29 November 2009 - A Failed Program

Hi guys...Today marks the demise of a program that I assumed had more potential..

Personally, I thought the program would've lasted at least until after November, with all the smooth sailing and unhindered progress prior to the "multiple-account fraud" that plagued the program.

For those of you who have been really active at MMG, yes you guessed it right, the program is ImoneyReserve. Many who joined this program in early October must've made a huge profit out of it, however, the victims in this case, which is the usual case in other HYIPs as well, are the newbies who just started to invest recently. I have a few downlines who invested under my recommendation and they have not withdrawn a single cent from the program yet. It is with deep regret that I have to inform them of this bad news.

Supposedly, the admin Cassie sent a newsletter to all investors prior to shutting down the website today. Many waited patiently for the 4-hour shutdown period.. However, much to their anticipation, nothing happened. No one received their pending payment, and the site is still down as we speak. This, in my opinion, is a signal that the worst has arrived.

Well, I had a lot of good hope for this program, but I guess this program has just ran its course then, but not without controversy during its collapse.

Moving on to new programs, today I've just talked to the admin of WiredMoney, a new program that pays 12% daily for 10days, and offers another plan for the adventurous ones at 140% after 10 days. This effectively means if you invest $100 in the daily plan, you can withdraw $12 every day for 10 days, and your principal will not be returned to you after expiry because you would've withdrawn $120 after 10 days. And that's a $20 profit. Not too shabby huh? For the pay-on-expiry plan, however, you will see the money credited into your account each day, but you can ONLY PULL OUT UPON EXPIRY. So after 10 days, you should see 140 in your account balance, and that will come out to a $40 profit.

This program seems solid, however, I will not comment too much on this program just yet as I am planning to schedule an interview and a review (interview/review combo! lol) for the admin, which I hope can be included in my blog as soon as possible.

Currently, there's a referral contest going on right now, and monitors are NOT ALLOWED to participate, which gives everyone a fair chance to compete. And there's another promotion going on as well( wow, good things never end with this program :p), which is if you change your avatar on MMG to this : Click here, and you post your referral link on your signature, then you can claim a $10 bonus from the admin by sending your request to contest@wiredmoney.net. However, note that you need to have an active deposit (minimum of $10, and in increments of $10, which means $20, $30 etc.) in the program when you request for the bonus. I've tried it, and the admin credited the amount directly into my payment processor within half an hour. Remember to post your username and the payment processor you wish to be credited to when you send in the request.

Please sign up under me to show your support! I have never won anything thus far, so hopefully you guys can help me out :D

Thanks for reading!

Click here to join WiredMoney!!

28 November 2009 - RichAlien New Plan

Hi guys! Another amazing day out in the HYIP world as there are some exciting news today that I would like to share with you guys!

Ok, maybe this isn't such a new news anymore, but RichAlien.com, one of the programs I reviewed earlier (click here to view), has now introduced a new Daily Plan.

The Daily Plan pays 11% daily for 11 days, which turns out to be a 21% sheer profit after 11 days. This is a good investment strategy as it would both decrease the risk involved in investing, and it would attract new investors as well. Kudos to Rich Admin! I'm sure the announcement of the new Daily Plan attracted a lot more investors compared to the 144% after 12 days plan.

Besides, RichAlien purchased a sticky thread on MMG, which means the admin paid a certain amount of money to MMG to have their thread "stickied" on the first page of the HYIP section. Undoubtedly, that increases the program's exposure to new investors, and increases confidence in current investors as this demonstrates the admin's seriousness in conducting the business. More often than not, these programs that are on sticky thread would last at least 1 or 2 cycles.

I have noted a couple of times regarding the admin's unique method of communicating with the members, which reassures me that he's trying something new, something fresh to attract members. A very admirable effort indeed, as his effort has been acknowledged on reputable HYIP review sites as well, indicating that the admin uses peculiar extraterrestrial language to communicate, such as earthling (humans), rich aliens (admin), mothership (program) and abduction (join the program).. All in all, the program provides a very refreshing appeal to it, besides the highly attractive plans, and I would recommend you to join RichAliens right now as it's still hot and smokingggg~

So look out for this amazingly scorchingly hot program!

Next update, there are some news from Cassie, the admin of IMR today regarding the 1st deposit bonus. Initially, the bonus was set to expire on 30th, but now the admin has pushed it a day earlier to 29th, concurrent with the day the admin promises all pending payments will be made, as well as the day the program undergoes a whole new facelift, including the introduction of a new payment processor and e-currency. The whole IMR community is looking forward to that event, which would be tomorrow Sunday at 1pm GMT, albeit some of the members are having mixed feelings about this event.

I, for one, am hoping for the best, and here's a small note to every investor who has his funds stuck in the program: Please, do not panic and cry out to everyone on the forum threads as that will not do you any good. I'm not cheerleading for IMR, but I am simply suggesting that you wait until the admin's purported deadline. She's obviously given a date and a promise to all her investors that she will come through with all the pendings, therefore, let's give her the benefit of doubt, and then if she does not fulfill her end of the deal, then you can call her a scam or whatever you want. Nonetheless, please be careful with your investment right now, because the program is undergoing a major overhaul, so I would advise against joining this program right now.

I hope you understand what I'm saying here..

Here's the newsletter from Cassie:

I am emailing you to let you know,
that I am going to take our server down on Sunday, 29-Nov-2009 for max 4 hours, for a major upgrade.

Additional, our 20% bonus offer will eventually end at the very same time. And, please do not expect any extension this time.

To read the full update, go to
http://imoneyreserve.com/allnews.php
and read the latest news.


Kind regards,
and thank you all for your ongoing support.
_______________________________________
Cassie Johnson
-Admin-
iMoneyReserve.com

Ok, that's about all I have for today's news..It's almost the end of the week, as well as the end of the Thanksgiving holiday for the ones in US, and I wish you all good luck in future investment endeavours! Of course, I will always be there to provide 1st hand insight as much as possible.

You read it first from Safe-Money-Invest.blogspot.com, take care!

27 November 2009 - Tips to Make Money in HYIP

Hi guys! Today's been a very busy day as I've been shopping around for Black Friday deals..Phew..Got a lot of amazing deals out there that are waiting to be scouted..I saw this stylish HP laptop for about 470 after tax and shipping..It's called Dm3z..Almost placed an order on it, if not for the laptop I ordered had arrived this morning.It took the laptop 3-4 days to arrive, even though I placed the order and specifically paid more for UPS 2 day shipping..Hmm..what a waste of money..

Now I'm regretting not getting a Mac already, as Mac has always had a special allure to me..Oh well, I guess there's always a tradeoff..I like this new computer I'm using, it's 15.6inch, and measures just nice..Heheh, this might turn into a laptop review if I continue huh? Lol..

Anyway, today I'd like to write about strategies to win in the world of HYIP. Well, i bet a lot of you seasoned investors out there who are reading this must be thinking "what else I do not know that this young investor does??" I agree, most of the seasoned investors are very experienced in this field, therefore there is no any special knowledge that I wish to share with you today. In fact, i'll just share 2 important strategies that I personally use to make the best out of my investments.

