing over thousands of dollars every single day, there needs to be a huge money pool.

    Unfortunately, that was just not going to happen. I know of a handful of investors who withdraw over $2000 every week from the weekly plan, and you can probably calculate yourself how much money they have in there.

    If CS wanted to sustain the growth they were having, it needed to expand outwards. And it just didn’t happen for them, which was why they collapsed.

    This may appear to be a simplistic analysis, but I’m sure much of this will make much more sense somewhere down the road, when there’s another program that you think might last forever suddenly collapses. By then, if you take another look at this article, it will probably strike some “aha!” in your mind.

    That’s all for today folks! Thanks for reading! :)

    Thursday, December 23, 2010

    SPECIAL REQUEST

    Hi guys! I will be on the road for these few days, and I really can't go online as much as I would like. Therefore, if you have any news or questions, please do not hesitate to drop a comment on my ShoutBox or just send me an email by clicking on the Contact Me button.

    I'll try to respond as soon as possible.

    Happy Holidays! :)

    23 Dec 2010 - Wazzup: News From A Rural City

    Hi guys, sorry for another late posting today. I’m travelling right now to a rural part of my city for the Christmas, and the trip there has been like watching the dry paint on my wall. Anyway, here’s what happened in the industry the last day.

    SureFireSurf has been under a heavy DDos attack for the past day, which explained the site’s unexpected downtimes. Regardless of having a “stronger firewall installed”, as Chris claimed the other day, the site still could not mitigate the attacks on time.

    As such, Chris had decided to move the server to a more powerful, dedicated server. Much of this will be taking place offline, so once the server has been set up, Chris and his service provider will probably take the site offline in order to execute the change. He noted that the downtime will be minimal, and instructions will be on the site when the migration is implemented.

    Edit: The migration has been completed, yet there appears to be some problems on the site right now. Quite a few members complaint about not being able to access the site, and Chris has already addressed the problem in his latest newsletter. I’m one of the few who are having problems accessing the site. Chris’ advice: skip the www prefix in the URL, and try it again. I’m unsure what’s the rationale behind this, but let’s see whether that works for you.

    SynergyMoney continues with its 12-day Christmas promotion with apparent vigor. The site has already announced its 5th winner from the Christmas contest. There will be 7 more winners, and the admin urges investors to join as there will be 2 winners daily, and you could be the lucky one to win more than once!

    The rules are simple: Post something you like about SynergyMoney or something creative, like a poem, for SynergyMoney on MMG. And that’s how you join!
    (One idea: try thinking about visual appeals)

    Seemed like LibertyReserve was undergoing schedule maintenance, and some sites were affected by the change. One of them is TopArb, which has been performing quite well under the radar. I remind you that TopArb is an arbitrage-betting site, which had, or has, been a rather popular concept amongst HYIPs.

    The payouts were slightly delayed due the maintenance, and the admin has already resumed withdrawals as of this writing. Nothing particularly frustrating on my end, so there’s no need to worry about flags as I don’t see any from this incident.

    RussianOilFund has announced their latest plan that is highly exclusive, and only reserved for the biggest investors. It is called Executive Client Plan.
    The plan is currently available to clients who have either invested large amounts with RussianOilFund, or are planning to do so. The minimum to join this plan is $3500, and there’s no maximum cap.

    Anyone with $3500 to spend would probably choose to invest somewhere else, (stocks maybe?) but the admin imagines that the exclusive benefits might entice the investors. The benefits are: a personal representative, a private telephone number for Executive Client Relations, a permanent 3% deposit bonus, a one-time withdrawal of $100 bonus, and a monthly Executive Clients newsletter.
    That’s all nice and dandy, but the question is: are those benefits worth your $3500? I mean you will still be paid a hefty return for your investment, but none of the benefits really stand out for me. I would not feel really compelled to join because of those benefits.

    In fact, I smell something here.

    Not particularly alarming, but I would choose to withdraw my money if I were you.
    Simply because it’s the time of the year, and oil might be running out for them.

    That’s it for today folks! Thanks for reading!:)

    Friday, December 17, 2010

    17 Dec 2010 - Wazzup: News from SureFireSurf and SynergyMoney

    Hi guys! Sorry for not posting the day before and yesterday -- I was preoccupied with my private life, and now I'm back to full swing again! Guess what's up? If you've been following the news recently, SureFireSurf is now one of the best, if not the best autosurfs in the industry at the moment.

    Yes, you heard it right.. Best. What does that mean? Well, while I won't necessarily guarantee that it will remain in this industry forever (which you and I know very well that it won't), but it is one of the programs with best potential. Considering the fact that the site has 2000+ members after 47 days online, which averages about 50 new members per day. That's a pretty optimistic growth, if I might say.

    In fact, the admin, being considerate of the festive season, has added a new plan -- 120% after 12 days -- for members who won't have time, or more likely, who choose not to spend time surfing when they could spend it with their loved ones. This is a welcomed initiative, which I think some members would appreciate.

    If you've been checking on the site recently, as I have, then you probably have noticed by now that the site was occasionally off-line. Well, the admin, Chris explains that that was due to the fact that SFS was implementing a new firewall system. It seems the upgrade has been successfully carried out, as indicated by Chris in his latest newsletter.

    In my experience, server upgrades usually mean 2 things: 1) sudden surge in user traffic 2) preparing for a change in program's structure.

    Either way, the site has been fully updated, and you should not experience any problems any longer.

    Here's the newsletter:
    On behalf of the whole SureFireSurf community, I want to inform you that we are still growing steadily despite the holiday seasons when everyone is so busy they still do not forget to drop by SureFireSurf.com and login, upgrade, surf and cashout! Let us keep the steady growth and smooth flow of things at SFS.

    We are only 7 days away from Christmas! Isn't that a great thing! 2307 Members, 47 days? That is already a gift in itself and I consider it my gift from you this holidays. Thank you!

    I am glad that we are more than halfway thru this month of December! Words cannot explain that and looking bright for 2011.

    Ok now talking about the site updates and stuff like that. We have installed a new firewall system in place for better protection and safety of our website. You may have intermittent access to the website earlier today but that has been solved now and legitimate traffic will not be temporarily blocked now. So try logging in now, if you failed earlier.

    Another important stuff is this. If you upgraded using LibertyReserve the past hours, you may want to e-mail me your transaction history so I can add your upgrades manually. But I will be checking from time to time my LR history to add them even before you e-mail me your information. But then you need to still e-mail me which plan you wanted that added.

    The LR website is having problems with their IPN system, thus causing the automation of upgrades on their site to not work.

    I noticed that there are less and less of members who are voting for SFS on the monitors now, perhaps this is caused by the holiday season where most people are busy, but thanks to some more members who spend time to do this. Thank you guys for doing that for me and SFS. Simply a great job!

    I want to still invite everyone to join the discussion of SFS with me and your fellow members at the following forums. Let us make it a more sensible discussion rather than just "I GOT PAID" posts whenever you get paid. Let's discuss .

    http://www.moneymakergroup.com/index.php?showtopic=360946&view=getlastpost
    http://www.talkgold.com/forum/showthread.php?t=309324&page=1000
    http://www.dreamteammoney.com/index.php?showtopic=110401&view=getlastpost

    I will be waiting there.

    Oh and add me on facebook:

    http://www.facebook.com/profile.php?id=100001745156385

    That would be all. Have a merry week everyone!
    SynergyMoney is still carrying out the 12-day Christmas which, allegedly, is working very well in promoting the program. The admin, Jon from MoneyMakerGroup urges members to keep contributing "poems, creative writings and payment proofs" on forums.

    Wow.

    I mean, really? "Poems"? So I went to the MoneyMakerGroup, and chose a few that I thought were really creative ones too. Here's the winning post:

    Just like an Oasis in the desert, Synergy Money program emerges as a virtuous jewel of honour among the numerous Online Investment programs. Its many laurels are unparalleled as Synergy Money has given bright hopes to its numerous investors all over the world. Each click on SynergyMoney.net is a promise well kept and a dream come true. Throughout Year 2010, there are just two investment programs online: SYNERGYMONEY and others. Ask me to define SYNERGYMONEY and you will be surprised to hear that it is an acronym for the statement of fact below:

    S(System) Y(You) N(Never) E(Experienced before) R(Really/Readily) G(Giving) Y(You) Money'.

