Tuesday, February 16, 2010

16 February 2010 - TheKapital Review and Other News

The Kapital's Mission-Vision Statement:
We here at The Kapital uncompromisingly search for the best opportunities possible while extrapolating and examining risks for investors and future returns. Our investor-centric methodology allows us to think of our clients' satisfaction first before anything else. We cater to every financial requirement whenever we make our investment choices. Markets with positive demand traits are actively pursued, while markets with limited supplies get favorable guarantees.

TheKapital.net

Hello everyone! Today's review is about a long-term low roi program that's been flying under the radar for a while now. Not until recently, I didn't even realize such a program existed! Considering the fact that the payment plans offered are highly attractive, and the overall presentation plus some other additional factors that I personally consider while reviewing a program show that this program should be on my A-list of top HYIPs, it's quite a surprise I didn't join this one earlier! However, I think it's still not too late, and I'm here today reviewing one of the consistent performers in the HYIP industry,
TheKapital!

When I first tried to check the website, I typed thekapital.com, which showed "Oops! The link is broken.". Upon further research, I found out that thekapital.com is owned by a totally different entity, and is not related to TheKapital in any way. So, the correct URL to
TheKapital is www.thekapital.net. Note the difference between .com and .net.

Okay, on first glance,
TheKapital looks really refreshing and neat, with a colorful background and simple, easy-to-navigate homepage. There are 9 tabs on top of the page, which lead to 9 different pages, namely Our Firm(basically an About Us page), Our Funds (Investment plans), Affiliate Program, Create An Account, Market (a page full of widgets that display trading reports), News (Updates about TheKapital), Help (FAQ), Support (Contact Us) and Ratings, which is a small tab slightly displaced from the other tabs. It's clear where each tab leads us to, and first tab I clicked was Our Funds, which is always the main focus of investors — we're interested to know more about how much profit we're looking at before we even consider the hosting, script and everything else. Agree, guys? =p

There are 3 payment plans, namely Conservative KFund (CKFund), Balanced KFund (BKFund), and Growth KFund (GKFund). There are 2 sub-plans in each payment plan, which are daily plan and weekly plan. Of the two, the weekly plan offers higher interest rates, and along with higher rates comes higher risks as well, as the weekly plan pays only once a week. Principal is returned upon expiry for each plan, and the lock-in period is 150 business days (Mon-Fri). A special feature available on TheKapital is they allow premature withdrawal of your principal, which means if, for any reason, you do not wish to continue your investment with them, you can request your withdrawal a week prior to the date you wish to have the money in your account. They charge a 10% withdrawal fee for that, though, so take note guys. And that's a hefty 10% as well, because if my understanding of this phrase is right,
10% charge of the investments and all paid and not paid profit for the whole investment period is deducted., that means TheKapital will charge a 10% fee on your principal and the profit you will potentially earn if you continue your investment with them. Say, you invest $100 with them, and you will potentially earn, say a random number, $200 after 150 business days. On the 100th day, if you wish to withdraw your principal, TheKapital will deduct 10% of the $200, instead of your initial $100.
    CD-KFund (Daily Plan)
  • Min: $20 Max: $5,000