Strategy #1: Use Profit To Reinvest

This is a fool-proof strategy that I've been using most of the time to make sure I don't incur a loss whenever the program shuts down or the admin runs away. I understand that most would not choose this method, as they would want to gain as much profit as possible before the program shuts its doors. However, let me reassure you that this method is better than any other strategy you might consider, as this method is:

1) safer as it doesn't use your capital.

2) you're only playing with your profits, so if we put it in another perspective, you are less likely to get entangled with your emotions when inevitable circumstances arise that could affect your investor mindset.

On the other hand, one would argue that you can't make a lot out of it, because if you add your initial principal AND the profit together, and you reinvest the whole amount, of course you'll earn more right? To clear any confusion, I'll use some numbers to demonstrate my point. Say you invest in a program with a $100 principal, which pays 144% after 12 days. So after 12 days, you have 144 in hand!(provided the program doesn't collapse by then :p) If you so choose to reinvest the whole amount(144), you'll earn 207$!! That's 107$ sheer profit after 24 days! Alluring, definitely, but the amount of risk you're taking there is unjustifiable.

Therefore, I suggest that you either: invest the profit that you earn, and keep the principal in your pocket, or you earn more by referring people and earning more referral commission. Then, whatever you make, or lose, it will be entirely money not taken FROM your pocket. I realize most young investors don't recognize or even want to utilize this method, as it is less profitable, and doesn't suit their investment goals. However, in the long run, I am confident you will learn to appreciate such a method, as I have from my experience. How I wish someone had told me this method, before I had to run through all sorts of thorns in the bushes in order to find that out myself.

Strategy #2: Think Before You Invest

This title seems a little ambiguous, but I shall explain in detail.

Following the inception of "chargebacks", a term used for crediting an investor his initial principal at the payment processor's discretion if the payment processor decides that the person on the receiving end is not fulfilling his end of the deal, many investors start to invest recklessly as they feel as though there's security in their investment, in that anytime the program scams, they can file a chargeback suit on the transaction, and payment processors such as AlertPay will usually honor such cases.

However, that is not the case when you invest with StrictPay or LibertyReserve. These payment processors have strict rules regarding chargebacks, and they have stated clearly on their FAQs that *NO* chargebacks will be honored. I have personally bore the brunt of such a case, and therefore I urge you all not to invest recklessly.

Note that I'm not implying AlertPay is the better PP though, because that is not what I meant. In fact, most, if not all, of the PPs are reputable companies conducting ethical and reputable businesses. But what I'm suggesting is, do NOT take chargebacks for granted, because your investment is your responsibility. Whether or not the chargebacks will be honored, that should always be considered as your back-up plan, your last chance of redemption, your last opportunity to get your money back...

So, always consider the risks involved when you invest, and do your due-diligence prior to investing, such as researching about the background of the program, the admin's credibility, the company's phone number, the certificate(if available), and etc...If you want to know more about due-diligence, please do not hesitate to email me at safemoneyinvest@gmail.com, or you can post a shoutout on my shoutout box on the right-hand column to request for a post on due-diligence. I will gladly answer all your inquiries.

So that's all for now, 2 tips that I hope you can utilize and make more money along the way.

Oh 1 more thing: According to money-news-online.com, a premier in HYIP reviews, OctProfit is paying selectively right now? That I'm unsure of, because there are no signs yet that show OctProfit is paying selectively, except for 1 member who complaint of non-payment. Just 1 member, amongst tens of members who posted their payment proofs. So, I would recommend you guys to be more cautious right now as the program is quite old already, considering the average lifespan of high ROI programs. Nonetheless, here's the update from the admin on his site:

Attention other Hyip Admins and Investors:
AN IMPORTANT NOTE about Hyip.com for all you other Hyip Program Administrators, and Hyip Investors out there who are looking for dependable Hyip Monitors. Apparently HYIP.COM has unfortunately turned out to be a Total SCAM, and should now be clearly seen as being a completely bogus Hyip Monitor. OctProfit corporate recently paid several hundreds of dollars for Premium Advertising and Listing services at Hyip.com only to find that our Listings were prematurely removed, and worse still... our Quality Ratings were ARTIFICIALLY DOWNGRADED. This was intentionally done so that Hyip.com could ARTIFICIALLY INFLATE Hyip programs that THEY OWN and OPERATE! Talk about a Conflict of Interest!

This kind of blatant dishonesty from a so-called �Hyip Monitor� must NOT be tolerated by Honest Hyip Admins or by Customers who DEPEND on Honest and Trustworthy Hyip Monitors to make Important Accurate Investment Decisions. Our experiences with this Bogus website have Proven that ANY and ALL �recommendations� or Quality Ratings from them are totally FALSE. This website should be fully and totally disregarded.

Please see our Rating page for accurate and trustworthy Hyip monitors who can give you an HONEST appraisal of the OctProfit.com program so that you can make a Quality Decision with Your Families or Businesses hard earned investment dollars.

IMR is still sorting things out as it seems, and Cassie appeared on MMG for a brief moment to settle some of the concerns of the investors. No such luck for those at TG though, as they continue to rant and breathe contempt toward IMR. I've not surfed TG for a while now, as I think the admin is vacuous, and the members are very corrupted. Let's wait until this Sunday to see what Cassie will do. In the meantime, I would highly suggest members who are IN PROFIT to reinvest your money back in to ensure smooth cashflow. I mean there's no doubt that right now whatever you pull out will only be profit right? You will not incur any loss, so why not help a program last longer? A small deed will go a long way towards sustainability.

WTAinvestments still has not responded to my ticket..I wonder whether it's due to the Thanksgiving, or other reasons..I will keep trying, but I can't resist the temptation to invest though..After tomorrow, probably i will. Keep tuning in, because I will offer a special RCB for this program!

CashTanker announced on their site that yesterday(thanksgiving) and today(black friday) are holidays, which means no profit will be credited to your account. The profit will continue on Monday, and there will be no make-ups for yesterday and today's profit.

Ok that's all for now, thank you for reading guys!

26 November 2009 - IMR Update II

**29th November Update: IMR IS NOT PAYING

Hi guys! Happy thanksgiving to all who celebrate this day, and today I woke up to a very good news(besides the fact I get to enjoy a sumptuous turkey meal tonight), IMR is back on paying track!

Yes you hear it right. In the world of HYIPs, one usually wouldn't expect such a comeback, especially after few hours of non-communication from the admin directly addressing the non-paying issue at hand. Or well, she did send a newsletter regarding the issue with fraudulent accounts, but many members were unsatisfied with her explanation.Nonetheless, I had a strong feeling Cassie was working her ar** off just to process those pending payouts, so that her members can reap the benefits of having faith in her. Indeed, I was right and am right all this time, as Cassie appeared on MMG for the whole morning and answered most, if not all, the questions the members fired at her.. She answered all questions patiently, and even offered news about the new processor. (News about the processor will be posted as soon as I get it)Cassie sent another newsletter last night regarding payouts, that is members are only allowed one cashout per day, however, the amount of cash requested is not limited.