    Let the world at large arise and hail this KING OF THE WORLD'S investments which blazes the trail and sets the pace for all other investment programs to follow. With the fear of no contradiction at all, I readily assert that the record being set by SYNERGYMONEY Investment will remain unbeatable even in many decades to come.
    credit: matmary

    Besides, here are a few creative ones too:

    Poem
    Christmas is filled with special joys,
    And the very best of all
    Is joining up with Synergy,
    And the memories we recall.

    We often think at Christmas time
    Of members, affectionately,
    And we realize how blessed we are
    To have you in our Synergy family.


    Another poem:

    Christmas comes but once a year.

    But Synergy Money will always be here.

    I'm earning money and you could be too.

    With Synergy Money it's easy to do!

    Well, it's one of 2 cases here: either SynergyMoney has a bunch of members who really have their creative juice flowing, or the members who joined SynergyMoney have gotten smarter over the course of the investment. I would say the latter is as valid a theory as inferencing that fish are evolved chickens.

    At any rate, you should join too if you're interested in winning!

    Here's the newsletter:
    Dear killz23,

    We are having a tremendous success with the 12 days to Christmas contest. There are really impressive posts and it makes it hard for me to pick the most creative one.

    It surely makes up for a good reading for this Christmas season. You can read all the posts and poems and also check the winners for each day in the thread of the MMG forum -
    http://www.moneymakergroup.com/Synergymoney-Synergymon-t361885.html&st=780

    Remember that posting there daily will increase your chance of winning. We pick 2 winners per day based on how creative their post is and based on a random pick. For the random winner I am using a random picker online - http://andrew.hedges.name/experiments/random/ First I put everyone in one list with corresponding number and then I run the generator.

    Merry Synergy Christmas,
    Ivan

    Unfortunately, I have to move Flamanta to Not Paying status right now. The admin has not responded to a single email, and yet the site continues to take in deposits. I knew that something was amiss when the admin announced that the payouts will resume after 2 days. In my experience, no programs so far have successfully recovered after not paying for 2 days.

    Sure enough, the admin decided to stop the payouts for good, and I think I'll move Flamanta into the Scam fault for good as well then.

    What a bitter disappointment, as some looked to Flamanta as the next GeniusFunds.

    Well, that's all for today, and I will see you tomorrow with another edition fo SMI Talk!

    Tuesday, December 14, 2010

    14 Dec 2010 - Wazzup® SureFireSurf Offers New Plan

    The latest news from SureFireSurf just came in: A new, non-surfing plan is being offered for the Christmas period!

    Before I continue with the admin's motives for this move, let's see what's being offered.

    The new plan goes for 12 days, just as the rest of the plans, but it offers a lower return. In addition, instead of the daily withdrawal, you can now only withdraw upon expiry. So the new plan offers 120% after 12 days, which boils down to 10% daily for 12 days. The only difference between this and the other 10%-daily plan is that you can only withdraw upon maturity, and you don't need to surf as well.

    The admin initiated this move as he presumed that people would be away this festive season to celebrate with their families. So, being a considerate admin, he decided that a plan that pays upon expiry would suit this particular situation.

    For those who are considering: why invest in this plan(which pays less) when you can put the same amount and get 144% after 12 days? Well, again, this plan does not require any surfing done during the 12 days; the 144% plan requires that you surf daily.

    So the whole idea here is that you don't need to surf, but you will earn a lower return. And you only get to withdraw after 12 days.

    Will this plan be popular? I'm not sure, because I'm sure many will not mind surfing 5 minutes a day. However, there will be some who look forward to this plan as it suits their schedule better.

    Anyway, here's the newsletter:

    Hi SureFireSurf Members,

    How are you this month? It's December and Christmas is coming soon. I understand how little time you have for surfing this holiday season and you told me about how much you were willing to upgrade but you were worried because you will not have enough time to do the surfing. I listened, like Santa, and granted your wish.

    I just added a NO SURFING plan for you to enjoy while you enjoy your vacation with your family and friends. Whether you're out of town or just having fun this holiday season. I want you to not worry about anything.

    Here is the details of the plan.

    ----------------------------------------------

    NAME: ON VACATION PLAN 120% (NO SURFING REQUIRED)
    ROI PLAN: 10% daily credited to your account for 12 days
    TOTAL: 120% (20% Profit)
    Cashout only after expiration of upgrade ( 12 days )

    **** NO SURFING REQUIRED *****

    ---------------------------------------------

    This plan is temporarily available only and will only be available until December 31, 2010.

    So if you need a no surfing plan. Then this is it.

    I hope you enjoy your holidays with your family and friends and have fun!

    Login to your account now and make your upgrades.

    Thank you and do have a pleasant holidays!


    That's for today, (I know! It's been a really slow day!)

    But I promise that I will make it up this Friday with a longer post which will definitely satisfy those who are hungry to read some extra info on this industry :)

    Thanks for your patience guys!

    13 Dec 2010 - Wazzup: SureFireSurf Firing Up The Month

    Hi guys! Welcome back to Wazzup® Daily News updates! Today's news revolves mainly around SureFireSurf, and some other news that pertain to our current industry.

    First of all, SureFireSurf has its own Facebook now. As I've mentioned yesterday, this is a common marketing technique used to push a site forward in terms of popularity and publicity. I mean, where else to advertise other than the biggest social networking site in the world right?

    Besides, Chris also urges you guys, the members, to promote the program via several ways:

    1) word of mouth
    - this is one of the most old-fashioned, yet effective means to promote a program. People usually rely heavily on news from people they know, and, of course, these forms of marketing usually carry more weight than someone who just writes about it (me for example)

    2) place your referral links on forum signatures and use your credit on autosurf sites
    - surprisingly, I've heard a lot of success from people who use forum signatures. Some of my readers managed to reel in some decent referral commission even though they didn't expect it in the first place. So that's something nice as an extra income isn't it? Whereas if you have credits on any autosurf sites, you could use that to promote SFS as well. Even though it might not do that much, every little bit counts, am I right?

    3) promote it on blogs and forums by participating in discussions!
    - I will soon have a daily discussion placed on my blog, which will allow readers to interact and share opinions and ideas freely. It will not be in the form of a forum as I think that's simply too difficult to handle, but something like a chat box or something with daily discussion topics.

    Here's the newsletter in the words of Chris himself:
    Hello. Please add me on your facebook friends list, here is my account If you are a facebook user, you may want to add me on your friends list. http://facebook.com/profile.php?id=100001745156385

    SureFireSurf is online for 41 days today and turning 42 days a couple hours later. And I just want to ask everyone a little favor that you can do in your own little way.

    PROMOTE YOUR REFERRAL LINK

    How can you do this? Very simple really. There are many ways you can do this. I am listing all the ways I know of below.

    1. Tell your friends. If you have friends who might be interested, ask them to join under you. Do not ask them to put big amounts though, ask them to try it out and see for themselves. This way, it will be safe for both of you and for the program as well.

    2. Put your referral link or banner in your signatures on the forums. If you are a member of any forum, even if they are not moneymaking related forums, it is a great thing to have your referral link somewhere in your signature. Surprises may come your way and you receive referral commission without you knowing who it was who signed up under you. Start posting.

    3. Put your referral link in your facebook account. It's up to you how you do it, put it in your status, or somewhere in your posts, invite friends and be rewarded when you least expect it. Let your friends know about SureFireSurf.

    4. Change your avatar to SureFireSurf 125x125 banner . This is a very simple thing to do and does not actually have a link they can click but they may get intrigued and someone might PM you what it is and how they can sign up. Adds exposure to SFS as well.

    5. If you have credits on PTCs, PTPs and other advertising sites. Why not try adding your ref links over there as well? Having your referral link exposed everywhere increases your chances of getting referrals and also helps prolong the life of our program. Not only are you making some money for yourself, but also you help the whole SFS group enjoy a long time of profitable autosurfing.

    6. Word of mouth?

    I cannot think more of what can be done. I am sure you have ideas in your own way and I would like to hear about these stuff.

    Contact me if you do. Again, add me on facebook If you are a facebook user, you may want to add me on your friends list. http://facebook.com/profile.php?id=100001745156385

    Thank you for your time.

    SynergyMoney is starting its one of a kind "12 days to Christmas" contest, which randomly selects a winner each day for a "monetary Christmas present." Hmmm, this is interesting, and a smart move on the admin's side as it keeps us guessing how much the prize would be. To be realistic, however, I suspect the amounts to be less than $10 per winner. Any higher and that would definitely take a toll on the site's cash flow.