  • Lock-in period: 150 business days

  • Interest: 1.5% - 1.7%

  • Compounding: Yes


  • CW-KFund (Weekly Plan)
  • Min: $50 Max: $6,000

  • Lock-in period: 20 weeks

  • Interest: 8.2% - 8.5%

  • Compounding: Yes


  • BD-KFund (Daily Plan)
  • Min: $5,000 Max: $10,000

  • Lock-in period: 150 business days

  • Interest: 1.75% - 1.90%

  • Compounding: Yes


  • BW-KFund (Weekly Plan)
  • Min: $6,000 Max: $12,000

  • Lock-in period:20 weeks

  • Interest: 8.5% - 8.8%

  • Compounding: Yes


  • GD-KFund (Daily Plan)
  • Min: $10,000 Max: No limit

  • Lock-in period: 150 business days

  • Interest: 2.0% - 2.2%

  • Compounding: Yes


  • GW-KFund (Weekly Plan)
  • Min: $12,000 Max: No limit

  • Lock-in period: 20 weeks

  • Interest: 8.85% - 9.2%

  • Compounding: Yes


As you can see from the above list, the only plan that mets the budget of an average investor would be Conservative KFund (CKFund). The other two, however, are probably for the big boys who have more kachings in their pockets than stones on the beaches! Nonetheless, with higher deposits,
TheKapital pays significantly higher interest rates as well. So here's something you should take home: As compounding is allowed, and the premature withdrawal is a bonus feature that's currently only available on TheKapital, as far as the programs I've reviewed go, why not consider doing a 100% compounding?

The fact that
TheKapital offers many payment processors just simply makes TheKapital an even more alluring package. TheKapital accepts AlertPay, StrictPay, SolidTrustPay, LibertyReserve and PerfectMoney. As of this writing, TheKapital accepts credit card payments through AlertPay now, which is something uncommon during this period of time, after witnessing the foreclosure of several programs due to AlertPay's strict implementation of rules and regulations. This mainly involves verified accounts purchased via black markets, so TheKapital possesses peculiar advantage over its competition — investors can be rest assured that TheKapital didn't purchase their account via unlawful means. Well, that's all good, but I don't consider that as a guarantee for your funds, and so shouldn't you. As always, learn to manage your funds wisely, and stick to your investment goals. If you don't have one yet, then it's about time you sit down and plan one out.

TheKapital's beautifully designed website is hosted on a dedicated server by Staminus, a long-standing hosting server that's renowned for it's good service. The domain name: TheKapital.net is registered since 2009, and extends all the way to 2012. Some investors asked me this question before: "If a site is registered for a few years in advance, does that mean it's not going to scam?" Unfortunately, my answer to that is a resounding no. The domain name of a site can be purchased easily, and it costs somewhere from as little as 5.99 to as much as thousands of dollars. To register for a domain name, you only need a credit card, and a billing address. In fact, some domain name providers sell services such as WhoIsProtect, which conceals the domain name registrant's registered address. One such provider is namecheap.com, which is one of the most popular domain name providers in the market. So let me reiterate, a domain name is a commercial product that is widely available in the market, so please do not be tricked — it doesn't take a program more than lunch-box money to register a domain name.

In a nutshell, I think I've covered pretty much the general offerings of
TheKapital. Following a slew of programs that scammed recently in HYIP industry, I think just the fact that TheKapital is still here proves that they're willing to work hard to provide their best services. They've been paying for over 200 days now, and no complaints have been voiced thus far. I like the support system, as they offer Live Chat, which is available most of the time, E-mail support system and phone-in support. I've not checked the phone support yet, so I can't comment on that, but anyone who has, please let me know whether or not it works. I doubt it does, but that doesn't discount the fact that TheKapital is a good program with lots of room for future growth. I don't think TheKapital has met its bottleneck yet, as the clearing of many other long-term low-ROI HYIP programs has inadvertently led to less competition, and this means more space for TheKapital to grow.

The first cycle is always the most dangerous, and now that it's 200 days online, I believe that period is behind us now. Join in today, and make yourself some nice profits :D

Other News:

The programs I reviewed are all performing well, and no news have been sent out today. As the saying goes, "no news is good news." So I believe that should provide some degree of comfort to some investors.

Well, not all is well with "no news" though, because my pending payout with
KobelCapital is way over 24 hours now, and despite the fact that some are still getting their payouts, those are mostly monitors. So I consider this as Paying Selectively, and I believe KobelCapital will not pay anyone soon. Perhaps the admins' already preparing their money luggage for a run to Afrika now..Lol..But I hope no one lost too much money on this one, as it's obviously a game from beginning, and no program is able to sustain a 2.55% payout each calendar day for a long period of time. However, it was fun from the beginning, and anyone who joined early should be looking at some decent profit now, as KobelCapital ran for about 4 months.

That's it for today folks! See you tomorrow!

No comments:

Post a Comment