As of today, my last few pendings have been CLEARED, and all the money are in my LR account now. Speaking of which, some members complaint that some of the pending payments on their accounts were marked as 'completed', although money was not received in their LR account. Cassie addressed this issue by stating that this was caused by human error, and each case will be settled before this Sunday..so guys, don't worry..That's all the updates I have for today, and I will post more news as soon as I get the latest headsup.I am planning to add Twitter to my site, so that anyone who wishes to get instant news will get it firsthand..I requested a review with WTAinvestments,another 12x12 daily program, last week which received a favorable reply from them. But I have yet to receive their response. Hopefully I can squeeze it in before the week ends..Happy earning money guys!!!

Oh and a new RCB offer for you!! For anyone who signs up at octprofit under me and deposits, I will offer 100percent RCB! Hurry the offer ends tomorrow!

25 November 2009 - IMR updates

(NOT PAYING)

Hi people! Sorry no reviews for today..I've been really busy, especially with Thanksgiving coming up...Oh Happy Thanksgiving to everyone!!!

Well, just a small update on my recent site that's been one of my big time favorites: IMR.

I suppose most of you members are aware now that there are some pending payments as we speak. THAT IS NOT A RED SIGN..So don't panic just yet.

I believe Cassie sent out several newsletters regarding this situation, and in case you missed it, I'll post the newsletters right here.

Yesterday

Dear killz23,


I am going to give you a quick update about what kept us busy over the last 36 hours.

It has been brought to my attention,
that a two groups of Chinese and Indian fraudsters were setting up multiple accounts in a very tricky way, to cheat our system, with the goal to gain additional referral commission and extra bonus payments.

Our security guard alerted us, but since that case was a huge one, we had to keep parts of our database unchanged ( pending payments ) until we had securely extracted all related accounts.

As a result,
I had to suspend 151 member accounts, all money of these individuals are frozen.

The good news is, iMoneyReserve did not make any losses out of it, due to the fact that we acted immediately.

A few of you had to wait a couple of more then 24 hours to receive your cash outs.Please accept my apologize for that.


The normal cashout process is going to be starting again in a couple of hours.

Thank you for taking the time to get updated.
Please stay tuned for more good news to come.

You are requested to post this information in our main forums.


Kind regards
____________________
Cassie Johnson
-Admin-
iMoneyReserve.com

The Day Before

Dear members, investors and observers

I want to take a moment to let you all know, that we are almost done with the work on our
new own payment processor and our new e-currency ( available in USD and EUR)

Our programmers have been working up to 16 hours daily over the last weeks,
to ensure we can keep the earlier mentioned launch date.

Several hours of script development and integration, testing, bug removing and re-testing
lay behind us, and we are almost done.

Please expect a more detailed update later today.


Quick heads up:
________________________
We do add a new payment processor, including e-currency and interface to your IMR member back office.
We do not add any other known payment processor.
We do sell/buy our e-currency for zero ($0.00) fee rate only available for IMR members :)
You can invest now using LR and later get your cash outs in our e-currency. No exchange fees.
In that case, IMR wires your profits directly to you bank account (2 biz days) / or sends profits via Western Union, both to zero fee rates.
Result: no other exchangers needed,

LR will remain to be part of our program for a few more month to come.
(means: everyone who doesn't want to go for our new payment processor and e-currency, simply continues
to work his/her member account as usual, there is no need to change the way you work when you don't want)
+++more details later today +++


Kind regards,
___________________
Cassie Johnson
-Admin-
iMoneyReserve.com

So as you can see, the reason for the delay is mainly due to the multiple fraud accounts set up that wanted to launder our hard earned money, and that Cassie took all her time and effort into weeding out those fraudulent accounts. Don't panic when you see pending on your account, because Cassie replied one of the members on MMG who sent in a support ticket regarding the program's situation and what's causing the delay.

Cassie and IMR team will be making all pending payments from now till the LASTEST Sunday 1pm. On Sunday the server and IMR site will be down for 4 HOURS "MAJOR" upgrade for the PP installation amongst other features. She also stated to me that NO ONE is forced to use the new Payment Processor it will be a choice for all investors.

So in summary

ALL PENDING WILL BE DONE FOR THE LASTEST BY SUNDAY 1PM - (It was supposed to be 6PM GMT but they are overwhelmed with the requests) so payments will be made over the course of this week and at that Sunday 1PM there should be no pending.

Sunday IMR site will be unavailable for 4 hours for Major Upgrade.

And Finally No one forced to use the PP that will be implemented it is a choice given to all investors.

Have a great day guys

So guys, in conclusion, don't stick to your PC whole day right now and hope that you'll get paid. You WILL get paid. Give Cassie some time to do her thing. I understand your feelings right now, because I've been through this a hell lot more times than you have. Trust me.

If I may, please listen to my suggestions on what to do right now.

Suggestion #1:

Think Before You Post

It is understandable that all your hard earned money is in the program, and the stinging feeling deep down that the program might collapse now is a deep, profound anguish that needs to be released. Let me tell you this: It doesn't work this way. Stay calm, Cassie is not SuperGirl, she only has limited time and energy to do all these processings, so let her do what she does best ok?

Suggestion #2:

Remain Calm and Give Cassie Time

I can't stress enough how important it is to give her some time to complete the payments. People ARE getting paid. I myself got paid last night. But the problem is those getting paid are not taking time to post on the forum! Imagine how many members we have, 4500 ++? And look how many are ACTUALLY ACTIVE on the forum? Say, at most, 40? That's like a mere 1% of the total number of members! Don't rely on the payment proofs on the forum, because for every 1 paid member on the forum, there are hundreds more out there whoare getting paid, and spending their time relaxing and enjoying the Thanksgiving.

Suggestion #3:

Be Positive

Cassie has been paying us regularly and in a very very timely manner as a courtesy to all of us. It is NOT her obligation to pay instantly right after you make a payment request. This is addressed on the site's Terms and Conditions, you can check it here. The Global Numbers Page is still updating itself, and the payments are being processed as we speak. Now that there are about 200 fraud accounts being removed, with a few more, maybe, still hiding from the admin's cautious eyes, she has to be EXTRA EXTRA careful to whom she's paying. You don't want your money to fall into the wrong hands do you? So, keep in mind that whatever Cassie is doing, it's for our best interest. Stay Positive you all!

Ok that's about what I have to say for now, and don't panic because for everything that has happened, there's always a silver lining. Let's take this as a test for IMR to prove itself. We, as members of Familia de IMR, can and should always stand behind it. Let's show our support!

24 November 2009 - RichAliens Interview

Hi guys!

Have you watched Startrek or StarWars before? Isn't it simply mind-boggling how those lil aliens have such cool abilities and superpowers, eg: Yoda..Well, today the aliens from Rich Planet have decided to pay our Mother Earth a visit, bringing along riches of immeasurable amount to share with us..Here's the interview!