    Unfortunately though, the newsletter does not mention how to win the prize. The admin mentions "post one thing you like about SM", but does not mention where to post it. How does that help anyone?

    Assuming that the admin's referring to the MoneyMakerGroup thread, where he's highly active, I would presume that he will select a winner from one of the posters at MMG then. However, I will send him an email just to make sure that I'm not reporting the wrong news.

    To be on the safe side, just post on MMG (MoneyMakerGroup) until I get further info from the admin.

    Well, what are you waiting for? Let's start posting! :)

    Dear killz23,

    As mentioned before in one of our updates, tomorrow we start the "12 days to
    Christmas" contests. Every day there will be a selected winner who would win a
    monetary Christmas present.

    The presents are secret and they will differ each and every day.

    To win you simply have to post at least one thing you like about SM. There will be
    one winner a day chosen randomly from these posts. The same person can win
    up to 3 times. This means that posting daily gives you the best chance of winning.

    Your posts can be in the Christmas spirit if you want. Also, a simple "I like SM,
    because I get paid always on time" can win you the prize, as the presents are
    given randomly.

    The 2 awards left from the voting contest are added to the "12 days to
    Christmas".

    I wish you all Merry Christmas,

    Ivan
    Flamanta announced several days ago that their payment gateways will be moved to "dedicated servers", which does not register as something that makes sense to me because even though the payouts cannot be processed, they're still taking in deposits.

    Subsequently, the admin says that payouts will resume on 14th of December, which is today. I am seeing a few pending payouts now, but as the admin has already announced this beforehand, I will give him/her the benefit of doubt. Hopefully this is not turning into another sour tomato.

    Until then, please do not invest there any longer.

    Dear Flamanta customers, we inform you that from 11.12.2010 to 14.12.2010 we moving our payment gateway dedicated server and payments will not be available.
    Due to scheduled payment getway maintenance all payments will be available on Tuesday. We apologize for any inconvenience.

    Deposites are conducted as usual.

    Thank you for cooperation with us, if you have any questions please don't hestiate to contact our Support department.
    That's it for today folks! I'll see you tomorrow with more news and updates from the industry!

    Today's discussion topic will be: Why do you think the industry is called High Yield Investment Program?

    Please send your comments and response on the comment section below :)

    Sunday, December 12, 2010

    12 Dec 2010: Wazzup Daily News

    Hi guys! Today was pretty mundane from my end, as I only received several emails and updates from the programs I'm monitoring. Other than that, it has been a really sloooowww day for me. How about you? How was your day?

    SureFireSurf has started a Facebook account for themselves, and the admin, Chris Linton is quite active on it as well. Here's one: The admin is a FarmVille addict. Lol.. His wall is full of Farmville achievements, and it's hard not to notice it! For those of you who love to play the game, you can probably add him up and chat a little about it. Doesn't hurt to strike a conversation with the person who's handling your cash now does it? The Facebook link is right here: Linky

    Hmm, I talked to the admin of RussianOilFund today (emailed actually) and I'm not sure whether you're aware of this or not, but I think he hasn't mentioned the deadline for the Facebook/Twitter competition has he? In his emails, I don't remember seeing any specified dates, so I took the liberty of asking him today.

    It's 30th of December 2010. So make sure you mark it on your calendar if you want to be one of the 5 lucky $100 winners!

    The admin also says that the team that was sent to HongKong to sign the joint venture is now home safe, and they will be celebrating the festive season with their respective families. That's very kind of you admin :) I hope we could celebrate the season with some profits from RussianOilFund too.

    Anyway, here's the newsletter:
    Our board that has been traveling in Hong Kong the past few weeks are now back at home with their families in time for the Holidays. We released Corporate Update 6 this weekend which is a must read for all our investors. It is the culmination of the Hong Kong talks.

    https://www.russianoilfund.com/index.php?a=news#9

    Second, we completed our full server upgrade to BlockDOS. They are a leader in the hosting industry especially for high traffic websites like ours. They assure us of uptime in the worst of circumstances.
    We are very excited to be serviced and protected by BlockDOS.

    Lastly, our I'm a Russian Oil Fund Investor contest is still in full effect! We are giving away $500 to our Facebook and Twitter friends! 5 winners will be randomly chosen to win $100! All it takes is daily entries on Facebook and Twitter. Use the Share button and the Invite Friends button on Facebook to increase your chances of winning! Use the Twitter entry form daily or Re-Tweet daily your entry!

    Twitter: http://wildfireapp.com/twitter/233/contests/76067
    Facebook: http://apps.facebook.com/sweepstakeshq/contests/76067

    Thank You,
    Russian Oil Fund

    SynergyMoney sends out another newsletter today to inform about the latest change in their referral system. At the moment, free accounts will receive 2% referral commission, whereas upgraded accounts will receive 8% referral commission. As SynergyMoney has been performing up to the admin's expectations, he decided to add 2% referral commission for each re-deposits your referrals make. That's great news isn't it? It's better than nothing, and not too such such that it will threaten the site's stability.

    Free accounts, however, will not receive any referral commissions from redeposits. A fair treatment I presume, but why not get in while it's hot? SynergyMoney offers 4 different plans, and I plan to review them soon.

    Here's the newsletter:
    Dear killz23,

    I was so focused on our first month anniversary and on offering you better investment plans lately that I hadn't considered how the referral commission would enter into that. Many plans do not offer any referral commission on re-deposits but I do not want to be that way. However, I think 8% is too high for a re-deposit and is not in the best interests of the program and the overall membership. So I've decided to give 2% referral commission on re-deposits that way you get something but not an excessive amount. Remember, you who are getting referral commissions are doing no additional work when your referral re-deposits so this is free money for you. Free members receive 2% on first deposits and 0% on re-deposits. You can read more on our FAQ page - http://synergymoney.net/index.php?site=faq

    Regards,
    Ivan
    That's pretty much it for today, hopefully you had a good rest during this weekend and all pumped up for this coming week! For the students that are sitting for their finals, good luck and all the best for your final dash! And for those who are working, well, just like me, we can keep working harder in order to seal off the year in a good note :)

    That's it for today! See you tomorrow!:)

    Saturday, December 11, 2010

    11 Dec 2010 - Wazzup:

    Hi guys! How are you today? And so I was, yesterday, fiddling with an idea for my site's banner, when I decided that my site would be a blog where you could find the most up-to-date and well-researched news, as well as sharp analysis, in the industry.

    The immediate idea that popped up: a detective.

    That made perfect sense doesn't it? A detective is curious, intelligent, investigative and reliable, like Sherlock Holmes :) That's the reputation and image that I want to, and maybe, just maybe, relay that into a banner, which would be used to propagate the idea to others as well.

    So then, I spent quite some time thinking about the whole idea, and how it would reflect my blog's identity..

    And, well, here's my masterpiece:

    My banner!

    I know, there's a lot more to be desired, but at least it's a good start, no? Lol.. Give an aspiring artist a break here guys..

    Anyway, back to today's news and updates:

    Apparently PerfectMoney is having maintenance issues right now, as TopArb points it out in their latest newsletter. (just a short and straight-to-the-point newsletter) TopArb's one of the recently introduced programs on my blog, and I think a review is in place soon. Well, that's only if the site manages to make it through Black December, and hopefully, the payments are resuming right now. Here's the newsletter from them:
    Perfect Money service is undergoing scheduled maintenance.Therefore will delay payments. We apologize for the delay.Best regards, TA team.
    RussianOilFund has struck a deal with some multinational conglomerate in Hong Kong it seems, and the admin says that RussianOilFund will process up to 14 million barrels of oil in the coming year as a result of this joint venture. A further reference is made to RussianOilFund's future, as it will set its Hong Kong Field Office as the main hub for all handling and processing issues. Interesting, but I highly doubt any of that is true though. The admin seems really "enthusiastic" about his business model, yet we have not seen a brochure or business prospectus. If he does deliver it someday, I think it'll most probably be delivered by a postman who drives a hybrid :)
    Russian Oil Fund signs Joint Venture Agreement in Hong Kong. As we have previously announced, the purpose of a ROF Joint Venture agreement is to acquire funding for the prospect, production and refinement of crude oil.

    The board of Russian Oil Fund has come to terms with the ROF Joint Venture agreement. Originally proposed in our year long oil delivery contract we signed earlier in ROF's Board Hong Kong trip. The signing of a ROF Joint Venture Agreement begins the process of forming a formidable successful oil exploration and production arm of Russian Oil Fund.

    December 10th, in Hong Kong, Russian Oil Fund board members signed the Joint Venture agreement into effect.

    This Joint Venture agreement allows for the continuation of the year long oil delivery contract that was signed in Hong Kong. 14 million barrels will be delivered from February 2011 to February 2012 as stated in the year long oil delivery contract signed. The contract is to be fulfilled as well as part of the Joint Venture agreement.

    We would like to announce the first major change as part of our Joint Venture agreement.

    By March 31st, 2011, a ROF Hong Kong Field office is to be established to facilitate all aspects of Russian Oil Fund affairs within the Joint Venture agreement.

    ROF Hong Kong Field office will be put in charge of handling all prospecting, production and refinement of crude oil in the Russian Federation allowed for within the funding of the Joint Venture agreement.

    ROF's Hong Kong Field Office will also become the home of all existing oil prospecting projects Russian Oil Fund is already involved in. To create a more streamlined and organized prospecting arm of Russian Oil Fund, ROF's exploration and production arm will be based out of the Hong Kong Field Office.

    Russian Oil Fund would like to thank all its supporters and investors. You are our family and we look forward to having you with as we move Russian Oil to new heights.

    Thank You,
    Russian Oil Fund
    SynergyMoney celebrates its 1st month online today, and if I may say, I think SynergyMoney may be on to something here. The script is customized, design looks good, and the admin appears to be an optimistic lad who hangs around his site's thread quite often. Perhaps there's something other admins should learn from him. However, one question arises: how much of a potential this site has? Arguably, a site will last as long as the members support it. But then, there's the issue of cash flow. Sometimes members simply need to cash out to enjoy their funds, and how does the admin keep the cashflow steady? That's something he has to figure out for himself, and at this moment, I think the site is still in its baby steps and hopefully things will pick up some steam after this bleak month.

    If, and when, it does, we'll definitely be seeing a whole new ball game from SynergyMoney.

    Dear killz23,

    Today is a special day for Synergy Money and all members. We celebrate our first month of operations.

    I am extremely excited about that fact and without a slightest doubt I can say that this was a month of accomplishments. We stand in a very healthy position at this moment and this would have never been possible without the support of the members of Synergy Money.

    This was also a month of challenges. We had plenty of challenges in the beginning – script issues, glitches etc. However, we overcame those with precision and attention and now are stronger than ever.

    I see how we all will have a very happy holiday season in Synergy Money and after New Year, we should expect even more growth than ever.

    As a guideline in my administration job, I consider the creation and addition of ethical value to Synergy Money and its structures the most important.

    The program is owned by its members. Each member is seen and treated as an equal and is in no way to be considered to be any less valuable than anyone else.

    Happy Birth once again.

    Regards,
    Ivan

    P.S. Remember we have a chat incorporated in the contact and customer support pages. You can always come and chat with me there. Also be sure to check our exciting thread in the Money Maker Group forum

    That's all for today folks! Thanks for staying and good night! :)

    Thursday, December 9, 2010

    9 Dec 2010 - Wazzup: As Sadness Comes

    Hi guys, it is unfortunate, as you can see from my post title today, to inform you that 2 programs have shut down today. While I fully expected this to happen, considering the fact that it's Black December, it still saddens me to know that some admins have demonstrated extreme greed.

    One of the 2 programs is AvatarSurf, which is a cheap scam that closed down due solely to the admin's greed. In fact, I believe the admin could be running another program at the same time. However, as I don't have any substantial proof at this moment, I can't simply accuse anyone.

    Nevertheless, the admin, John sent out his final newsletter prior to fully removing the site. AvatarSurf's currently showing "404 error" right now.

    John blamed the premature closure on hit-n-runners and AlertPay chargebacks. In my view, that's total bull cr*p, because the site was running smoothly with a lot of my readers reinvesting. I see a lot of activity on forums as well, and everything showed that AvatarSurf was on the rise.

    The newsletter was clearly written in a rush, and the admin has decided to run as quickly as he could. He didn't consult any of the members, and made the decision at the drop of a hat. I despise such admins.

    Here's the newsletter:
    Hello Avatar Surfers,

    Today we are here with a very bad news!

    Due to a large number of HIT And Runners taking away their big profits and no more investing, also chargebacks of AP fraudulent funds has caused the closeness of AvatarSurf

    We are very sad to say this but this is a fact! Only I am not responsible for this but the members are too

    Can't end up now with a good day message so bye guys

    Regards,
    John Williams



    Unfortunately guys, I have to move this site to Not Paying status. I'll be more cautious with the programs I review in the future. While some of you who invested the day I introduced it on my site would've been in profit already, I am still apologetic to those who came out short.

    The 2nd program that closed today is VSFunds. I currently have 1 pending payment over 24 hours, and the admin has not responded to my email as well. This is unusual as the admin usually replies quite promptly to my mails. On forums, I'm seeing quite a few people complaining about their pending payouts as well.

    Well, if you're in VSFunds' sister site, which is VentureSurfs, I think it's time to prepare yourself as usually sites like these collapse as quickly as they're placed online. This is not the first time that an admin who runs a surf site decides to open a HYIP site as the surf site approaches the end of its life cycle. Such a strategy is most often used to encourage cash flow.

    Nonetheless, I believe a lot of investors these days have already seen too much of these gimmicks, which explains a not-so-positive growth fo VSFunds.

    Please do not invest there any longer guys!

    To end with a positive note, RussianOilFund has been successfully moved to BlockDos, which is one of the most well-known server hosts in the industry. A month of service from BlockDos easily costs 4 figures. The admin of RussianOilFund also announces that the negotiations for the Joint Venture in HongKong will, quite possibly, be completed today.

    Wow, seems like they might be "real" oil tycoons then? Lol.. Anyway, here's the newsletter:
    If you have been following us on Twitter and Facebook you will have known that we have upgraded our servers and are now part of the BlockDOS family. This is due to our growing popularity and going into the busiest internet activity of the holidays. Our upgrades throughout the day will allow us to handle our growing popularity and any attacks against us. As usual with server upgrades of this magnitude, different people will access the site before others. It depends on your Internet Service Provider.

    This is always a good way to plug our Twitter and Facebook account's which can be seen below. Follow them for always the latest in Russian Oil Fund news.

    Twitter: http://www.twitter.com/russianoilfund
    Facebook: http://www.facebook.com/pages/Russian-Oil-Fund/122825324437218

    Remember all through the month of December we have our $500 I'm a Russian Oil Fund Investor contest going on! Tweet and Share on Facebook daily for a better chance of winning $100. 5 lucky winners will be chosen!

    Enter via Twitter: http://wildfireapp.com/twitter/233/contests/76067
    Enter via Facebook: http://apps.facebook.com/sweepstakeshq/contests/76067

    Thank You,
    Russian Oil Fund
    That's all for today folks! I'll see you tomorrow with more news from the industry. Take care!

    9 Dec 2010 - Wazzup: Poll Results Announced and Blog ready to move soon!

    Hey guys! Apart from the review which was just published today, the poll has concluded, and the results are in!

    I'm elated, and shocked, to find the results, which display an overall spread over all 3 options, except for the one which says all your programs are still paying. Well, for that one special person, congratulations!

    The rest, however, we see a 32% for those who have most of their programs still paying, 35% for those who have won some and lost some, and an upsetting 25% who claimed that they have lost all their money this year.

    Again, I would like to congratulate those who have made a profit this year, and to those who didn't: DON'T GIVE UP! I've been through those stages before, and I know how depressing it is. But, there's a silver lining behind every dark cloud. In this case, there's a money sign behind every closed program!

    *I know it doesn't sound logical, but please allow me the luxury of explaining to you*

    I still clearly remember the time when I made my first $1000. It was after months of calculation and painstaking investment. I did my due diligence, and invested only in programs that either: 1) lasted over 3 months 2) just opened within the last 7 days with my friends in it already

    It worked really well for me because most, if not all, the programs that had lasted over 3 months continued to perform exceeding my expectations, whereas the new ones, I just joined for a few rounds and moved on.

    Then greed got the better of me..

    I invested the whole lump sum in 1 single program, just because it offered 150% after 15 days. (Back then, that was extremely high and it was paying consistently for the past month) Well, you know it, the program collapsed just before I could request for my first withdrawal.

    It was called Novalex, if I recall correctly.