What's the main idea behind this "alien" concept? I admit it's all fresh and interesting, but are there any other reasons?

With all the "end of the world" plot movies and predictions around these days, I just pulled the idea from there. Some people believe that there are UFO's / Aliens watching us and will save us from Earth's destruction. I decided to execute this idea with some funny and cute alien graphics. Aliens come in Peace right? So I decided to make them come as rich, wealthy little aliens. I really just wanted to keep away from using a program name with numbers on it .

(Well, these Aliens better spread the wealth with us too, otherwise we're coming to whop their alien asses..)

What payment plans do you offer? What payment processors do you accept and any referral commissions?

RichAliens.com has 1 plan only at the moment, and that is ever popular 12x12 which will give you a profit of 44% after 12 days. RichAliens credit your account daily for 12% for 12 days . Libertyreserve, Alertpay, Strictpay and Perfectmoney are the accepted payment processors. RichAliens also offer 5% commission for direct referrals you make.

(I'm not sure whether you have to be an active member to get the commission, but I'll let the admin know of this question)

Any short, mid and long term goals? What server, script and protection do you have to protect the "earthlings"?

I am not setting a goal here, I just want it to exceed expectations of me and the people who join. Richaliens is on a dedicated server with strong ddos protection provided by Hush Hosting. The script is from neversay so it's guaranteed secure and hacker safe.

(We'll see whether it's really "guaranteed", but Hush Hosting is good though. Balanced out the pros and cons I guess..)

How can investors contact you? How many Aliens are in the team? Who are you guys?

They just have to use the contact form on the website. RichAliens is managed by me alone. My name is Robert Raile. I work with all the cute little yellow, gree, orange Rich Aliens. LOL.

What would you like to say to your fellow earthlings? How do you want to persuade them to be abducted?

By now , almost everyone know that HYIP programs are just games and they just need to choose the better one. Rich Aliens is a better choice because it is a straight up no bullshit and lies approach when it comes to providing the opportunity to it's members.

(As they say, we Humans are no-bullshit beings..You don't mess with us Homo Sapiens..)

---- SOrry if I had to speak human lol. ---- i can('t) think of what to write in alien terms lol.

-------------------------------------------------------------------------------------------------

In my opinion, RichAliens is another typical 12x12 HYIP that offers a lucrative chance for everyone to earn if you can get in early. It's definitely a risky season now however, as you can see from countless programs that have decided to scam before the 1st cycle is over. I would recommend you to proceed into the mothership with caution, although the admin has been very active in forums, and the web design is really innovative and interesting, breathing a refreshing air into our world of HYIP.

One thing to note: the admin says it's 12% credited each day for 12 days. Well that's not exactly the case, because even though the money is credited each day, you can only withdraw the whole sum after 12 days, which effectively makes it a pay-on-expiry program, instead of a daily plan. So that's one thing to be careful of.

The site has been online for about 3 days now, and so far the members have been really enthusiastic about it, which can be seen from the positive reception at MMG. Ah, one thing I would like to take note of: As Talkgold has been recently inundated with slanderous members and "crafty" admins, I've decided not to quote things from TalkGold. I wouldn't really grind my mind over what's being posted at talkgold as most of them are paid posters. The members at MMG have more weightage on my decision and opinion of a program's situation -- just something I would like you members to know..

I've had several conversations with the admin of RichAliens, and each time he has been nothing but timely in his response, with each reply received within half an hour or so..So if you have any questions, you can post it on MMG, which I believe will get to the admin sooner than if you are to ask a question via an online support ticket. However, given the admin's special "alien antennas", he'll detect your inquiries as fast as lightning.

So there you go, the review + interview for RichAliens. For those of you who wish to learn more, please don't hesitate to leave a comment, or email me at safemoneyinvest@gmail.com!

Thanks for reading!


Join RichAliens - 144% after 12 days!

22 November 2009 - Tips to Earn from HYIP

Hi guys! Well, sad to say that today there are no reviews for you guys...But!! I have contacted the admin of an extraterrestrial program which has just landed on Planet Earth today :p For those of you who are still in the dark, I'll let you know what I'm talking about tomorrow when the interview answers return to my hands.

Anyway, today I'd like to include a tip or two on how to earn from HYIP. I guess it's no surprise that now's a bad season for high risk investment. Partly due to the fact that it's approaching end of the year, so people are pulling more money out than they are putting in because it's time for Christmas and Thanksgiving!!!! We need money to celebrate right? Lol..

Likewise, admins of those scam programs are humans too! They need money to celebrate with their loved ones! Therefore, the surge of scams in recent weeks can be attributed to that factor..Well, I guess one question of the century solved there! (lol, I'm just making a wild guess, please don't hold me responsible for that :p)

Moving on to the tips.....

Tip #1: Recognize Your Investment Goal

I can't stress hard enough about this. The old cliche that "do not invest more than what you can afford to lose" seems so ancient that I have forfeited that idea already. RECOGNIZE ANDSTICK TO YOUR INVESTMENT GOALS! If you want to make a steady stream of income, then DO NOT STICK ALL YOUR MONEY IN HIGH ROI HYIPs, eg: 12% per day, 144% after 12 days, 150% after 15 days..I admit that the return is very very lucrative and alluring, but let's be honest: do you think it is sustainable? (except for the rare case of IMR, which I have explained here why it's been performing so well).



Tip #2: Diversify Your Portfolio

If you just want to make a quick buck for this month, say maybe an extra 50$ or 100$ just to splurge on a new shirt, a new Ipod touch, or a new bracelet for your wife, then your case is justified. Otherwise, I'd always recommend this formula to everyone I know.

60% in LROI, 30% in MROI, 10% in HROI.

LROI = Low ROI, MROI = Mid ROI, HROI = High ROI

Let me further explain what those terms mean.

Low ROI can be arbitrarily chosen to be a program that pays from 0.5 - 1.5% per day, or about 5 - 7% a week. That's it. That's a very sustainable number, and most of the highly raved programs that have been around for more than a year are those that carry these plans.

Mid ROI can be a program that pays about 2 - 3% per day, although I would personally consider 3% as high ROI already, but that depends entirely on the presentation of the program, the admin, the popularity and so on..A mid ROI can be something that pays 10 - 13% a week as well, while some would consider 20% per week as mid ROI, to me that's a bit too high. Wouldn't really recommend those programs, unless there are concrete proof that back the site up..

High ROI would be the ubiquitous programs that have always been associated with HYIP. To me, I think they ARE the backbones of the whole industry, thus the aptly named industry called HYIP (High Risk Investment Plans). The paying plans for such a category would be 12% a day, 108% in 2 days, 118 % after 4 days, 150% after 10 days and such. Reality is staring you in the face, mocking your childishness if you expect these programs to be properly backed by outside sources of income. More often than not, these programs are functioning based on the simple model that Charles Ponzi created long time ago: Ponzi schemes, where the admin pays the earlier investors with money from fresh newcomers' money, thus creating the illusion that all the investors are making a profit. Nonetheless, this model is based on a simple model of rearranging funds, therefore, in some very rare cases, the programs actually last more than a month, some even more than 2 or 3..For those programs, I really admire the admins' intelligent distribution of funds, although I'm not endorsing them or anything. Just a sheer sense of recognition that one person can do so much to satisfy all the investors.