    But anyways, I made my way back, and eventually recuperated my principal AND SOME. I realized there's something to be learned, and what I learned from that experience was never get too greedy and always keep trying. Plus, along the way I made some friends in the industry, and I started a habit of investing only after consulting them. Therefore, it always sets me up in a good position, instead of going at it with greed leading the way.

    I hope this post makes sense to you, and hopefully it'll come in handy some day :)

    PLUS GOOD NEWS! FInally my site is all set up! I'll be moving this coming few days, but you can still expect me to check here quite often though :)

    There're will be some parties and prizes to give away when my new blog's launched, so stay tuned guys!

    Au revoir!

    Wednesday, December 8, 2010

    7 Dec 2010: Wazzup: SynergyMoney added and RussianOilFund updates

    Hi guys! A new program has been added today, called SynergyMoney. It's a somewhat low-mid term program, and I think the program packs quite a punch in an industry that is plagued by conventionalism. What do I mean by that? Well, read on to find out more! :)

    SynergyMoney: Customized script + nice design + creative and lucrative payment plans

    The admin's a really passionate and enthusiastic person, as I've talked to him on several occasions in the past. (by talk, I meant through emails and private messages on forums) Somehow, I sense a strong leadership in him, and as the program's been online for 28 days with almost instant payouts (i'm not sure whether the payouts are instant yet, will check when I get my first payout tonight) and no glitches thus far.

    I was introduced to this program by a friend in the industry, and it appears quite a few long-timers in the industry have started pouring in.

    Another great thing is some of you may not have heard of it yet. Why? Because the admin implements a strictly word-of-mouth marketing system. In my opinion, that's the smartest way to go. Keep a low profile, build your reputation, and slowly work your way up. Not that many admins realized that, and some of them, too eager to climb the ladder, fall just as quickly as they went up.

    This one, however, seems to be a keeper.

    Plans offered: 1% daily for 90 days with principal returned upon expiry, 2% daily for 90 days with principal included, 2% daily for 60 days with 1/4 of your principal returned every 15 days. The plans are somewhat confusing, so I'll try to explain it in better details when I post the review, which should happen sometime next week, probably on a Wednesday :)

    Stay tuned!

    RussianOilFunds appears to have extended their stay in Hong Kong in order to seal the deal on Joint Venture. I'm unsure how long it will take, but the admin seems adamant that this trip will perhaps generate "millions of dollars through oil drilling."

    Hmm... Dubious statement, but just as long they're paying, I suppose any statement they make works eh?...:)

    The FaceBook and Twitter sweepstakes are still ongoing as we speak, and the admin included the links to those two social-networking sites in the newsletter.

    The admin encourages members to vote, like, and retweet in order to increase your chances of winning.

    Here's the newsletter:
    As many of you know our board has been in Hong Kong the past 2 weeks for an oil delivery contract extension as well as starting discussions to form a joint venture. The trip has been extended through this week in efforts to reach the next milestone in Joint Venture development before the holidays are here. Stay tuned to our Twitter and Facebook for the latest from Hong Kong.

    In addition to following us on Facebook and Twitter for updates, you can take part in our $500 giveaway on Facebook and Twitter! The more your re-tweet and the more you share on facebook, the better your chances are of winning!

    Use this link to enter daily on Twitter: http://wildfireapp.com/twitter/233/contests/76067
    Re-Tweeting by entering on the link daily increases your chances of winning one of the 5 $100 prizes!

    Use this link to enter on Facebook daily: http://apps.facebook.com/sweepstakeshq/contests/76067
    Share it to your news feeds and use the invite feature to increase your chances of winning!

    The more you tweet and share, the better your chances are of winning $100 from Russian Oil Fund!


    That's all for today folks! Until then, stay cool! :)

    Tuesday, December 7, 2010

    6 Dec 2010: Russian Oil Fund Review




    Bonjour! Welcome back to another review! Today's review revolves around RussianOilFund, which was launched about 2 months ago. This site claims to be involved in the ever-lucrative field of oil, and that somehow reminds me of various other programs in the past that claimed to be in the same industry as well. Hmm, I guess it must be pretty much a barrier-free industry then huh? Lols..Quite a contrary to what I heard about oil fields, which I thought was only reserved for the big boys.

    But anyway, here's a look at the home page along with some of the features offered:

    Home page

    Account with features

    Payment Plans

    Payment plans
    There are currently 4 plans being offered right now, and all plans run for 90 calendar days, though payments are only made on business days. Note that this means Monday - Friday, and in about 13 weeks, you should have 66 payment days.

    Compounding is not offered, but you can re-deposit from your account balance though. This means if you have at least $10 in your account balance, then you can purchase the 1st plan from your account balance. Hence, you won't need to pull out your funds before you could make another deposit.

    The first plan is open to deposits starting from a $10 minimum up to a $1,999 maximum. It's definitely the most affordable, and also perhaps the only plan investors would really look at. Interest payments are credited at 2% per business day. That amounts to 10% per week, which should see you breaking even at about the 10th week, considering the fact that you don't get your principal back until after 90 days.

    The next plan up starts with a minimum deposit of $2000. The investment term lasts 90 calendar days as well with payments made on business days only (Monday - Friday). The profit rises up to 2.3% daily which will add up to 151.8% in total at the end. Maximum spend is capped at $3,499.

    If you’re prepared to spend between $3,500 and $4,999 the RussianOilFund offers you a daily interest payment of 2.6% from Monday to Friday. A net profit of 171.6% if you manage to complete the entire cycle, with your principal returned upon expiry.

    And finally for deposits upwards of $5,000, you can earn a maximum rate of 2.9% per business day, paid over the course of 90 calendar days. This one offers the highest net return, a whopping 191.4% over the course of 90 days! Not to mention your principal is returned upon expiry as well.

    Payment options

    LibertyReserve and PerfectMoney are the only 2 payment processors accepted here, and that's quite a disappointment for me. Note that LR and PM do not offer chargebacks, and that all transactions are final. Therefore, in any case, the ones to bear the brunt when a program collapses would be those who invested with LR and PM. It doesn't matter when those sites claim that they're being attacked by Ddos or anything, because they would always have the peace of mind knowing that the money's already in their pockets.

    Design and Hosting

    RussianOilFund is running off a licensed GoldCoders script, hosted on a dedicated server with protection and support by BlackLotus, which is one of the old-timers in the industry.

    They also have SSL encryption for safer online environment. But please know that this does not, in any way, mean that the program is a legitimate business. SSL-encryption can be purchased for cheap, and any site without any form of credibility can get one.

    For contact and support, you can get in touch with the administration by filling out the support form on the contacts page. There is also a Live Chat feature installed.

    Besides, RussianOilFund also has accounts at FaceBook and Twitter, the world's biggest social networking sites.

    Overall

    I'm pretty happy with the site, which offers a somewhat high return with a good hosting and licensed script. However, there's nothing particularly outstanding about them, so I would be cautiously optimistic when I approach such a program. Note that it's been 2 months since the program launched, and while payouts are not instant (yet), I hope that they will continue to improve and that things will look better in the coming months.

    That's all for today folks! See you soon!
    :)


    Monday, December 6, 2010

    5 Dec 2010 - Wazzup®: Added New Programs

    Hi guys! Welcome back! Today it's pretty exciting for me because I joined 2 different programs and I think they're well worth my time. Especially in a bleak economy, such as the one we're in right now, I think the only way to win is diversify.

    Diversify: Investing in different programs with different returns

    The first program I joined today is SynergyMoney, which has been online for 26 days already. The site has customized script, dedicated server by Black Lotus, and a very interesting set of payment plans. There are basically two payment plans:

    1)Start-up plans
    2)Serial plans

    Start-up plans are longer, offer higher returns but have a low maximum investment cap; whereas Serial plans are shorter, offer lower returns but have a higher maximum investment cap. This means if you only have $10 to spend, Start-Up plan would be your best option as it offers higher return per your investment. However, if you're looking to invest $100, then you would have to start with Serial Plan, which starts off with $100 and allows you to recuperate your principal in a shorter time frame.

    The plans are really exciting actually! (i'm sorry for my bad summary above) I plan to review this site soon, and stay tuned for the review!

    P.S: If you would like to join, please do so asap as I'm seeing many of my old friends from the industry jumping on this bandwagon.

    The 2nd program I joined today is VSFunds, which is an extended HYIP-arm of VentureSurfs, a highly successful autosurf which has been running for a while now. The program was introduced 4 days ago, and so far it has attracted an excellent response from investors. I think this is primarily due to the admin's reputation in the autosurf industry, which allows him to garner support from his investors.