Well, there you go..2 top tips that I can't recommend enough to anyone who's looking to make a decent profit when faced with trouble of whether to reinvest, or even to start investing or not.

Thank you for reading!

21 November 2009 - LibertyReserveExpress Review

Hi guys! Today I'd like to share with you guys this one single program that has been struggling for a while now, despite the fact the admin is trying his best to save his program from collapse by searching for real actual outside sources of income. Whether that is true or not, you have to decide for yourself.



The name itself is really catchy, LibertyReserveExpress, which led me to invest in the first place. Haha..Well, this program really does have something to offer, something unique that differentiates it from other regular autosurf sites: instant payout. This is the ONE single factor that the site promotes, and the admin promises to pay instantly to all LR payouts for every single day the investor surfs. When I sent the request for interview to the admin, he initially agreed and responded positively to my request. However, after I sent the questions over few days ago, I didn't receive a reply from him. Maybe that's because he was really busy, and that he DOES show he has been really busy trying to revive the program.

Proof? Numerous newsletters are sent out these few days, each describing the latest updates on the program, and one thing that I look forward to on each newsletter is the BONUS! I would like to applaud the admin for his creativity in promoting the site. First, one of his promoting methods is something that looks like this:
25% INSTANT REBATE TODAY ON ALL LIBERTY RESERVE UPGRADES. MUST SUBMIT SUPPORT TICKET
3 FREE REFERRALS WITH 39.00 UPGRADE

As you can see, he offers instant rebates, free referrals, and sometimes he offers instant cashbacks too. All the effort in the name of saving the program..A very very commendable effort, which never fails to impress me because I thought the program would've collapsed the moment AlertPay did a chargeback on him. And this leads to another important and interesting point about this program.

Recently, the admin wrote on his newsletter that some fraudsters tried to outplay the game and used fraudulent AlertPay account to invest, and then would later claim that the account was hacked and request a chargeback to the admin's AlertPay, while secretly trying to ring in some funds through another different account. This method initially proved to be very successful in damaging the program and drying out the program's AP fund pool. The admin even went as far as showing me the proof of the chargeback. The fact that he has posted this matter in his newsletter, and explained thoroughly about the situation tells a lot about his character. In most cases, whenever an admin faces shortages in funds, one escape route commonly chosen would be announce a bonus, and then scam all the investors after a few days. Investomatoes anyone?

The reason I delve so deeply into these cases is that I believe the admin is a reliable and honest person. I had previously a few pending payments to LR, and wrote a few times to support in request of my payment. Although initially there were many complications, which hindered the payment process until this morning, finally I DID get my payout, and I was overjoyed when the admin sent the answers to the interview as well. I understand that he must be really frustrated with the whole situation right now, with many monitoring sites and members who jump the gun and accuse him of non-payment. I understand because I was one of those members. But this admin proved me wrong, and I believe if you guys write to him or at least communicate with him prior to posting on the forums, you guys can find an agreeable way to solve the problem. For me, I did not receive any response after 2 days, so I know how you investors feel. But give him time, don't rush things, because he's giving his everything, and he is STILL sending newsletters and updates to all his loyal members. Besides, the admin has been searching for outside sources of income such as acquiring the advertising rights for some casinos and doing promotions for some online sites.

Anyway, moving on to payment plans.

1) Payment: This program only offers one single payment plan: 10% daily for 13 days. Simple and straightforward. And this program promises instant payout to LR each day, so you can withdraw everyday right after surfing. Nonetheless, with regards to the current situation, some may have to wait a few moments or maybe a day or two before the LR payment is registered. Don't panic however, as the admin will eventually sort things out. All he needs is support from his members. In regards of referral commission, there are 5 different levels, with level 1 and 2 refs you will be earning 3% of their deposits, 2% of their deposits for level 3 and 4, and finally only 1% for level 5 refs. That means if an investors signs up directly under you, you will earn 3% of his investment. For the referral under him, you will also earn 3% of the invesment.

2) Special offer: LRE (short for LibertyReserveExpress) has special offers everyday thus far, with each offer different from one another. Today it may be 10% cashback for LR upgrades, tomorrow it might be 20 free referrals for LR upgrades. You never know what's coming up, unless the admin sends a newsletter informing of the offer. Sort of like a lottery isn't it? :p

3) Payment processors: There are currently 2 payment processors accepted:: LR and AP. Initially only LR was accepted, which in my opinion was a better option, as it would enable the admin to focus on only payments from 1 single processor. The admin later introduced AP into the system, and that was when things started to go south. The fraudsters tried to scam (wow, isn't that new? A hyip being scammed by members lol!), there were insufficient balance in LR, and most of the investors started to invest in AP, which later caused imbalance in the distribution of funds. Thus, the instant payouts became irrelevant after the change was announced.

4) Uniqueness: One thing that really separates this program from the rest is the honesty. The admin really has some guts there as he posted on his site that he DOES take a small chunk of money from your investment as his own paycheck. Usually one wouldn't expect a HYIP admin to write such a thing on the page, but this admin wrote it right up there on his FAQ..And the admin really has a good idea of how HYIPs are supposed to function, as he wrote there that there would be no payments on days that you don't surf. It is a bit vague whether or not you can compensate for that day, but in case the payment processor is offline for that specific day even though you have surfed, payment will NOT be credited..

Regardless, LibertyReserveExpress is indeed run by an admin who has dedicated all his efforts to making the program a success. The lack of support from some members and ;lack of cooperation from monitors are some of the main obstacles the admin has to overcome right now, if he wishes to continue the program. He has my approval, and I'm convinced that this admin has the heart to extend the lifespan of his program, just like a loving horse owner who would take care of his horse in the most caring manner just so that the horse can run one single step further..

However, it still has to be noted that the program's lifespan is not decided by the admin's efforts. It is all up to YOU to decide whether the program survives or sleeps with the fishes.

*Do NOT send emails to support@libertyreserveexpress.info because that adress is not valid. You have to either log on into your acccount and contact the support by clicking on "contact us", or you can just click on contact on the front page.

Join now if you support this admin:

SHOW SUPPORT FOR LRE


Thank you for reading!!

20 November 2009 - Special Thanks

Hi guys!

Ok, this is not a review or anything; it is just a special thank-you note I wish to direct at a fellow MMG forumer, Seaguy who has helped me to pull through a difficult situation.

Recently, my computer and LR account was hacked, and all my LR funds were swept clean. Not a single $$ left in my account. Devastated, I looked to MMG for someone to help me..I even offered a bounty of $100 for anyone who could find info about the hacker for me. (of course, the offer is still valid)..

No luck on the MMG, I finally gave up. Seaguy then approached me, and kindly offered a donation to help me settle the month's rental fees and all.

See, he was able to do so because of the earnings he received from IMR. He attributed the benevolence to the fact that IMR has earned so much for him, and he so kindly and willingly donated a small portion of it to help another in need.

Thank you Seaguy, I will never forget the kind deed you have done.

19 November 2009 - OctProfit Interview

NOT PAYING

What's your name, your position in the site and a general introduction of your team would be great..What sort of experience do you have in this field such that you can guarantee such high returns?

My name is Allen George and I am the manager and administrator of OctProfit. Besides me, there are seven trained staff in our team, three of whom are traders and the other four are advertisers.


Where's the site based? And what is the business model?

Well, as you all know, OctProfit is completely an online investment program, and so we don’t have any office buiding. I reside in Fullerton, USA and, I and my team manage OctProfit from my home. OctProfit is managed by highly experienced investment brokers specializing in foreign currency exchange markets for the past 5 years.


What do you think is/are the main contributing factor(s) to this program's success?

The main contributing factor that has made OctProfit such a huge success is the promotion done by our members. Our members are promoting OctProfit seriously and I would like to thank all my members who are doing this job amazingly.

The other factors which have led to the tremendous success of OctProfit are the advertisings we have purchased in various forums and monitors, strong DDOS protection offered by DDoSWiz, licensed script from GoldCoders and the acceptance of the most popular payment processors.


What direction is the site heading right now? Do you plan to change the payment plans, or increase more payment processors in the near future?

Since the moment OctProfit was launched, we began to receive a large number of signups each day. Our program is doing really fantastic. OctProfit.com is receiving a huge number of website hits daily.

We do not intend to change the payment plans. As far as the payment processors are concerned, we are accepting Liberty Reserve, Perfect Money, StrictPay and AlertPay. I think it’s more than enough for the members to choose from. But if we get requests that we need to add more payment processors, like SolidTrustPay and RoutePay, we will surely consider those requests, and if possible, we will add the option to invest with those processors too.


Are there any short-term and long-term goals that you wish to achieve?

Well, I and my team have only one goal – work and serve for my members. We assure each and every member of OctProfit that they will earn with us for a long period of time. We are here to stay and help our members make profits.


Just to spice things up a little bit, why did you coin the name "OctProfit"? Is there any significant meaning to it?

Most of our members might have the same question in mind. Actually, I wanted to get OctProfit started in the month of October, and so when I purchased the domain name, OctProfit was the name that flashed through my mind. But due to some technical difficulties, I and my team were unable to launch OctProfit in October. But then again, it wasn’t too late. We started OctProfit in the month of November.

I wish all my members happy earnings with OctProfit.



Interview with admin of OctProfit, Allen George.

Thank you!

Please join here: OctProfit

19 November 2009 - OctProfit Review

NOT PAYING

Hi guys! Today's another great day for a review! As always, this program is not only one of THE best program online, it is the pinnacle of effective and intelligent internet marketing. Why? Because this program, despite the plethora of attractive plans offered and safety features introduced, used Internet marketing and promotion so effectively that it has generated more than 3600 members and a total of $165, 572 deposits and $59,305 in withdrawals. If we calculate the percentage of withdrawals to deposits, that's 35.8%, which is a really good number as this indicates there are more funds flowing into the program rather than the other way around. Well, for some investors, that's the formula they use to calculate the stability of the program. In this particular case, it would be an A for stability.

Yes, as you all would've known by reading the title alone, today's review is OctProfit, one of the hottest HYIPs around today!



I'm sure this program is no stranger to you all seasoned investors, as it was introduced in the beginning of November, despite the name "OctProfit" which connotes a money-making opportunity started in October. This statement is verified by the admin, Allen George himself as he told me in the interview that, "Actually, I wanted to get OctProfit started in the month of October, and so when I purchased the domain name, OctProfit was the name that flashed through my mind. But due to some technical difficulties, I and my team were unable to launch OctProfit in October. But then again, it wasn’t too late. We started OctProfit in the month of November."

I've personally received his answers to a list of questions I had to ask him for the interview, and I plan to post that interview after this. Right now, we'll just focus on the program's review.

1) Program history: This program is started by Allen George, a seasoned investor who is the manager and administrator of OctProfit. He is backed by a team of investment professionals who work together to ensure you investors can enjoy the fruits of their efforts. Indeed, the support system is highly highly efficient as each inquiry I directed at the admin was answered in the most prompt manner, and this is a good indicator of how serious the admin is in answering his members' concerns. Looking at the threads in forums such as MMG and Talkgold, there hasn't been much complaints about the customer service at all, as I'm sure the admin answered each inquiry professionally and in a timely order. Kudos to that, admin! Good job as you have done well to establish yourself as a punctual and responsible admin! (Personally, I always associate punctuality with responsibility, because it doesn't matter how much you talk, it's how you act that determines your character..)

2) Payment plans: There are 3 payment plans offered, namely: 118%-after-4-days, 150%-after-10-days, and 175%-after-15-days. Let me remind you that these plans pay ON EXPIRY, which means you will not receive daily payments; instead, you will receive a lump sum after the expiry. Example: Say you invest $100, you will receive $118, with your principal included there, after 4 days. To most of you, this program offers flexible and affordable investment amounts.

Let's take a look:

Plans: Min: Max:
118% after 4 days 5 50,000
150% after 10 days 50 50,000
175% after 15 days 100 50,000

For the basic 4-day plan, the minimum is set at $5, whereas the 10-day plan is set at a minimum of $50, and the highest paying, which also comes with the highest risk, 15-day plan is set at a minimum of $100. For those risk-taking investors who enjoy the thrill and sometimes, the sweet fruit of adventure, the 15-day plan pays the highest return. As you can all see, the plans are all capped at $50,000. Might be a little too high some might argue, and usually this attracts some hit-n-runners: people who invest a huge sum, and move on to the next program after 1 cycle. Thus, the term "hit-n-runners". However, rest assured here because as you can see from the success of the program, the admin has his own sleight of hand to prevent those hit-n-runners from ruining his blood and sweat. I'm personally into the 4-day plan, as I like to play my game safe. Well, each man to his own, so there's always a suitable plan for you in OctProfit that will suit your budget and investment goal.

3) Sustainability: This program has been online for about 3 weeks now, and it has been paying like clockwork. No guessing business whether the admin is planning his escape route or scamming methods because all his time has been devoted to ensure his members are satisfied with his program. In the world of HYIP, where timely payment is the primary benchmark of success, the admin has done a heck of a good job. I have no qualms about this, as he paid all my payments to StrictPay in under an hour after request. Although he did mention about the change of instant withdrawals from LR and PM to manual withdrawal, that did not prove to hinder the program from performing at its best. I have to admit, when I first encountered this program, I wasn't the most enthusiastic about it. The high-paying plans, the program's design, the name (lol!) did not endear me to throw in huge chunks of my own cash.. However, the admin has proven me wrong again and again with his timely payments and impartial effort to ensure his members get the best. He and his team have made their stand: They're here to stay. Of course, many are contemplating that this program will not be a long term contender, as all the plans are paying too high of ROI and there's no way any program could last that long. Well, I offer a counter suggestion: As most, if not all, short-term HYIPs are based on the concept of "money in, money out", the only way to sustain a continual growth would be a continuous flow of money. Only then, a constant, non-congested stream will ensure the success of the program. Nonetheless, as always, please invest according to your investment goal, because all investments carry risk along with the sweet, tempting profit.