    The plan offered is 12% for 11 days, with a net profit of 32%. That's absolutely lucrative and I simply couldn't resist, considering the fact that the admin has proven himself to be an excellent leader and financial manager. Besides, the site's design is quite an eye-candy too! Plus, VSFunds accepts AlertPay, LibertyReserve and PerfectMoney. AND, VSFunds uses the popular Neversay script, which was previously used by the likes of Investimates -- a highly successful short-term HYIP that lasted over 2 months.

    I plan to review this site sometime soon, so stay tuned as well!

    P.P.S: I would urge you to join now if you want to get in the black soon! Time and tide, especially when it involves money, waits for no man! :)

    Unfortunately, CherryShares is gone for good guys. There's no response whatsoever from the admin, and the site has been down for more than 24 hours. Even though I would like to extend my support to a site that has lasted over a year with an immaculate track record, the circumstances certainly have prevented me from doing so. My heart-felt condolences to those who lost, and congratulations for those who made a profit. I will try to come up with an analysis of why CherryShares collapsed, and what can we learn from it. I think it is highly critical to learn from such an outcome because I believe everything happens for a reason.

    If a program collapses, there's a lesson to be learned from it.

    That's it for today folks! I'll see you tomorrow! :)

    Saturday, December 4, 2010

    6 Dec 2010: Russian Oil Fund Review




    Bonjour! Welcome back to another review! Today's review revolves around RussianOilFund, which was launched about 2 months ago. This site claims to be involved in the ever-lucrative field of oil, and that somehow reminds me of various other programs in the past that claimed to be in the same industry as well. Hmm, I guess it must be pretty much a barrier-free industry then huh? Lols..Quite a contrary to what I heard about oil fields, which I thought was only reserved for the big boys.

    But anyway, here's a look at the home page along with some of the features offered:

    Home page

    Account with features

    Payment Plans

    Payment plans
    There are currently 4 plans being offered right now, and all plans run for 90 calendar days, though payments are only made on business days. Note that this means Monday - Friday, and in about 13 weeks, you should have 66 payment days.

    Compounding is not offered, but you can re-deposit from your account balance though. This means if you have at least $10 in your account balance, then you can purchase the 1st plan from your account balance. Hence, you won't need to pull out your funds before you could make another deposit.

    The first plan is open to deposits starting from a $10 minimum up to a $1,999 maximum. It's definitely the most affordable, and also perhaps the only plan investors would really look at. Interest payments are credited at 2% per business day. That amounts to 10% per week, which should see you breaking even at about the 10th week, considering the fact that you don't get your principal back until after 90 days.

    The next plan up starts with a minimum deposit of $2000. The investment term lasts 90 calendar days as well with payments made on business days only (Monday - Friday). The profit rises up to 2.3% daily which will add up to 151.8% in total at the end. Maximum spend is capped at $3,499.

    If you’re prepared to spend between $3,500 and $4,999 the RussianOilFund offers you a daily interest payment of 2.6% from Monday to Friday. A net profit of 171.6% if you manage to complete the entire cycle, with your principal returned upon expiry.

    And finally for deposits upwards of $5,000, you can earn a maximum rate of 2.9% per business day, paid over the course of 90 calendar days. This one offers the highest net return, a whopping 191.4% over the course of 90 days! Not to mention your principal is returned upon expiry as well.

    Payment options

    LibertyReserve and PerfectMoney are the only 2 payment processors accepted here, and that's quite a disappointment for me. Note that LR and PM do not offer chargebacks, and that all transactions are final. Therefore, in any case, the ones to bear the brunt when a program collapses would be those who invested with LR and PM. It doesn't matter when those sites claim that they're being attacked by Ddos or anything, because they would always have the peace of mind knowing that the money's already in their pockets.

    Design and Hosting

    RussianOilFund is running off a licensed GoldCoders script, hosted on a dedicated server with protection and support by BlackLotus, which is one of the old-timers in the industry.

    They also have SSL encryption for safer online environment. But please know that this does not, in any way, mean that the program is a legitimate business. SSL-encryption can be purchased for cheap, and any site without any form of credibility can get one.

    For contact and support, you can get in touch with the administration by filling out the support form on the contacts page. There is also a Live Chat feature installed.

    Besides, RussianOilFund also has accounts at FaceBook and Twitter, the world's biggest social networking sites.

    Overall

    I'm pretty happy with the site, which offers a somewhat high return with a good hosting and licensed script. However, there's nothing particularly outstanding about them, so I would be cautiously optimistic when I approach such a program. Note that it's been 2 months since the program launched, and while payouts are not instant (yet), I hope that they will continue to improve and that things will look better in the coming months.

    That's all for today folks! See you soon!
    :)


    4 Dec 2010: TopArb Review




    Hi guys! As promised, today's the review day for TopArb, an sport-arbitrage betting site that has been online for quite a while now. The term "sports arbitrage" has become a household name because of its profitability and the unique way that it works. The name "TopArb", I suppose, means Top Arbitrage, and, well, so far the site's performing pretty well, so I guess it does live up to its name. Here's a closer view at the program:

    Homepage

    Payment Plans

    Primarily, I think TopArbs has set itself up in a very unique position, where it has several plans all laid out, but only Plan A is available right now. This allows members to do their own planning, and in the event that TopArb lays out a new plan, investors have the freedom to choose what they want to do next.

    There are 4 plans, but only 1 available right now, which is Plan A. Take a look here:

    Payment plans

    As you can see, Plan A offers a total of 9.4% per week for 24 weeks. The profits are calculated for each calendar day, including business days of course Your principal is already taken into account here, so net profit will be 125.6% -- a pretty decent return over a course of 6 months. That's a net profit of 21% per month, or 5 - 6% per week. Note that the payouts are now done daily, despite the fact that it says "Weekly profit".

    Here's how it works: When the plan was first announced, the admin was paying weekly profits. However, in response to investors' request, the admin has decided to change it to a daily plan. The admin splits the 9.4% profit into 7 days, so each day you'll receive around 1.4% directly into your account.

    The admin plans to announce new payment plans slowly, and that, I think, is a great way of keeping the program sustainable and keeping investors glued to the program. We'll see how this works for TopArbs in the long run then..

    Hosting

    In terms of hosting, I'm very impressed to find Dragonara, one of the best in the industry, is keeping this program online. For sometime back in the days, Dragonara was reserved for top-tier programs that could afford the expensive hosting fees. Even today, some investors associate Dragonara with the best programs in the industry, so I wouldn't be surprised to find one or two old-timers who would jump on this bandwagon just because of Dragonara's seal of approval.

    SSL-encryption appears to be available as well, and it's provided by GeoTrust. Note that SSL-encryption provides for a more secured transaction environment, and does not provide any more than that. Some investors have misunderstood the actual function of SSL-encryption, sometimes misinterpreting it as a sign of a legitimate company.

    Yes, there are many companies (such as Amazon and WalMart) that utilize SSL-encryption on their sites, but when we're looking at the HYIP industry, those signs simply mean the admins spent a little more money (like $100 or so) to display that seal on their page. Not something I'd particularly be concerned about as any site can install one of those widgets.

    It's a nifty tool at best, and nothing more.

    Design and Script

    Another impressive feature about TopArbs is the fact that it uses a customized script and design. I've not seen the script before, and I believe this particular feature will attract many investors.

    Take a look for yourself:

    Backoffice 1

    Backoffice 2
    Backoffice 3


    As you can see, the account itself has various functionalities to it. You can check out messages from the administration (which sends out a daily message when your profit is credited), withdraw, deposit, check out your referrals etc..

    There's also a questionnaire which the admin included a few weeks ago. We can see that the admin tries hard to impress the investors, as he's asking some questions that really seek some constructive criticisms from the investors.

    If anything, that's a highly passionate admin.

    Payment options

    TopArbs initially started with only LibertyReserve and PerfectMoney. However, high demands from the investors encouraged the admin to add GlobalDigitalPay as the latest payment option.

    I'm pretty disappointed in this aspect, because many investors have made the switch to AlertPay. And while LibertyReserve still remains the top most commonly used payment processor in the industry, TopArbs will definitely suffer from not offering the likes of AlertPay and SolidTrustPay.

    I will keep pressuring the admin to accept AlertPay, and if he does open that flexibility to investors, I suspect TopArbs will take off from then on.