4) Reason for success: Whenever we look at an HYIP, we have to assess the "reason of success", and determine whether that reason will remain relevant in the long run. In most cases, the "reasons" are scattered all over: the program is runned by seasoned, and well-known admin, the payment plans offer low ROI and are fundamentally, and arithmetically sustainable(if you know what I mean :p), or a combination of abovementioned reasons, which is usually the case for the outstanding programs. OctProfit is one of those outstanding ones that combine smart marketing with interesting plans, in addition to a suitable number of payment processors accepted that help the program's growth as most investors feel comfortable to invest with their payment processor of choice. The payment processors accepted are: LR, PM, SP, and the most popular payment processor by far, AlertPay. The admin does not express interest in expanding the number of PPs accepted because the program is comfortable as it is, but any suggestions from the members to add new payment processor will be considered. If you browse through forums such as MMG, TALKGOLD, or even popular blogs such as HYIPnews or money-news-online, you can most definitely see OctProfit's banner flashing through the sites. That, is what I call intelligent marketing. Plus, the admin purchased a sticky thread on MMG when the program was first announced, which enabled the OctProfit to stand out from the crowd as the shining jewel. Of course, that intelligent move proved to be profitable, as the number of sign-ups each day skyrocketed to HUGE numbers within days the thread was put up. Even though the thread is non-sticky now(which means OctProfit's rental of that spot was due, and I interpret that as the admin has achieved the popularity it needed to jumpstart OctProfit), the program is still expanding at exponential speed!

In conclusion, OctProfit is definitely a great program that deserves a spot in your diversified portfolio. Regardless of how much you plan to invest, or what your investment goal is, OctProfit has something to offer. So, jump in the bandwagon and let's make money!


To join, click here -->> OctProfit

18 November 2009 - Misc. Updates on Paying HYIPs

Hi guys!

Today will be a small update on the paying HYIPs..

Here's my list for today:

JuicyInvest, Infinitiva, GeniusFunds, ImoneyReserve, NewSurfAge, GoldNuggetInvest, Sazainvestment, OctProfit..That's about the full list for today..

I will post a review tonight! So please stay tuned! It'll be really exciting as it's one of the hottest HYIPs right now..

17 November 2009 - EarnPerpetualProfits

Hi everyone! Today I would like to introduce a new program called EarnPerpetualProfits. Catchy name, and a long one at that too..Lol..Well, for some of you who are unfamiliar, or who have not heard of this, it's actually the brainchild of 2 former big-time HYIP admins, El and Kazzy. I'm sure those 2 names ring a bell now huh?

That's right, EL and Kazzy are the admins of PacForAll, PremiumAdsClub and Pac-Rev-Share..The Three..The Trilogy..The Threeso....Oh wait, that doesn't sound too right..Haha..Okay, you get my point. Those three programs were really successful until the eventual inevitable collapse, which was because the programs had run their respective courses.

Therefore, being the responsible and reliable admins they are, they came up with a new program, which is a cycler, a single matrix forced cycler to be exact, to show their sincerity in helping everyone to earn. I still remember the day PacForAll collapsed, because the admins responded promptly to every single inquiry and downright furious bombardments from the investors as some were not in profit yet, and the reason it is still etched in my mind is that the admins sincerely apologized to the investors, posted their site's accounting details, and promised to find an alternative for their investors who were not in profit to earn. This led to EarnPerpetualProfit.

Well, there's nothing much I could say about this program as of today because it was just launched a few days ago, on the 15th actually. Not many people have cycled out of the first phase. Nonetheless, here's a rundown of the phases and payments.

Cycler has 6 Phases and members earn from Phase 2. It is a Company Forced Single-Line Matrix. It only needs 4 Spots for members to cycle out of one phase and earn a recycle, so this is the fastest moving cycler on the net!

Phase 1: Entry into Phase 2 and a Recycle to Phase1.

Phase 2: Entry into Phase 3, 2 Recycles back into Phase 1 and $20 Cash.

Phase 3: Entry into Phase 4, 3 Recycles back into Phase 1 and $30 Cash.

Phase 4: Entry into Phase 5, 5 Recycles back into Phase 1 and $50 Cash.

Phase 5: Entry into Phase 6, 10 Recycles back into Phase 1 and $250 Cash.

Phase 6: 50 Recycles back into Phase 1 and $3630 Cash!!!

That's right, $3630 for life!!! The cost? A mere $10..That's a no-brainer for me, as the admins have proved themselves to be trustworthy and relatively intelligent in handling money, which can be seen from their previous attempts at HYIP.

There's no expiry dates, no promised returns after a certain number of days, no referral commissions, just straight down "money-in, money-out"..Simple.. But one thing you HAVE to do is, try to bring in as many people as possible because sharing is caring..And in the world of HYIP, that's the essence of money making.

Some other news:

IMoneyReserve has responded favorably to my review, and Cassie the admin has decided to link my review on their site!!! Here's the link to the page: My Review on IMR

OctProfit has decided to accept my interview, and I've just submitted my list of questions to the admin. Hopefully he can get back to me as soon as possible, and I can make it into my blog tomorrow, or maybe even tonight..

JuicyInvest is doing great so far, and I've been getting almost instant payouts from them every single day! I have requested for an interview with the admin, and I'm waiting for a reply from them..

NewSurfAge, an auto-surf program that's been online for almost 3 weeks already has been paying 20% every single week without fail, and that includes last week. There's no doubt this program is in great shape, and I got paid almost instantly from them this morning. A review is in the pipeline, and I'll try to squeeze it in in a few days' time. For those of you who can't wait, just click this link to check it out:

16 November 2009 - IMoneyReserve Review

NOT PAYING

Hi guys! Today I decided to write a review for IMoneyReserve, which is the RED HOT program that's sweeping the HYIP world by storm. In case you've not been informed, IMR has been online for over 1 month already, with no pending or missed payments whatsoever. Not for a single day. The admin is responding promptly to every ticket submitted,(ok, maybe that was a bit exaggerated, but the truth is, she IS answering all the members' questions.) All the updates are posted on the MMG forum, and she frequents the forum to answer any questions the members may have as well. Some of the senior members such as Vera25 are huge supporters of the program, and they'll help you out whenever you have any questions as well. So that's another huge plus.