    Overall

    I'm very impressed with this site actually. With a carefully planned out payment plans, good hosting and customized design, TopArbs has, perhaps, what it takes to be the next big thing. The admin is highly passionate about his work, and I see that the site is slowly, but surely, growing a following in the industry. Whether or not it'll turn out to be the next big Giant in the market still remains to be seen, but it'll definitely benefit a lot from investors' support.

    Until then, see you guys!:)

    4 Dec 2010 - CherryShares is Down

    Hi guys, unfortunately, CherryShares' website is down right now as we speak. I noticed that the site was displaying "502 Bad Gateway Error" since this morning.

    Are they gone for good? I don't know yet. But a "502 Bad Gateway Error" means
    The 502 Gateway error is usually caused when there is a communication error in an advanced hosted setup.

    This means the database is not there, or could not communicate with webpage. What does this mean? It could probably mean CherryShares took down their site, or there's a network error going on.

    The hopes are thin right now..Let's keep our fingers crossed that we may see the great Cherries pop up again..

    4 Dec 2010 - Wazzup®: AvatarSurf Anniversary!

    Hi guys! As promised, here's the longer daily news update. I've just received the latest news from AvatarSurf, which is celebrating it's first-cycle anniversary! Woohoo!

    Surprisingly (in the most positive light), AvatarSurf has climbed up the HYIP stairs in the most flamboyant style, receiving almost 850+ (from the newsletter) members over the course of 12 days, with almost $200,000 active deposits (from newsletter). If the numbers are anything to go by, AvatarSurf is averaging 70 sign ups per day, and that's pretty amazing for an industry that many had deemed to be long gone.

    As it is, AvatarSurf has been online for 12 days now, and the investors who joined the 12-day plan have already received their payouts. Note that AvatarSurf offers 11% for 11 days (net profit: 21%) and 144% after 12 days (net profit: 44%). Those who had taken the risk for the 12-day plan would now be enjoying the delicious fruit of their endeavor.

    Nonetheless, the admin, John is adamant on improving the site, and I suppose it is appropriate to say that he is looking for various ways and means to take over SureFireSurf in terms of popularity (even though he himself does not admit the competition).

    Competition is good. Competition helps all the sites to improve. So, as a personal policy, I always encourage different sites competing and offering better services to attract investors.

    Well, John has announced that a new Testimonial site (which is also being implemented at SureFireSurf) will be launched in a few days.

    Here is the newsletter:

    Dear Avatar Surfers,

    Ho, Ho, Ho! I’m John Williams, the first ever Santa Claus, in the Avatar costume
    (Err! Don’t take your stick to beat me, guys; couldn’t think of something better to
    begin the newsletter with). Well, we finally entered the month of December a few
    days back; a month which we all look forward from the very beginning of every year,
    to enjoy ourselves with our family, buddies, teachers, boyfriend/girlfriend (ahem!
    ahem!) to the most, as it is the month of the holy Christmas. Before I get into the
    main news, I wish everyone a very warm season’s greetings.

    It’s with high excitement and joy that I’m sending out this newsletter; well, in
    fact the Christmas Eve adds much to the level of excitement. It’s a well-known fact
    that most of you have been enjoying your daily payouts from the 11% daily plans, for
    the past 12 days. But I know there has been even more of you, who have been waiting
    with much enthusiasm for your deposits in the 12% plan to expire and get paid. Well
    that lucky day, the 12th day since AvatarSurf began its online journey was today,
    the day on which we successfully completed our first cycle. Everyone who joined
    AvatarSurf on the first day of its launch, made a deposit in the 12 day expiration
    plan, got their deposits expired, and requested for their withdrawal today, has been
    paid. So as I cited, this day marks the completion of the first cycle of our
    expiration plan.

    I would like to congratulate every esteemed surfer who got paid from us today,
    especially from the expiration plan, as today marks the day on which we reached one
    of the many breakthroughs, we have in our boundless, dazzling, and adventurous
    cruise ahead. With your constant support and participation, there is no doubt that
    AvatarSurf will witness the expiration and payment of numerous such cycles.

    AvatarSurf has won the hearts of 850+ members over the past 12 days, and has
    collected a grand total of over $200K in deposits. Our Alexa rank has been
    snowballing at a breathtaking pace, ever since the launch of AvatarSurf. We are
    experiencing a very high growth rate at the moment, a rate which most of you can’t
    even imagine.

    In fact, I too am stunned, and even more exulted, to see this kind of growth, but
    what more can I say? Simply astounding, isn’t it? I wouldn’t be flabbergasted to see
    AvatarSurf becoming a sensational triumph like the movie, Avatar. No bluffing, guys.
    That can even happen; considering the prodigious growth rate which AvatarSurf is
    witnessing right now.

    Well, at this juncture, I am really overwhelmed with excitement, and eagerness, to
    know what you are feeling about AvatarSurf, especially considering the fact that, we
    have completed our first cycle successfully. So I have decided to add a testimonials
    section, and it will be done very soon enough, after which you will be able to
    submit your thoughts of, and experience with, AvatarSurf, through your fascinating
    testimonials.

    Don’t you guys think there is something pending on your part to do? Did I hear
    someone saying “MaxiVote! MaxiVote!”? Yeah, you got that right. It’s time for you to
    MaxiVote. Well then, head straight to our Ratings page and “MaxiVote” us. Take part
    in our discussion thread at MoneyMakerGroup.com forum, and post your payment proofs
    there. You will be able to find me online most of the time there at MMG forum. Here
    is the link to our thread at MMG:
    http://www.moneymakergroup.com/Avatarsurf-Avatarsurfc-t362910.html. I’ll be looking
    forward to see your payment proofs there. Remember to do the same after you receive
    each and every single payment from us. See you there, guys.

    Should you have any enquiries, or suggestions, feel free to contact me via the Live
    Chat, when I’m online there, to get them answered instantly. You may also use the
    support form to contact me by e-mail. I’ll do everything possible to assist you in
    the best way I can, and keep AvatarSurf everlasting. I expect the same from you in
    return; promote and support AvatarSurf to the best of your ability, capacity, and
    talent.

    Cherish each and every moment of yours, with the prestigious AvatarSurf. May the
    blessings of this auspicious Christmas Eve, and the following New Year be with
    everyone, and fill you with the brightest moments, and ecstatic memories.

    To your success,
    John Williams
    AvatarSurf Admin

    Again, I would like to warn you guys against investing in SWProfits. I've been approached, again, by several readers who complaint about their pending payouts. I've been looking around, and noticed that some monitors still list SWProfits as Paying!

    That's simply outrageous!

    This definitely shows the true colors of those monitors. (if you would like, a quick Google search on "SWProfits monitor" will return many surprising results).

    Anyway, please do not invest there any longer because I have not heard a single word from the admin, and I doubt that we ever will.

    That's about it for today folks! I'll see you tomorrow with a review of TopArb! And by the end of the week, we should see my new website up and running!
    :)


    Friday, December 3, 2010

    3 Dec 2010 - CherryShares Updates

    Hi guys! This will be a fairly quick update just for now, and I will post a longer update sometime later this evening.

    As I've mentioned before, CherryShares is having problems gathering funds from exchangers. I noticed there are quite a few complaints regarding their pending LR withdrawals, but none whatsoever from AlertPay. I think this confirms that CherryShares is still short of LR funds, and we should definitely give them ample time until they do.

    The FAQ site clearly lays out a 72-hour time frame before processing the payments, and I think it's only reasonable that we do give them a +/- of few hours. Perhaps some investors are so spoilt with the new "instant payouts" offered by many short-term scams that they get highly agitated and nervous when the payouts are delayed for a few hours.

    For the life of me, I would rather wait it out, rather than sending degrading posts about the program everywhere. Some investors, who may not be as experienced in this industry, have been spreading the news about not getting paid. I have seen many of them, and for the most part, the amounts owed range from $1 to $5... Hmm...Perhaps that's something they should ponder prior to posting on forums. I could spare them a few change just so that they would wait it out just like the rest of us are.

    Anyway, here's the news from CS that I received the other day:
    "We have a problem with Liberty Reserve. No one can sell a lot of
    Liberty Reserve at once. We buy $10-$20K Liberty Reserve at once (such
    amounts are available for sale). But, unfortunately, this amount is
    not enough to pay for all clients at once. We ordered $300,000
    Liberty Reserve, supplier promised to pay this amount to us on Monday
    or Tuesday. I think that we can pay all pending payments at once.
    Payments through AlertPay processed without delay."
    Let me know if you have any questions :)

    Thursday, December 2, 2010

    2 Dec 2010 - Wazzup: SureFireSurf Compounding Is Available?

    Hi guys! Welcome back! Today's news will mainly revolve around a new update, a fairly important one at that, from SureFireSurf.