1) Sustainability: In terms of sustainability, IMR has a very unique payment plan that, although can be misinterpreted as the common 12 x 12 plan, it is actually not. As the plan pays daily, instead of 144% upon a 12-day expiry, the risk is HUGELY decreased for the investor, as he/she could withdraw their money back every single day. This in turn leads to confidence in investors, and as Cassie the admin has been really efficient and proficient in handling the payments, investors are more than willing to take a gamble with her. This has had a major impact on the program, a positive one at that, and this has helped the program to grow exponentially. Besides, as the program is a daily plan, investors who get paid daily often post their payment proofs online, which accentuates the program's popularity and stability. Compared to other conventional on-expiry plans,this is one huge advantage Cassie holds against her similar-but-not-the-same competitors. Usually investors who get paid after 12 days forget about the program, or at least do not feel excited to post about the payment proofs as they have more than a handful HYIPs on hand. Rather than spending time to look at that paying site, they would rather move on to other higher paying sites. This is just common human nature. Comparatively, IMR pays every single day, and that heightens the investors' interest in that particular program as humans are creatures of desire--they have the desire, or should I say greed, to see money coming into their pockets. Especially huge chunks of money at that.

2) Payment Processor: Secondly, IMR uses Liberty Reserve exclusively.Why is this an advantage? Allow me to explain..

As you all know, payment processors are pains in the a**.You have to submit verification documents, gain their approval, prepare detailed explanations for whatever questions they may shoot at you and etc.. I'm sure most of you seasoned investors are aware of the AlertPay incident with Swiftmoney and RoyalRoi (or so they claimed). Nonetheless, it is of no doubt that there's a good chance that a seemingly credible payment processor suddenly decides to rebuke the admin's verified status and freeze the account. Therefore, by utilizing LR exclusively, which requires on identification nor verification of account, admin's minimizing the risks of having her account(s) frozen or hacked or whatever reason that might compromise the investors' interest. In addition, having just one single payment processor allows admin time and energy to focus entirely on the payments. If you're the admin, what would you say if you have to log into 5 different payment processors each day just to pay investors their money. That's not the worst yet, some investors actually invest with 5 different processors, and request withdrawal into each of them every single day!! That's a llloottt of work, mind you! This particular reason is one of the many factors that warrant the success of IMR. Therefore, I sure hope the admin does not add any payment processors in the near future as that would impede the program's growth. It's doing great as it is. As the saying goes, "don't fix what is not broken."

3) Location, location, location: Third, IMR started at the perfect time and location. Looking back, I'm sure the collapse of PacForAll, OnisGroup, Investimates, Investomato and etc. sucked a lot of capital from many investors. The panic, and disappointment, caused by the collapse triggered a sense of, should I revenge, in some investors. Lol! Can't find a better word to replace..Well, investors sort of have the mindset that they want to get back at those scam admins. And the arrival of IMR just came at the right time, and as the admin proves herself to be reliable and efficient, in contrary to the other scam admins, investors start to have trust in HYIPs again. This leads to more and more investors who try to regain their profit by investing whatever they had left in their accounts into this program. Usually people don't respond that well to a particular HYIP, unless a lot of promotion or advertising was done to achieve that effect. These HYIPs that use heavy advertising usually do not last long, as they use money from the investors, or money laundered from the previous scam, to invest in such high-risk strategy. Naive as it may sound, but this is an actual truth..

4) Plan: Fourth, IMR has a suitable maximum for the plan offered, and it only has 1 plan only. The maximum is capped at about 5000 (Edit: 6000 is the correct amount) the last time I checked (correct me if I'm wrong) and that evidently prevent big time hit-n-runners. Definition: Hit-n-runners -- Investors who invest a huge sum for 1 round, and leave after that cycle is over, thus leaving the program an empty shell with a huge load of debt. Until today, admin has been adamant about maintaining that cap, even though she has received numerous requests to up the cap, in the name of so-called "maximizing earning potential." Kudos admin, because you have helped to keep this program at this successful stage by not giving in to those malicious attempts!!!

In conclusion, IMR is still in it's baby steps, and I feel it has massive potential to be the "next big thing", if it not already is. For you all who are interested to earn more this festive season, I plea that you heed my words: IMR is the site to be, and the only site where your money can grow. Let's grow together as one, as Familia de IMR.

http://imoneyreserve.com/?ref=killz23


Update: After talking to the admin herself regarding this program, she has let the cat out of the bag: she's planning to make a payment processor that is solely for IMR, and that will be announced before the end of this year. Members, there are just more reasons for you to join this site now..So please do yourself a favor -- jump in!

16 November 2009: IMR and misc. updates

Hi guys! It's been a long week since my last post. I apologize for the late update..

But I only have good news for you all so far! As according to what I predicted, IMR is still doing really really great, so for you all who would like to join, please do so..I think it really doesn't have any red signs so far.. People are enthusiastically joining every single day, with numerous instant withdrawals every single day! I have been getting my instant withdrawals for the past few days, and now I'm already in profit..So I'll just be playing around with my profit from now onwards..

To join today: http://imoneyreserve.com/?ref=killz23


Moving on to OctProfit, this program is really proving itself now. I initially predicted this site will only last a good 1 or 2 cycles, but by now, there's no mistaking it that this program has been a solid performer, and seems good at least for another 2 cycles. I've just been paid for my 4-day plan, and it was really quick too. One thing to note though, the admin has recently decided to change the instant withdrawal for LR and PM to manual. Therefore, it'll take some time before you'll see your payment in the account. Nonetheless, so far there's not been any red signs concerning this site. My verdict? Good to go for another cycle.



As expected of a new HYIP called JuicyInvest (I will write the review later tonight), it's been paying consistently for 5 days now..I've gotten my daily payments consistently and with no delays. The site looks really fruity, and really refreshing..:p I'd like to invest more, but I'd wait till my 1st plan expires. I'm in with the 10% per day for 12 days.. For the more adventurous, or should I say, daredevils, who would like to take a risk with this program's 144% after 12 days, feel free to do so, although I'd recommend otherwise. This month and the next will be a tough hurdle for most HYIPs, as people are hurrying to cash out for the season. Many people question as to why now? Well, HYIP admins are humans too --they need money for the festive season to buy new clothes, new cars, new houses..There you go, so if you'd like to invest in Juicy Invest, I'd say go in for a quick round, and then leave.

Juicy Invest: 10% for 12 days, 144% after 12days



That's all for now, and I will post some more updates tonight! Thanks!!

9 November 2009 - Updates

Hi guys!

This morning I woke up and received this email from Lariox.

Hi Dear Member,

We have decided for those amounts of investment company more than $400 to open the file. Therefore these people must fast Send :
government issued, non-expired, UNALTERED photo identification (passport, drivers license, country ID card, etc) and recent phone bill matching the phone number AND address as registered in your profile.
This document is for more secure investment. So please send the documents faster.
Please send document to this email: verified@lariox.com



Best Regards,
Blythe Masters
Lariox Inc,
http://lariox.com

I don't think this is legit. I have no experience or funds deposited in there, but just signed in as a member to check things out in the first place. Personally, I wouldn't send my personal info over as everyone knows these are still HYIPs. Once the admin is gone, so does your important info along with your money..

Good news! I waited for about 16 hours and finally I got paid from fxproearn!! Perhaps they don't pay on weekends huh? Speaking of weekends, GNI just paid me my 1st interest too! And I received my 1st payout from OctProfit as well! Wow..Been getting paid recently..haha..

Will update more news later..