    If you're not familiar with the program yet, SureFireSurf is an autosurf that was launched about a month ago, and still carries itself strongly through the industry.

    This program, surprisingly, picks up steam in an industry that had been deemed dead by many investors. Investors are jumping onto this bandwagon in great numbers, and some monitors are actively promoting this site on their own incentives as well.

    Well, today the admin, Chris has taken another leap forward, as he introduces reinvestment with your payment balance. In other words, compounding is allowed!

    Compounding: Reinvestment without pulling out profits

    Allow me to explain more: as you can now invest with the balance in your account, that essentially means you can make new deposits without pulling out your profits. A.K.A COMPOUNDING.

    I fully expect an overall positive response from investors, as many are tired of being charged exorbitant fees. However, note that this is a double-edged sword as well.

    I've seen a handful of programs in the past that introduced compounding sometime after they established themselves in the industry, and only lived to see a downward spiral that eventually led to their demise. Why?

    Because compounding means there's no fresh deposits coming in. All the deposits are made from the profits. Some of the greedier investors would keep rolling-in (a common term in the industry) their profits until they accumulate a substantial amount in the account, and then they would just cash out the entire sum. This leaves the program nothing but an empty shell.

    Note that this is not a prophecy; it's merely a re-enactment of my previous experiences. By all means, I think SureFireSurf is one of the best autosurfs I've seen this year. It would definitely be a fun experience joining this program, to say the least.

    Here is the newsletter:
    Dear Cody,

    Ok, so as many of you have requested. Upgrading from account balance is now added as a feature. You can upgrade using your balance easily, just follow normal step of upgrading and then just choose the Payment Processor you have balance with right below the 4 payment processor options.

    Thank you.

    Chris
    RussianOilFund, the alleged oil tycoon company, is making waves in Facebook and Twitter right now with their new sweepstakes. The rules for this sweepstakes are: 1) vote on Facebook 2) vote on Twitter

    Those are the only 2 rules! And 5 randomly chosen winners will be awarded $100. This is a great opportunity to get some free cash, and it only takes perhaps 5 minutes of your time. Highly recommended to dip your beak in some wet cash. (whatever that means, LOL)

    Here's the newsletter:
    We'd like to take a moment to welcome all our new investors over the past few days. Welcome to the family. Currently, our board is finishing a trip in Hong Kong with Joint Venture discussions ongoing.

    Our latest Corporate Update, Corporate Update 5 was released earlier this week. You can read it at this link: https://russianoilfund.com/index.php?a=news#7

    Over 1000 entries have been entered into our "I'm a Russian Oil Fund Investor" contest on Facebook and Twitter! Remember the more you tweet and the more you share the more entries you have in the contest! We are giving away $500.

    Use this link to enter via Twitter: http://wildfireapp.com/twitter/233/contests/76067
    Enter every day!

    Use this link to enter via Facebook: http://apps.facebook.com/sweepstakeshq/contests/76067
    Use the invite button to better your chances of winning!

    5 winners will be chosen for $100
    If you haven't noticed, the poll on the right side bar is still running! The poll asks what is your opinion on your current investment portfolio. Do you think it's going great? Do you see some more programs collapsing in the future? Please vote there! There are 3 more days to go, and I would absolutely appreciate it if you guys could drop me some feedback or comments.

    Thanks for reading and I'll see you tomorrow! :)

    Wednesday, December 1, 2010

    1 Dec 2010 - Wazzup: SureFireSurf Surfing the Industry, In Style



    Hi guys! Welcome back! Today's news mainly revolves around SureFireSurf, an autosurf that has persisted in this tough-as-rock industry for the last 31 days. It is quite a feat, to be honest, as a whole bunch of autosurfs prior to SureFireSurf had collapsed prior to completing even the first cycle.

    Well, today the admin, Chris announces a series of new updates and promotions that will be launched soon. First of all, it serves to celebrate, rather than inform, as the program has just reached it's first anniversary. Much of the content revolves around the achievement SureFireSurf has reached in the past 31 days. Indeed, they have come a long way.. But Chris is not satisfied; he wants to achieve more. And he even coined a new term, Fiery December, as a replacement to the Black December that many investors have started to call. Quite an interesting character, to say the least. The MaxiVote software seems to be doing wonders for the program, as it enables investors to support on various sites without going to each site individually. For those "lazy" investors, this is like god-sent! Lol..I tried it myself recently, and it really is pretty user-friendly. However, I am quite skeptical about the validity of votes on those sites though, because it appears as if anyone with an email address can vote there. Nonetheless, here is the newsletter:
    Congratulations! Because of all your hard work in advertising and promoting SureFiresurf, our program has reached 31 days online today! Today is the 1st day of December and I am sending this newsletter to address many things about the past month. Yey! We successfuly got over November and this time it is December that we shall surpass.

    The trend is that December is a black month for programs like SureFireSurf but I beg to differ, I want to make sure that SureFireSurf will surpass this month successfully, but you know I cannot do this alone, so as early as now, may I request everyone to continue to support the program and just spread the word. Be active, promote and share your referral links all around. It will not be an easy task but I am sure we can get over this month without any problems at all.

    It is obvious how energised I am in doing my job as the admin of this program and I see many members doing the same. Happy to see that of course and keep it up fellas!

    Many programs followed suit after SureFireSurf has launched and some are just trying to be as good as SureFireSurf and that is a good thing. I created the program to do one thing also, to bring the fire back in the autosurf industry and I think it has successfully done that now. Right?

    Let's talk about the Testimonials Contest, hmmm, come on guys , you can do better than that right? Be creative, be funny, create a poem, make a novel, or something nice that best describes your experience with SureFireSurf. I have not chosen any winners yet so submit entries now, you can submit multiple testimonials. As I said, please be creative and win $5.

    Now about maxivote ( http://www.maxivote.com ) , More monitors have been added in their service, so you can vote on one page for more monitors now. Maxivote really has become a great tool for those who are "lazy" with voting. No more lame excuses please, hehe, just vote right there, or MAXIVOTE rather. Click this link http://www.surefiresurf.com/rateus.php

    This month won't be boring, I guarantee you that. I am planning to launch some promos to keep things exciting and I will send a newsletter and post news and post in the forums once the promotions are to be launched.

    For now, keep up the good work and let's work together. Make it together over december. Do not make it a black December. Let's make it a FLAMING DECEMBER or a FIERY DECEMBER!

    Thank you for the great support. YOu can only expect the best in me, so I will do my best all the time.
    Believe it or not, SWProfits sent out a newsletter today, apologizing for the payment delays this couple of days. The admin claims the fault lays with the Ddos attack they had been experiencing for the past few days. As such, they have mitigated the attack by moving to a more powerful server. How true that is remains to be seen, but I fear that this will be an uphill battle for SWProfits. Even if they do come back, it would've severely dampened the investors' confidence. I would definitely like to see them prove their worth, however.
    Here's the newsletter:
    Dear investors of swprofits.com program,
    during the week-end and the beginning of this week we had a serious
    DDOS attack on our servers. We had to move to a new DDOS protection
    provider, which caused delays in the payment processing due to the
    fact that we had to process payments manually.

    If you haven't received a payment please report us immediately. We're
    working hard to get things back to normal as soon as possible.

    --
    Raul Francisco Lopez
    I noticed that there are some malicious people who started attacking this site when it first showed some signs of trouble. They sent me several emails complaining of several pending payments with SWProfits. It wasn't just a 1-day affair; they sent me emails day after day telling how SWProfits had not processed their payments for the past few days. But SWProfits does not allow multiple payment requests. Any investor can only have 1 active withdrawal request, so how was it possible for them to have several pending payouts at the same time? With that in mind, I think there are some people out there trying to defame SWProfits in the first place.

    However, that does not discount the fact that SWProfits have not processed the pending payouts so far. Please do not invest there until further notice.

    *P.S: please email them if you haven't received your payment.

    CherryShares appears to be back in working order, as many of my readers have received their payouts! This is great news! There are many investors who reported they have been paid as well, and the LibertyReserve payouts have been processed as well. I think this signals a beautiful comeback, so let's hope CS will continue this momentum towards the end of the year.

    If you have received your payout, please show your support by posting on forums!

    That's it for today folks! I'll see you tomorrow :)